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12-20-2004, 10:34 PM #1
Finding a way around sky high car insurance rates?
I'm getting totally F'ed to the tune of 500 dollar a month car insurance, since I drove on a suspended license about a year and a half ago, and haven't had insurance in the past 60 days (I'm also young, and single). So now the quotes I've gotten are sky high. My apparent only option is to get an older car and go with only liability, which would be about $200 dollars a month. I don't want to drive a junker, but I don't wanna risk running around with an expensive car and no coverage. This blows. I'm trying to pool you guys together, since we have such a wide variety of professions here. Anybody know a way around it?
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12-20-2004, 10:37 PM #2
Oh, and I've already tried getting on a relatives insurance, but their company (allstate) said that the policy would be dropped because I was "high-risk". Horse****.
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12-20-2004, 10:38 PM #3
you think you have it bad..i live in NY i dont know how it is where you live but everyday your car is registered and you dont have coverage they charge you $8 a day..it's cheaper for me to get charged the $8 then to get minumum coverage on my car....insurance is phucking robbery
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12-20-2004, 10:39 PM #4Retired Vet
- Join Date
- Feb 2004
- Location
- Canada
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- 6,891
Bro, I'm gonna be straight up with you for once, so don't get used to it....lol
I pay about $600/mth myself right now, and have tried 10000 ways to lower it...
You can't... your best bet is to wait it out with an older car and liability...
Sorry bro
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12-20-2004, 10:40 PM #5
yea try insuring a 1000hp toyota supra as a 19 year old with a license revoked twice....
that and sr-22 insurance
i was a baaaaaaaaaad boy
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12-20-2004, 10:41 PM #6Originally Posted by Blown_SC
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12-20-2004, 10:42 PM #7Originally Posted by angelxterminator
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12-20-2004, 10:43 PM #8Retired Vet
- Join Date
- Feb 2004
- Location
- Canada
- Posts
- 6,891
Originally Posted by rambo
Naw, it's over $600/mth, which = $500mth US...
I don't have the $... therefore, no winter car for me... hence why I like to drive something nice during the summer months, which are far and few between up here
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12-20-2004, 10:44 PM #9
There has to be an insurance agent out there that wants to give an ex-juice monkey a break...
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12-20-2004, 10:45 PM #10Member
- Join Date
- May 2003
- Location
- Rancho Cucomonga
- Posts
- 753
try AIG, saved me mucho denero
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12-20-2004, 10:46 PM #11
you could try a bike.cheap on gas, cheap on insurance.
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12-20-2004, 10:47 PM #12Originally Posted by Kato
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12-20-2004, 10:53 PM #13
buy an older car brotha..lol
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12-20-2004, 10:54 PM #14Originally Posted by Decadbal
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12-20-2004, 10:56 PM #15Originally Posted by rambo
Honestly, bad or not-so-good credit is going to get you. If you have a bad record and bad credit, they are going to screw you because you are deemed a "high risk" not only for insurance purposes, but being able to pay them.
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12-20-2004, 10:57 PM #16
lil of both man..LOL
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12-20-2004, 11:01 PM #17Originally Posted by Aboot
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12-20-2004, 11:09 PM #18
What if I don't report my infractions? Is that illegal? They have to find out eventually and raise my rates, but will that land me in fraud territory?
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12-20-2004, 11:20 PM #19
will that land u in fraud territory...they check your driving record... "stop being such a pussy, your in the backseat"
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12-20-2004, 11:37 PM #20
You just have to find the right insurance agency phone aroud and see who can give you the best deal.I got an impaired when i was 18 my insrance whant through the roof. im now 25 have plenty of tickets and pay less for insrance than i ever have. i just found the right place.
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