04-10-2005, 09:19 PM #1
Just put the scissors to 6 credit cards
Woo-HOO! Called up all my credit cards and told them all to drop my interest down below 10% or close the account, and now I am down to 3 good cards, and I tossed the losers. Feels pretty good! Two cards from the same bank got consolidated together and the interest dropped. Another that already had a low interest, dropped even more. I can get a cheap card through my union, and my credit union also offers a super low card. I am now a walking hard-on, financially speaking!
My exes did a good job of trashing my credit last year... while I was out in the middle east, they were paying my bills late, not paying at all, running up the one card that they could use over the limit, etc and put my interest rates at the default interest. I left owing about $17,000 in unsecured debt, and when I got home, it was about the same, in spite of sending home enough money to more than pay it all off. Now, I am debt free, except for a small balance on one card for a recent medication purchase. I tell ya, it really feels good to have a cheap line of credit equal to almost a year's earnings. My sh!t doesn't stink a bit!
Just had to blow off about that. I am so friggin amped up about this! So to anybody out there strangling in credit card debt, there is hope, there is light at the end of your tunnel, and you CAN come out smelling like a rose if you are willing to make a few sacrifices and are a firm hand at bargaining for interest rates.
04-10-2005, 09:30 PM #2Senior Member
- Join Date
- Dec 2004
- in a hole
good job bro
04-10-2005, 09:30 PM #3
Good to hear bro..I'm in some credit card debt myself here...Nothing that cant be paid off now that I got a full time job for the next 18 months...glad to hear it though.
04-10-2005, 09:38 PM #4
What the hell, you had 9 credit cards. I have one and a checking card.
04-10-2005, 10:02 PM #5
They used to send them to me without even the courtesy of sending an application first, LOL!
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