Morgage Question?

I just got the strangest email ever sent to my bulk email folder where
some loan company came out sending an email about getting a 2nd
morgage for a house I almost bought over 3 years ago, but never did...
I never closed on the house, but all my personal info was processed
for the morgage at the time and was approved...

How could they get that info and why after 3 years would I get something
like that??? How could they have my name and the address of the house in
question to be able to send an email like this? Does this mean my personal
info has been compromised???

Quote:

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Originally Posted by buff87

I just got the strangest email ever sent to my bulk email folder where
some loan company came out sending an email about getting a 2nd
morgage for a house I almost bought over 3 years ago, but never did...
I never closed on the house, but all my personal info was processed
for the morgage at the time and was approved...

How could they get that info and why after 3 years would I get something
like that??? How could they have my name and the address of the house in
question to be able to send an email like this? Does this mean my personal
info has been compromised???

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Probably still in their database. Maybe it's a subsiduary company emailing you.

I won't worry about it.

People buy data from companies... i wouldnt sweat it.

Yeah, but it's no connection to the original Morgage Company...
I know that for sure... I'm just concerned about them having
more info like a social or anyone for that matter and now my
credit could be getting fuked up... I have a friend who's job
is a Professional Finance person and they said it sounded a
little strange as well... Fuk it's always some bull**** lately for
me to deal with... But thanks MBH, I just don't want it to be
more then just that and have to deal with clearing **** up...

Quote:

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Originally Posted by Money Boss Hustla

Probably still in their database. Maybe it's a subsiduary company emailing you.

I won't worry about it.

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Trust me I know all that, but the address of the house I never closed
on was in the title of the email... I know about buying info, **** I've
been a sales guy for years and know how it works, but how the Fuk
could they have the address for the house along with my name for
a house I almost bought over 3 years ago?

I'm worried they got more then just my name and the address of the
house... I've never heard of any bull**** like this one before ever...

Quote:

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Originally Posted by arthurb999

People buy data from companies... i wouldnt sweat it.

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Quote:

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Originally Posted by buff87

I just got the strangest email ever sent to my bulk email folder where
some loan company came out sending an email about getting a 2nd
morgage for a house I almost bought over 3 years ago, but never did...
I never closed on the house, but all my personal info was processed
for the morgage at the time and was approved...

How could they get that info and why after 3 years would I get something
like that??? How could they have my name and the address of the house in
question to be able to send an email like this? Does this mean my personal
info has been compromised???

---

When biz is slow it's not uncommon for mortgage companies to go back and mass mail a previous customer database. But 3 years later? I would think they sold your info in a mailing list. You'll find out soon enough because similar offers will be coming in. Always sign the privacy act docs with a NO checked for sharing of info with 3rd parties. Mailing list sales are big business.

I did sign that Act, that's why I'm both pissed and a little concerned...
And as I said I have almost my whole professional career in professional
sales, I know all the tricks of the trade... This is the first time I've seen
one that dones't seem right...

Quote:

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Originally Posted by 511220

When biz is slow it's not uncommon for mortgage companies to go back and mass mail a previous customer database. But 3 years later? I would think they sold your info in a mailing list. You'll find out soon enough because similar offers will be coming in. Always sign the privacy act docs with a NO checked for sharing of info with 3rd parties. Mailing list sales are big business.

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I doubt very much they hav e your social.....it's common practice to go through older files/leads/dead d eals from 2-4 years prior3 years is a great time, if the person got an adjustable, wanted to do some major repairs would be ripe for a refinance or line of credit.....

Cutie