Thread: So I need a loan.
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08-11-2009, 09:16 PM #1Junior Member
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So I need a loan.
I am trying to get a loan for the first time I have been having a lot of trouble trying to get approved for one. I am trying to get a $2,000 - $4,000 personal loan. I was looking around on a lot of different sites the main information I look for is a Number to call to make sure I don't get ripped off. Is there a company anyone has dealt with in the past, Thank in advance!
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08-11-2009, 09:28 PM #2
local bank.
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08-11-2009, 09:37 PM #3Junior Member
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try clarkhoward.com and look for loan companies
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08-11-2009, 10:50 PM #4
the easiest way to get a loan is probably a credit union, always easier to get loans from them than from an actual "bank". Unfortunately loans from credit unions dont always improve your credit, they kinda just go "invisible" on your credit report not hurting you or helping you. i was a $4000 loan that i found out years later wasnt on my credit cause it came from a credit union, but hey if u need they money they will give it to you.
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08-12-2009, 01:11 AM #5
Banks also look at how well you are able to start saving money. Set some money aside, even a small ammount, and start a pre-authorised monthly payment for some sort of investment/retirement fund.
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08-12-2009, 12:54 PM #6Member
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sorry to highjack. anyone know of any places that will loan money to lower credit score people? I have lots of titles for collateral
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08-12-2009, 12:57 PM #7
Wellsfargo and citifinancial are loose lenders... but watch out for the rates yikes!
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07-23-2021, 08:04 AM #8New Member
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There are a lot of options to get a loan for such people having a low credit score. For example the TX payday loans. They even don't check for the credit score of the person applying for the loan.
Last edited by kusum; 08-18-2021 at 02:52 AM.
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07-24-2021, 11:21 AM #9
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07-24-2021, 01:50 PM #10
^^^^ legitimately laughed out loud
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12-27-2021, 09:54 AM #11Junior Member
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Need a loan - get a loan, though read precisely on the terms. I recommend using the resource like https://norskrefinansiering.no/ to get more information on a loan
Last edited by Oliver47; 01-04-2022 at 03:34 AM.
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02-01-2022, 02:40 PM #12Junior Member
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I didn't take loans much, one or two times when I was a student, and paid them off pretty fast. What should I pay attention to, except for the term rates?
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02-01-2022, 11:10 PM #13
I’d say you should prob seek info on loans …not on a steroid website and maybe ask a bank LMAO!! Have a job, build your credit up and then apply for one…. Anyways that sucks this post has resurfaced and I had no idea it ever existed.
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If anyone cares,
Small loans - credit unions
Large loans - hard money loans
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02-03-2022, 02:38 PM #15New Member
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Have you heard anything about Freedom Mortgage company? My neighbour took a loan there. Don't know any details, but he told me, they were quick, gave him regular calls about the processing of where the loan was, communication on point time.
Last edited by almostgone; 08-08-2023 at 11:26 AM.
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03-28-2022, 09:08 AM #16Junior Member
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Need a loan - get a loan. And remember that a loan is just a tool. Its like a table saw. Sure, you can build a house without one, but its going to take you a very long time. That said, if you misuse it, it'll also take your arm off. Learn on all types of loans, I mean bank loans, etc... and find out what works best for you.
Last edited by almostgone; 08-08-2023 at 11:27 AM.
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03-28-2022, 10:14 AM #17
There’s more payday loan companies in the US than McDonald’s…think about that for a moment (if you don’t believe me, google it). Stay the fuck as far away from those criminals as possible. They’re the backbone of an economic principal called debt entanglement.
You’d be better off paying a vig to a loan shark…it’s not far from being the same thing.
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03-29-2022, 03:39 AM #18
Whats with people looking for loans of a few K? Sell some of you junk, drop the cable, internet. Use a cheap cell service and stop going out to eat for a couple of months. Get another or side job and save your money and it probably will only take a month or 2 to save up what you need.
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07-10-2022, 02:26 AM #19
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07-10-2022, 09:20 AM #20
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