I'm thinking of buying a car soon, maybe one that's worth around $10K. The problem is my credit is pure shit (****ed up my credit when I was in my teens). I even have a previous repo. My beacon score is 550 or so.
My question is, do you think any lender would loan me the money if I put a 40 - 60% down payment?
I just paid off a few outstanding debts so hopefully that will affect my score a bit by the time I even consider applying for a loan. All opinions welcomed![]()