Results 1 to 8 of 8
  1. #1
    Jack87's Avatar
    Jack87 is offline Retired Vet
    Join Date
    Mar 2002
    Posts
    6,086

    Question Morgage Question?

    I just got the strangest email ever sent to my bulk email folder where
    some loan company came out sending an email about getting a 2nd
    morgage for a house I almost bought over 3 years ago, but never did...
    I never closed on the house, but all my personal info was processed
    for the morgage at the time and was approved...

    How could they get that info and why after 3 years would I get something
    like that??? How could they have my name and the address of the house in
    question to be able to send an email like this? Does this mean my personal
    info has been compromised???

  2. #2
    Money Boss Hustla's Avatar
    Money Boss Hustla is offline Retired Moderator
    Join Date
    Jan 2003
    Location
    Canada
    Posts
    7,965
    Quote Originally Posted by buff87
    I just got the strangest email ever sent to my bulk email folder where
    some loan company came out sending an email about getting a 2nd
    morgage for a house I almost bought over 3 years ago, but never did...
    I never closed on the house, but all my personal info was processed
    for the morgage at the time and was approved...

    How could they get that info and why after 3 years would I get something
    like that??? How could they have my name and the address of the house in
    question to be able to send an email like this? Does this mean my personal
    info has been compromised???
    Probably still in their database. Maybe it's a subsiduary company emailing you.

    I won't worry about it.

  3. #3
    arthurb999's Avatar
    arthurb999 is offline Anabolic Member
    Join Date
    Aug 2001
    Location
    USA
    Posts
    2,712
    People buy data from companies... i wouldnt sweat it.

  4. #4
    Jack87's Avatar
    Jack87 is offline Retired Vet
    Join Date
    Mar 2002
    Posts
    6,086
    Yeah, but it's no connection to the original Morgage Company...
    I know that for sure... I'm just concerned about them having
    more info like a social or anyone for that matter and now my
    credit could be getting fuked up... I have a friend who's job
    is a Professional Finance person and they said it sounded a
    little strange as well... Fuk it's always some bull**** lately for
    me to deal with... But thanks MBH, I just don't want it to be
    more then just that and have to deal with clearing **** up...

    Quote Originally Posted by Money Boss Hustla
    Probably still in their database. Maybe it's a subsiduary company emailing you.

    I won't worry about it.

  5. #5
    Jack87's Avatar
    Jack87 is offline Retired Vet
    Join Date
    Mar 2002
    Posts
    6,086
    Trust me I know all that, but the address of the house I never closed
    on was in the title of the email... I know about buying info, **** I've
    been a sales guy for years and know how it works, but how the Fuk
    could they have the address for the house along with my name for
    a house I almost bought over 3 years ago?

    I'm worried they got more then just my name and the address of the
    house... I've never heard of any bull**** like this one before ever...

    Quote Originally Posted by arthurb999
    People buy data from companies... i wouldnt sweat it.

  6. #6
    511220's Avatar
    511220 is offline Associate Member
    Join Date
    Jan 2005
    Posts
    296
    Quote Originally Posted by buff87
    I just got the strangest email ever sent to my bulk email folder where
    some loan company came out sending an email about getting a 2nd
    morgage for a house I almost bought over 3 years ago, but never did...
    I never closed on the house, but all my personal info was processed
    for the morgage at the time and was approved...

    How could they get that info and why after 3 years would I get something
    like that??? How could they have my name and the address of the house in
    question to be able to send an email like this? Does this mean my personal
    info has been compromised???
    When biz is slow it's not uncommon for mortgage companies to go back and mass mail a previous customer database. But 3 years later? I would think they sold your info in a mailing list. You'll find out soon enough because similar offers will be coming in. Always sign the privacy act docs with a NO checked for sharing of info with 3rd parties. Mailing list sales are big business.

  7. #7
    Jack87's Avatar
    Jack87 is offline Retired Vet
    Join Date
    Mar 2002
    Posts
    6,086
    I did sign that Act, that's why I'm both pissed and a little concerned...
    And as I said I have almost my whole professional career in professional
    sales, I know all the tricks of the trade... This is the first time I've seen
    one that dones't seem right...

    Quote Originally Posted by 511220
    When biz is slow it's not uncommon for mortgage companies to go back and mass mail a previous customer database. But 3 years later? I would think they sold your info in a mailing list. You'll find out soon enough because similar offers will be coming in. Always sign the privacy act docs with a NO checked for sharing of info with 3rd parties. Mailing list sales are big business.

  8. #8
    CutieFace Guest
    I doubt very much they hav e your social.....it's common practice to go through older files/leads/dead d eals from 2-4 years prior3 years is a great time, if the person got an adjustable, wanted to do some major repairs would be ripe for a refinance or line of credit.....

    Cutie

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •