!@#$% school loans

**Panzerfaust** · 06-08-2006, 05:14 PM

Please tell me i am not the only person here that is being ****ed in the ass by school loans, they expect me to pay them $500+ a month and they call every goddamn day twice a day. I ignored the pricks until i could ficure out a way to senf them some money.

I called them just a few minutes ago and this guy picks up and i give him my account number, he is like "Your acount is delinquent by 52 days in the balance of $2,212 bla bla bla...will you be paying with credit card or check today".

I told him i'm not paying you anything today

Guy: Why not, are you not working?

Me: Yeah, i am working but i'm not paying you today

Guy: Why?

Me: Listen, i will pay you when i get time.

Cut him off and asked to speak to somebody about consolidating my 2 loans so i can make one payment a month.

Guy: I can't do that, this is the collections department

Me: Well **** you then, hung up

As you can see being $40k in ****ing debt for school loans os the absolute worst mistake of my life.

My question is, can somebody tell me of a company that will consolidate my loans so i can pay them once a month? This jerk off would not transfer me and i am under the impressiont hat Sallie Mae can consolidate loans correct?

This shit has haunted me since graduation and will for the next 15-20 years

P.S: **** going to college, its not worth it, i got no ****ing assistance whatsoever.

**thegodfather** · 06-08-2006, 05:28 PM

Hmmm.....so you're saying that the job you're working now you could have just as easily with a high school diploma? If thats the case let me know now bro, I'll cancel my plans for law school right away...!

**Panzerfaust** · 06-08-2006, 05:57 PM

Originally Posted by thegodfather

Hmmm.....so you're saying that the job you're working now you could have just as easily with a high school diploma? If thats the case let me know now bro, I'll cancel my plans for law school right away...!

It appears so, there is this loser working where i do that does not even have a high school diploma and me makes as much as me, save to say he absolutely sucks at the job and has been written up and he has only worked there 1.5-2 months. He lied and said he has a HS diploma. I am looking at trying to get a management position soon and maybe things iwll get better after that.

I am just really pissed off about loans etc..cause i cannot afford to pay what they want.

If i had to do over again i would have just gotten certifications and screw the degree.

**diamonds** · 06-08-2006, 06:03 PM

Affirmative action applies to tards too! lol

**ManzNumero1** · 06-08-2006, 06:10 PM

yea tell me bout it bro. i gotta start payin 550/month next month. not making even enough to pay that right now. don't know what im gonna do. im 95k in debt.

**zaggahamma** · 06-08-2006, 06:11 PM

Yeh, those student loans keep getting worse, too. Here in Fla. my wife and I get a Pell Grant that allows us to take classes for free and as long as we go 2 classes per sem., we don't have to pay back loans. And we take online classes so we don't even have to go to the school. We even take the same class....only need one book that way. We might have to go to another college that has more online classes. Well, don't know if this helps your situation out unless u got time to take a few classes as well. Keep em off your back for a while. One day, I'm gonna be in same boat as you...so I'm feelin ya.
Good luck

**zodiac666** · 06-08-2006, 06:14 PM

big step but national guard/reserves i think would take of it. 1 weekend a month and 2 weeks a year. unless your deployed then you make a sh1tload of money but might be gone for 12 months or longer

im gettin out of active army in a week or so. way too much BS in the army for me but at least i got 20g's in the bank now (could have saved alot more but i am an idiot)

**Panzerfaust** · 06-08-2006, 06:41 PM

Originally Posted by zodiac666

big step but national guard/reserves i think would take of it. 1 weekend a month and 2 weeks a year. unless your deployed then you make a sh1tload of money but might be gone for 12 months or longer

im gettin out of active army in a week or so. way too much BS in the army for me but at least i got 20g's in the bank now (could have saved alot more but i am an idiot)

Have seriously thought about that, **** going to Iraq to die for Bush.

**Mizfit** · 06-08-2006, 07:58 PM

Wow u guys have shitty health care benefits and loans stuff doesnt work out so well either...

**zodiac666** · 06-08-2006, 08:26 PM

dam mizfit finally get to see your face, definitly a canadiancutie. nice face and body, keep it up.

**mcpeepants** · 06-08-2006, 10:10 PM

i have around 25 thousands in students but i don't have to worry about it for at least two more years b/c of grad school

**J.S.N.** · 06-08-2006, 11:01 PM

damn i'm glad my 'rents paid for college.

**caddilac** · 06-09-2006, 12:15 AM

Originally Posted by muriloninja

My question is, can somebody tell me of a company that will consolidate my loans so i can pay them once a month? This jerk off would not transfer me and i am under the impressiont hat Sallie Mae can consolidate loans correct?

hey man, I'm currently in school and have a couple of student loans and I get these emails about consolidation. Here's the link, although I'm not sure if it will work for you. Hope it works out. www.loanconsolidation.ed.gov

**HULKBOY** · 06-09-2006, 08:15 AM

wow this sux my rents told me for the last two years i gotta pay and i was counting on loans then if i go to grad school HOLY SHIT!!!! im about to say fvck school..I JUST WANNA DANCE>>LOL but seriously this is all scaring me..550 a month after i graduate thats like a car payment or hell money that can be used for houseing theres gotta be a way to not pay that much...

**Panzerfaust** · 06-09-2006, 08:16 AM

Originally Posted by caddilac

hey man, I'm currently in school and have a couple of student loans and I get these emails about consolidation. Here's the link, although I'm not sure if it will work for you. Hope it works out. www.loanconsolidation.ed.gov

Problem is they have a interest rate of 8.25% (**** that), where is this 3% that students are told about? I know i have to consolidate before July 1st to lock in the current interest rates before they go up, so this needs to be done.

No one on here is out of school and has consolidated loans and is paying on them?

**Juggernaut** · 06-09-2006, 08:22 AM

Originally Posted by zodiac666

big step but national guard/reserves i think would take of it. 1 weekend a month and 2 weeks a year. unless your deployed then you make a sh1tload of money but might be gone for 12 months or longer

This is what my daughter is doing. Free education at any college she's accepted at. Even a 20K sign up bonus.

**zimmy** · 06-09-2006, 08:28 AM

mbna has a good student loan consolidation plan. give them a call. I was in teh same situation. Cept i only owed 25k and I didn't finish college cus i just didn't see the point :P. I'm down to 10k now

**heavyrotation92** · 06-09-2006, 08:29 AM

yea, tell me about it.

i get NO assistance whatsoever from the school due to the income bracket both my parents and I are in and they dont even help me out either. **** that! I work 40 hours a week to pay bills and can barely afford school while some ****ing immigrant gets 100% compensation and works 10 hours a week. GRRR

Don't get me wrong, the better degree you have the more $$$ you make. but it's not my intention to be paying off all the extra money i make to borrowed money on shitty interest rates.

**zimmy** · 06-09-2006, 08:34 AM

Don't get me wrong, the better degree you have the more $$$ you make.

myth.

**fatale** · 06-09-2006, 08:39 AM

A friend of mine only have 2 years of college and drop out. Now He's working in some company and makes about 200 thousand a year.

**heavyrotation92** · 06-09-2006, 08:48 AM

statistically no, it is not a myth. are there people that make lots of money without degrees? of course.

Originally Posted by zimmy

myth.

**caddilac** · 06-09-2006, 12:06 PM

Originally Posted by muriloninja

Problem is they have a interest rate of 8.25% (**** that), where is this 3% that students are told about? I know i have to consolidate before July 1st to lock in the current interest rates before they go up, so this needs to be done.

No one on here is out of school and has consolidated loans and is paying on them?

The way I understood it is that your interest rate will be a weighted average of your current interest rates, and can not exceed 8.25%

**Tren Bull** · 06-09-2006, 12:42 PM

yea really, fu_k school loans.

you know whats a bitch? my dad wont pay for more than 3 years at my college, which means il have to take 6 or 7 classes every semester to make it out on time. otherwise im gonna have to take out school loans.

what the fu_k is up with that? those are all upper division engineering classes. i cant pass 7 of them each semester.

and hes bitching at ME about it. you know, my sister went to cal berkeley for 3 years, then decided to change her major... 3 years!!! 3 FU_KING years down the drain, and my dad says im the one wasting money.

WHAT THE FU_K?

**zimmy** · 06-09-2006, 12:44 PM

Originally Posted by heavyrotation92

statistically no, it is not a myth. are there people that make lots of money without degrees? of course.

stats go for degree vs no degree

but i can tell you that in alot of industries... whether you graduate from state university or an ivy league...your salary will not be much more different. Of course lawyers and doctors aside...cus those industries base alot on being the very top percentage.

**thegodfather** · 06-10-2006, 01:04 AM

Originally Posted by heavyrotation92

yea, tell me about it.

i get NO assistance whatsoever from the school due to the income bracket both my parents and I are in and they dont even help me out either. **** that! I work 40 hours a week to pay bills and can barely afford school while some ****ing immigrant gets 100% compensation and works 10 hours a week. GRRR

Don't get me wrong, the better degree you have the more $$$ you make. but it's not my intention to be paying off all the extra money i make to borrowed money on shitty interest rates.

I happen to be in the same boat so I get absolutely no financial aid... HOWEVER, I was talking to my mom today about how ****ed Im gonna be once I get done my undergrad shit and get accepted to law school. Im counting on it costing between 60-100k. Well, she decided she might take a teaching position at the college that I goto (which has both undergrad&a law school) so that I can go tuition free or at least HEAVILY discounted to try and avoid taking out student loans. Just an idea for those of you that may have parents with graduate degrees that would allow them to teach part time at a college, its a great idea to offset the costs of college, and hell your parent(s) will make money...