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Thread: Why are Americans so afraid of health care?

  1. #1
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    Why are Americans so afraid of health care?

    We have heath care here in Canada and it is great! I couldnt imagine not having it! We dont pay a dime for anything at all here in Canada...although we have higher income taxe its not that much higher then yours and we pay nothing! I could stay in the hospital for a year and it wouldnt cost me a thing.

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    We do have healthcare...a lot of us just prefer to pay for it ourselves. Everyone else's health is NOT my responsibility. Didn't Canada want to pull the plug on that kid, who had to come to the US to get the surgery that would extend his life?

    http://www.cnn.com/2011/HEALTH/04/21...ome/index.html

    Sounds awesome!

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    we have superior healthcare compared to canada. why do canadians come down here for surgeries and such, when it is free in cananda? because we have better doctors!

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    I have healthcare...pay for your own shit pal.
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    Quote Originally Posted by Panzerfaust View Post
    I have healthcare...pay for your own shit pal.
    this, great answer!

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    I do wish we had autocare though, would one of you go buy me a BMW? Thanks
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    Quote Originally Posted by Panzerfaust View Post
    I do wish we had autocare though, would one of you go buy me a BMW? Thanks
    i have a bmw i might sell to pay for my medical bills now

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    You guys are so off! Canadians dont go over the border to get surgery??? unless mabey its a non essential sugery like a nose job ect ect...I have had 2 sugeries and they went very well! and were both free.

    Also our medical standards are the best in the world...better doctors???? the standards are the same in the U.S as they are here.

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    Quote Originally Posted by awms View Post
    You guys are so off! Canadians dont go over the border to get surgery??? unless mabey its a non essential sugery like a nose job ect ect...I have had 2 sugeries and they went very well! and were both free.

    Also our medical standards are the best in the world...better doctors???? the standards are the same in the U.S as they are here.
    you always here a couple stories of people coming her for a surgery cause its "better" Just like some people leave here cause a treatment or med isnt approved here yet but available elsewhere. No system is perfect.

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    If our income taxes are almost the same as yours now..... iamgine what they'll be like with universal healthcare.....

    we choose to pay for ours because we can choose what plan we want and how much we want to pay. Someone who barely gets sick can choose to pay less per month but still be covered for major medical problems.

    ~Haz~

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    Quote Originally Posted by awms View Post
    You guys are so off! Canadians dont go over the border to get surgery??? unless mabey its a non essential sugery like a nose job ect ect...I have had 2 sugeries and they went very well! and were both free.

    Also our medical standards are the best in the world...better doctors???? the standards are the same in the U.S as they are here.
    http://www.cnn.com/2011/HEALTH/04/21...ome/index.html

    From the article...

    Joseph Maraachli, the infant whose family refused to accept a recommendation by a Canadian hospital to remove the boy's breathing tube and allow him to die, is now breathing on his own without the aid of a mechanical ventilator.
    The family flew back to their home in Windsor, Ontario, on Thursday, one month after receiving a tracheotomy at a children's hospital in St. Louis.
    This was a widely public story here in the US...weird how no Canadians seem to be familiar with it.

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    Quote Originally Posted by Nooomoto View Post
    http://www.cnn.com/2011/HEALTH/04/21...ome/index.html

    From the article...



    This was a widely public story here in the US...weird how no Canadians seem to be familiar with it.
    And reading the article the kid is still going to die. It just prolonged the suffering. I bet if he was a us citizen with normal family health insurance. The insurance company would probably have denied the surgery also.

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    I've never fully understood the US healthcare system.

    Let me get this straight...

    If I had NO insurance and little money and I fell down a flight of stairs and broke my leg. I obviously needed to go to the hospital and get it xrayed, titanium plates etc... What would happen?

    If I had NO insurance and little money and got stabbed, needed an urgent liver or kidney transplant, what would happen?

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    Quote Originally Posted by Swifto View Post
    I've never fully understood the US healthcare system.

    Let me get this straight...

    If I had NO insurance and little money and I fell down a flight of stairs and broke my leg. I obviously needed to go to the hospital and get it xrayed, titanium plates etc... What would happen?

    If I had NO insurance and little money and got stabbed, needed an urgent liver or kidney transplant, what would happen?
    You would be several hundred thousand dollars in debt and although hopefully recovered from your injuries, still live a life full of misery due to inability to get of the deep hole the government created for you.

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    Quote Originally Posted by awms View Post
    We have heath care here in Canada and it is great! I couldnt imagine not having it! We dont pay a dime for anything at all here in Canada...although we have higher income taxe its not that much higher then yours and we pay nothing! I could stay in the hospital for a year and it wouldnt cost me a thing.
    That is still paying for it. The money doesnt come from thin air. Us hard working people are paying higher taxes so illegal immigrants and uneployed can benefit

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    Quote Originally Posted by oscarjones View Post
    You would be several hundred thousand dollars in debt and although hopefully recovered from your injuries, still live a life full of misery due to inability to get of the deep hole the government created for you.
    So I would be treated for my injuries, then burdened with a great deal of debt for the rest of my natural life.

    How much does insurance set one back per month and/or anually?

    I actually have private health insurance here in the UK, because altough its free, it can take weeks/months to get the correct treatment due to waiting lists.

    My knee is an excellent example. I tore the miniscus badly in my left knee, the NHS xrayed it, found nothing, then concluded my patella was out of its usual tracking postition, which was bullshit. Saw a normal GP, sent it for xray (2-3days), waited for an Orthopedic Surgeon/Specialist (4 weeks), sent me to Physio (2 weeks), 6 weeks of treatment, no good, sent me for an MRI (8 weeks), by the time the specialist had said its 8 weeks for an MRI, I walked out and asked the idiot why he didnt send me for an MRI sooner, incompetent twat.

    3 days later I had a private appiontment with one of the UK's best Orthopedic Surgeon's. Got an MRI the next day and was on the operating table 8 days after first seeing him. Bosh, done, fixed. Was the best £200 insurance excess I have ever spent.

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    Quote Originally Posted by Swifto View Post
    I've never fully understood the US healthcare system.

    Let me get this straight...

    If I had NO insurance and little money and I fell down a flight of stairs and broke my leg. I obviously needed to go to the hospital and get it xrayed, titanium plates etc... What would happen?

    If I had NO insurance and little money and got stabbed, needed an urgent liver or kidney transplant, what would happen?
    Just make sure when you come to and can speak that you do it with a shitty Spanish accent and only repeat "que?" with a dumbass deer in headlights look and your golden son.
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    Quote Originally Posted by Swifto View Post
    So I would be treated for my injuries, then burdened with a great deal of debt for the rest of my natural life.

    How much does insurance set one back per month and/or anually?

    I actually have private health insurance here in the UK, because altough its free, it can take weeks/months to get the correct treatment due to waiting lists.

    My knee is an excellent example. I tore the miniscus badly in my left knee, the NHS xrayed it, found nothing, then concluded my patella was out of its usual tracking postition, which was bullshit. Saw a normal GP, sent it for xray (2-3days), waited for an Orthopedic Surgeon/Specialist (4 weeks), sent me to Physio (2 weeks), 6 weeks of treatment, no good, sent me for an MRI (8 weeks), by the time the specialist had said its 8 weeks for an MRI, I walked out and asked the idiot why he didnt send me for an MRI sooner, incompetent twat.

    3 days later I had a private appiontment with one of the UK's best Orthopedic Surgeon's. Got an MRI the next day and was on the operating table 8 days after first seeing him. Bosh, done, fixed. Was the best £200 insurance excess I have ever spent.
    Insurance rates vary based upon your age, health, lifestyle..... smokers pay slightly higher rates. You have the option to choose the extent of your coverage. You can pick your max out of pocket, premiums, drug cards, etc. If you aren't a very sickly person you can choose a plan that lets say is $150/month or $1800 for the year with a max out of pocket around $5000. This covers you against major things like falling down stairs and needing xrays, plates, and screws but your doctor copays for office visits may be higher. You can also choose a $350/month plan and have extremilly low copays..... low drug costs..... almost no out of pocket costs...... but you pay more every month for a plan like that.

    Also..... the US has laws that protect it's citizens as far as treatment goes. If you CAN NOT afford treatment..... by law..... the hospital HAS to stabilize you. So if you are a hobo, living in a box, and don't have a dollar to your name..... they will stabilize you instead of letting you die on the ER floor.

    ~Haz~

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    We're against universal health care because everything the government controls goes to sh1t. Our politicians are corrupt and will no doubt pad their own pockets at the cost of our health.

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    Quote Originally Posted by JASC View Post
    We're against universal health care because everything the government controls goes to sh1t. Our politicians are corrupt and will no doubt pad their own pockets at the cost of our health.
    Yeah, that too.
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    Also swifto..... look at it like this......

    You have the OPTION to purchase health insurance. There are A LOT of americans who have the money for health insurance but they spend it on dumb shit...... these people rant and rave how they want universal healthcare so they wont live in debt after an accident.

    The people who TRUELY can't afford health insurance have other options that vary by state. They need to do a little research and find out how to get signed up at a health clinic. The clinic will evaluate how much money they make and then charge them according to that number.

    we DO have options out there but a lot of people like to claim they are fvcking broke and pray that they don't have an accident. Instead of buying their Venti Double espresso latte's at starbucks - they should save the $150/month and buy a fvcking insurance plan.

    ~Haz~

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    Quote Originally Posted by Swifto View Post
    How much does insurance set one back per month and/or anually?
    Mine runs $275/month 28, nonsmoker, no pre-existing conditions, near perfect health and thats a decent plan...

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    Quote Originally Posted by JASC View Post
    We're against universal health care because everything the government controls goes to sh1t. Our politicians are corrupt and will no doubt pad their own pockets at the cost of our health.
    Quote Originally Posted by Panzerfaust View Post
    Yeah, that too.
    LMFAO! Agreed.....

    ~Haz~

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    Quote Originally Posted by JASC View Post
    Mine runs $275/month 28, nonsmoker, no pre-existing conditions, near perfect health and thats a decent plan...
    Fvck..... mine and the wifes COMBINED is $438/month and shes in child bearing years, a smoker, and had a previous addiction. Oh and had 5 surgeries...... I've also got a pretty good plan. Anyone who tells me health insurance isn't affordable is a jackass..... unless you are on the balls of your ass...... theres SOME plan within reach. They better not be driving a Benz when they complain about it either LMFAO.

    ~Haz~

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    Quote Originally Posted by JASC View Post
    We're against universal health care because everything the government controls goes to sh1t. Our politicians are corrupt and will no doubt pad their own pockets at the cost of our health.
    so this doesnt happen now???

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    Quote Originally Posted by Hazard View Post
    Fvck..... mine and the wifes COMBINED is $438/month and shes in child bearing years, a smoker, and had a previous addiction. Oh and had 5 surgeries...... I've also got a pretty good plan. Anyone who tells me health insurance isn't affordable is a jackass..... unless you are on the balls of your ass...... theres SOME plan within reach. They better not be driving a Benz when they complain about it either LMFAO.

    ~Haz~
    my wife is 26 no health issue non smoker. 2k deductible $30 for primary and $50 for specialist copays and its right around $200 a month.

    blue cross/ blue shield wont insure her because she has implants

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    I think mine is $58-$60 per month...w00t! $20 copay or something like that. I don't use it much.
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    Quote Originally Posted by gixxerboy1 View Post
    my wife is 26 no health issue non smoker. 2k deductible $30 for primary and $50 for specialist copays and its right around $200 a month.

    blue cross/ blue shield wont insure her because she has implants
    The copays aren't bad if shes not sick a lot..... not a bad deductable - a lot of plans are atleast 2500. The whole implant thing is fvckin retarded..... lol sry to hear that man. Blue cross sucks giant balls anyway IMO.....


    ~Haz~

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    Quote Originally Posted by gixxerboy1 View Post
    And reading the article the kid is still going to die. It just prolonged the suffering. I bet if he was a us citizen with normal family health insurance. The insurance company would probably have denied the surgery also.
    Yes, he still will die, as we all will. My point was that the kid is Canadian, and Canada was making the decision for his family that the child was going to die...were it not for intervention by parties in the US, the child would be dead right now. The family even had to fight in Canadian court for the right to take their child to the US for the surgery they, the parents, wanted for their own child. Most Americans would find a court hearing deciding the whats, whens and wheres of a simple surgical procedure that their child needs to be highly offensive.

    Your point about the insurance company possibly denying the surgery is weak, as there are many insurance companies and as Americans we have the benefit of choice. Theres always a way in America, it's just up to the individual to get it done. My girlfriend's younger brother was diagnosed with cancer. The family is in financial hard times and has no insurance of any kind. He did get treatment and surgery and is fully recovered. You being from Ft. Lauderdale would be interested to know that Jackson Memorial picked up the tab for the whole thing and even assigned him a liaison to help him file for emergency medicare. This all happened in the span of 2 months earlier this year. I was thoroughly impress with the level of expediency and effectiveness that was exhibited by the private health care system here. Also, at no point during this drama did a court or lawyers have to intervene, as is done in Canada and under other socialized health care systems.

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    Have great health care from my job.

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    Quote Originally Posted by Hazard View Post
    Anyone who tells me health insurance isn't affordable is a jackass..... unless you are on the balls of your ass...... theres SOME plan within reach. They better not be driving a Benz when they complain about it either LMFAO.

    ~Haz~
    Not always. My mother is a cancer survivor... perfectly healthy now. She and my father pay about $18k per year because the insurance company jacked up her rates because of her illness. And having had cancer, no other plan will take her, so she has no choice but to pay.

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    were not afraid of health care. what a ridiculous thing to say. if we get govt health care it changes the purpose of our fed govt which contradicts the rest of our rights and the govt operates.

    people are trying to put out this idea that every 22 yr old needs health care or holy crap your bankrupt if you get hurt.

    -OUR- govt has no business forcing its people into a health care system that they dont want. thats pretty much personal decision. obamas plan is in fact in violation of federal law. is there a problem with the current system? yes. guess what? many of those problems are of the current govt system. the new proposal does not address the current problems.

    you can have your free band aids. i'll keep my choices.

    oh and the canadian thing. you guys do come here for the health care. we go there for the cheap medicine. stop denying it.

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    Quote Originally Posted by crazy_rocks View Post
    were not afraid of health care. what a ridiculous thing to say. if we get govt health care it changes the purpose of our fed govt which contradicts the rest of our rights and the govt operates.

    people are trying to put out this idea that every 22 yr old needs health care or holy crap your bankrupt if you get hurt.

    -OUR- govt has no business forcing its people into a health care system that they dont want. thats pretty much personal decision. obamas plan is in fact in violation of federal law. is there a problem with the current system? yes. guess what? many of those problems are of the current govt system. the new proposal does not address the current problems.

    you can have your free band aids. i'll keep my choices.

    oh and the canadian thing. you guys do come here for the health care. we go there for the cheap medicine. stop denying it.
    but some people do need health insurance and cant get it. I'm a diabetic and can not get insurance on my own. I have it through work now. But there was a time when where i worked did not offer it. I was denied by every company. I agree i should have to pay more for the insurance cause im a higher risk but that wasnt an option. A person with 2 drunk driving conviction can still get car insurance but i cant get health insurance.

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    Quote Originally Posted by gixxerboy1 View Post
    but some people do need health insurance and cant get it. I'm a diabetic and can not get insurance on my own. I have it through work now. But there was a time when where i worked did not offer it. I was denied by every company. I agree i should have to pay more for the insurance cause im a higher risk but that wasnt an option. A person with 2 drunk driving conviction can still get car insurance but i cant get health insurance.
    thats sucks about your situation and thats a problem we are having that nobody is denying. trust me there are better ways to deal with these problems than a socialist system. politicians were getting on tv all the time during the health care debate and talked about possible solutions which sound much more promising than what obama did which honestly has nothing to do with health care but a remaking america. his own words. this does not need to be remade but restored. everything he has done and proposed has been about ushering in what he feels to be a better system because how dare someone enjoy wealth when there are less fortunate.

    it is kinda odd about the DUI and car insurance thing at first glance but the law can revoke his license so stopping him from buying car insurance wouldnt even be necessary. it would just get more expensive.
    Last edited by crazy_rocks; 07-25-2011 at 10:31 PM.

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    80% of all health care $$ are spent on a person's last moments in life.... trying to fight the inevitable, instead of making them comfortable during their passing.

    this is the nut we have to figure out if we ever want to get our health care system under control.

    health care should be between a patient, family and doctor.

    in america, it is between a patient, family, doctor, and the families attorney.

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    Canada has a two-tier system of healthcare. In Canada, you do have a national healthcare system, but doctors also have the ability to OPT OUT of that system, and take fee for services rendered. What this invariably creates, is a two-tiered healthcare system, whether the Canadian citizens realise it or not. The brightest, most talented Physicians tend to opt out of the public system and go on a fee for service system because they can make such a substantially higher amount of money than if they stay in the system. So, those who cannot afford to pay for their own care, or purchase private health insurance, are stuck using the national health care system, and seeing the 2nd tier doctors who are not talented and bright enough to offer their services for cash. This is a significant problem with the Canadian system. Involving government bureaucrats in the administration of healthcare is a disaster. Quota systems, and rationing of care is a substantial problem in the Canadian system. Members posting that they had good experiences with the system does not mean it is empirically good, it means they have had personal experiences (we call this ANECDOTAL EVIDENCE) as opposed to bad ones.

    The United Kingdom's "NHS" is also plagued with its own set of problems. In the United Kingdom, their doctors do not have the ability to "OPT OUT" and they have attempted to eliminate the situation of two-tier healthcare. I beleive this to be a fundamental violation of the service persons RIGHT to collect a fee for their services, that THEY deem appropriate, not a set amount that the government decides to pay you for your services. This inevitably discourages the most intelligent and talented people from going into medicine, if they know that their income will essentially be fixed for life. It encourages them to go into more lucrative fields, where there is a higher earning potential. Of course, you will have altruists who will argue that people "should go into medicine because they care about helping people, not because they want big paychecks." Ok, you can say such things, and they might make you feel warm and fuzzy inside, but that is not reality. Statistics prove that the brightest and most talented individuals gravitate to where there is a high earning potential. Two important aspects of the UK's NHS that you should be aware of (or afraid of)....

    1) There are number of administrators in the NHS outnumbers the number of healthcare practioners. Yes, they have a system where there are more chiefs than indians.

    2) There are more MRI machines in the state of Ohio, than in the entire country of Great Britain.

    These two facts serve to show a few things. One, government bureaucracy has created a system of wastefulness where there are more administrators than practioners. That is scary if you think about it, imagine a police department, where there are more Lieutenants and Captains than there are Patrolman on the streets. The number of MRI machines serves to show the rationing of care and wait times that are inevitable in a "National Healthcare System."

  37. #37
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    Quote Originally Posted by Times Roman View Post
    80% of all health care $$ are spent on a person's last moments in life.... trying to fight the inevitable, instead of making them comfortable during their passing.

    this is the nut we have to figure out if we ever want to get our health care system under control.

    health care should be between a patient, family and doctor.

    in america, it is between a patient, family, doctor, and the families attorney.
    I have to say, that is one thing I do agree with on the Hospice care program. They are not to fix/cure people who are incurable but to make them comfortable. My mom has Pancreatic cancer. She is 86. Doctors told her it was to advanced to treat when they found it last December. She didnt want Chemo and be sick all the time; Good choice. They didnt expect her to make it this long but up until recently she has not had any severe discomfort besides loss of appetite and just not feeling good, feeling a little sick all the time. She recently went in to have some stents put into her Pancrious to open some blockage from the tumors. They told her they can put some more in her stomach to possibly help with the eating.
    She really didn not understand all this was only a temporary fix for a month or more. I had to sit her down and explain it all to her a couple of times but after she got it she said it's not what she wanted. She didnt want to spend her time in the hospital trying to get another month out or less out of it. As things get worse she will eat less, loose more weight, take more pain meds to keep her comfortable until she goes to sleep and not wake up one time. This is what she wants, the less pain the better.

    I agree with one simple statement above. Get the government involved and it will be fvcked like everything else they run. I agree with Haz on many/most of his points also. Those of us who have it, who pay for it dont like to pay for the people who can also pay for it but are to lazy or the ones who cant but have other options. We worked to find the jobs who offer health care. It's part of our salary package we agreed to and it's being eliminated but yet costing us more at the same time. No more choice.

  38. #38
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    Quote Originally Posted by brad1986 View Post
    That is still paying for it. The money doesnt come from thin air. Us hard working people are paying higher taxes so illegal immigrants and uneployed can benefit
    Yes we pay for it but american pay almost as much in taxes as we do already...and on top of that they pay for insurance so when all is said and done they pay much more then we do for less.

    No matter what Im covered.

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    Quote Originally Posted by thegodfather View Post
    Canada has a two-tier system of healthcare. In Canada, you do have a national healthcare system, but doctors also have the ability to OPT OUT of that system, and take fee for services rendered. What this invariably creates, is a two-tiered healthcare system, whether the Canadian citizens realise it or not. The brightest, most talented Physicians tend to opt out of the public system and go on a fee for service system because they can make such a substantially higher amount of money than if they stay in the system. So, those who cannot afford to pay for their own care, or purchase private health insurance, are stuck using the national health care system, and seeing the 2nd tier doctors who are not talented and bright enough to offer their services for cash. This is a significant problem with the Canadian system. Involving government bureaucrats in the administration of healthcare is a disaster. Quota systems, and rationing of care is a substantial problem in the Canadian system. Members posting that they had good experiences with the system does not mean it is empirically good, it means they have had personal experiences (we call this ANECDOTAL EVIDENCE) as opposed to bad ones.

    The United Kingdom's "NHS" is also plagued with its own set of problems. In the United Kingdom, their doctors do not have the ability to "OPT OUT" and they have attempted to eliminate the situation of two-tier healthcare. I beleive this to be a fundamental violation of the service persons RIGHT to collect a fee for their services, that THEY deem appropriate, not a set amount that the government decides to pay you for your services. This inevitably discourages the most intelligent and talented people from going into medicine, if they know that their income will essentially be fixed for life. It encourages them to go into more lucrative fields, where there is a higher earning potential. Of course, you will have altruists who will argue that people "should go into medicine because they care about helping people, not because they want big paychecks." Ok, you can say such things, and they might make you feel warm and fuzzy inside, but that is not reality. Statistics prove that the brightest and most talented individuals gravitate to where there is a high earning potential. Two important aspects of the UK's NHS that you should be aware of (or afraid of)....

    1) There are number of administrators in the NHS outnumbers the number of healthcare practioners. Yes, they have a system where there are more chiefs than indians.

    2) There are more MRI machines in the state of Ohio, than in the entire country of Great Britain.

    These two facts serve to show a few things. One, government bureaucracy has created a system of wastefulness where there are more administrators than practioners. That is scary if you think about it, imagine a police department, where there are more Lieutenants and Captains than there are Patrolman on the streets. The number of MRI machines serves to show the rationing of care and wait times that are inevitable in a "National Healthcare System."
    this could not be more fauls! lol were did you hear this???? my best friends father is a doctor and thats not how it works....there are no "2nd tier" doctors lol

  40. #40
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    Quote Originally Posted by awms View Post
    this could not be more fauls! lol were did you hear this???? my best friends father is a doctor and thats not how it works....there are no "2nd tier" doctors lol
    That's exactly how it is. Look it up. Aren't you Canadian? You should know this.

    http://en.wikipedia.org/wiki/Two-tie...th_care#Canada

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