01-11-2006, 01:39 PM #1
Morals and Ethics: Insurance Co. and a Lawyer
An American friend sent this to me...
A Charlotte, NC, lawyer purchased a box of very
rare and expensive cigars, then insured them against
fire, among other things. Within a month, having
smoked his entire stockpile of these great cigars
and without yet having made even his first premium
payment on the policy, the lawyer filed claim
against the insurance company.
In his claim, the lawyer stated the cigars were
lost "in a series of small fires." The insurance
company refused to pay, citing the obvious reason
that the man had consumed the cigars in the normal
fashion. The lawyer sued.... and WON!
(Stay with me now.)
In delivering the ruling, the judge agreed with
the insurance ;company that the claim was
frivolous. The judge stated nevertheless, that the
lawyer "held a policy from the company in which it
had warranted that the cigars were insurable and
also guaranteed that it would insure them against
fire, without defining what is considered to be
unacceptable fire" and was obligated to pay the
Rather than endure lengthy and costly appeal
process, the insurance company accepted the ruling
and paid $15,000 to the lawyer for his loss of the
rare cigars lost in the "fires."
NOW FOR THE BEST PART....
After the lawyer cashed the check, the
insurance company had him arrested on 24 counts of
ARSON! With his own insurance claim and testimony
from the previous case being used against him, the
lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in
jail and a $24,000 fine.
This is a true story and was the First Place
winner in the recent Criminal Lawyers Award
ONLY IN AMERICA....NO WONDER OTHER COUNTRIES
THINK WE'RE NUTS!!
01-11-2006, 01:42 PM #2
That is hiliarious. The lawyer thought he was really smart.
Justice was served.
01-11-2006, 02:03 PM #3
thats 1 of the coolest things i've ever read
01-11-2006, 03:51 PM #4
01-11-2006, 05:32 PM #5
01-11-2006, 06:36 PM #6
No insurance companie would insure this,
first, the good will get destroyed, they can get insure for theif, destruction, vandalism,
at destruction it could be a fire (not smoking) water, etc...
01-11-2006, 07:07 PM #7
yeah i remember reading this somehwere else too
01-11-2006, 08:53 PM #8
Sounds like an urban myth to me.... Anytime you insure something from fire, and you intentionally burn it, that's insurance fraud. You can't torch your car, and then sue the ins co for denial of the claim! You'd be in jail long before ever getting it into court.
01-11-2006, 10:29 PM #9
My bad...I fell for an urban legend. Good one, though
01-12-2006, 04:28 AM #10
When I first read the title of this thread, I thought to myself, the first two words, Morals and Ethics, have absolutely nothing to do with the last two words, Insurance Companies and Lawyers.....
01-12-2006, 01:17 PM #11Originally Posted by AIZ
01-12-2006, 03:37 PM #12Originally Posted by CAUSASIAN
01-12-2006, 07:57 PM #13Originally Posted by AIZ
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