"Our journey is not complete"Obama says

[diesel101]

If we are only part way through his journey I hate to f*****g see what the rest of the journey is going to bring for the nation.
Is there going to be a nation in four years at the rate he is going?I am sure there are some Obama supporters out there(at least 1 or 2)If you could I would like you to tell me at least 3 things this man has done for our country(Positive things that is).
I would really like to think that our president is on our side but I am having hard time believing it.

P.S Just having one of my politically and tren induced Rants today.

[gixxerboy1]

ended dont ask dont tell.
health care reform. Its not perfect but better then we had.
got us out of Iraq and soon Afghanistan.

[canesfan804]

Dont forget Bin Laden and severly weakened al Qaeda.

Put an end to Bush-era stop loss policy that kept soliders in Iraq/Afghanistan ast their enlistment date.

Created Green Vet Initiative to provide funding to labor dept to provide vets with training in green jobs.

Healthcare Act

[-Ender-]

http://www.youtube.com/watch?v=umeZtszNShk

[dan991]

ended dont ask dont tell.
health care reform. Its not perfect but better then we had.
got us out of Iraq and soon Afghanistan.

Who cares about don't ask don't tell... for real?

Health care reform my ass! That idiot cost everyone money on that deal... who wins- those one welfare.

You're nuts... Obama is worse than Bush x 3 and both of them destroyed this country. We need Bill back.....

[likelifting]

If we are only part way through his journey I hate to f*****g see what the rest of the journey is going to bring for the nation.
Is there going to be a nation in four years at the rate he is going?I am sure there are some Obama supporters out there(at least 1 or 2)If you could I would like you to tell me at least 3 things this man has done for our country(Positive things that is).
I would really like to think that our president is on our side but I am having hard time believing it.

P.S Just having one of my politically and tren induced Rants today.

LMAO! No kidding. I stopped right there.

[gixxerboy1]

Who cares about don't ask don't tell... for real?

Health care reform my ass! That idiot cost everyone money on that deal... who wins- those one welfare.

You're nuts... Obama is worse than Bush x 3 and both of them destroyed this country. We need Bill back.....

How about Gays? How about people in the military? Howe about people that are just for equal rights and the country not discriminating.

How did health care reform cost everyone money? Usually the people bitching know nothing about it except talking points BS. Like i said its not perfect but helped alot of people not including people on welfare.

What really has Obama done that ruined the country?

[dan991]

How about Gays? How about people in the military? Howe about people that are just for equal rights and the country not discriminating.

How did health care reform cost everyone money? Usually the people bitching know nothing about it except talking points BS. Like i said its not perfect but helped alot of people not including people on welfare.

What really has Obama done that ruined the country?

Dude- don't ask don't tell is mouse nuts compared to the real problems in this country. Figuring out how to change a light bulb doesn't make you an electrician....

Obama hasn't done anything... that's a majority of the problem. Look at our economy. He didn't start that fall but he sure as hell didn't do anything to prevent it. If anything he added to. The ONLY thing Obama is good at is grandstanding for the cameras and doing victory laps. Look at the major issues and you'll see he didn't do shit but push the problem out to another date. This country is falling apart.....

[dan991]

Here's one of Obama's bright ideas- the automotive bail out.

Great- 18,000 GM employee's jobs were saved.... BUT... nobody wants to talk about the 60,000+ small business employees that are now jobless because GM filed for bankruptcy and when they did; all those small business suppliers to GM didn't get paid and were forced to close the doors. Nobody wants to talk about that- just pay attention to GM because he saved them.... lol.

[gixxerboy1]

everyone has an opinion on what the real problems are. I bet if your gay in the military that was a real problem. Did it change the world no? Did he fix a long problem, yes

your right he has done nothing. But then you ask another way he has done so much has taken away everyone's rights and we are on our way to socialism. Blah blah blah.

Whats the major issues he hasnt dealt with? or isnt trying to deal with?

[diesel101]

You beat me to it Dan.
Dont ask Dont tell? All of my friends in the military said it did not change a thing and Dan is right who cares.
Health care reform,What a joke!
Bin Laden?Come on that was our men in the military that did that not our president.(God Bless everyone in the military)
And as for our troops coming home thats great, but what about all of the private security contractors that are going over to fill their positions.Lets not forget that most of those
private contractors are Americans and getting paid by our goverment.

[gixxerboy1]

Here's one of Obama's bright ideas- the automotive bail out.

Great- 18,000 GM employee's jobs were saved.... BUT... nobody wants to talk about the 60,000+ small business employees that are now jobless because GM filed for bankruptcy and when they did; all those small business suppliers to GM didn't get paid and were forced to close the doors. Nobody wants to talk about that- just pay attention to GM because he saved them.... lol.

um yea thats sucks and is what happens and if they didnt save GM those same 60k employess would have been out of work and alot more.
I love how you can do something good and people bitch it wasnt good enough.
Its like bitching at the firemen who put your house out for getting your carpet wet and ruining it.

[gixxerboy1]

why is the health care reform so bad. Give actual facts of why?

[dan991]

everyone has an opinion on what the real problems are. I bet if your gay in the military that was a real problem. Did it change the world no? Did he fix a long problem, yes

your right he has done nothing. But then you ask another way he has done so much has taken away everyone's rights and we are on our way to socialism. Blah blah blah.

Whats the major issues he hasnt dealt with? or isnt trying to deal with?

Go ask every single gay guy in the military what they are more worried about; don't ask don't tell or their families houses, jobs, and bank accounts. I doubt they give a shit about gay rights when they are $100K upside down on the value of their house.

Housing? Economy? Oh yea- he issued TARP... for the banks; so they don't get burned when people foreclose on a house because they can't pay on the bad loan they were given by the banks. What did he do for the hundreds of thousands of home owners upside down on their mortgages to the point that bankruptcy is a better option than keeping your home because you won't live long enough to break even on what you paid for it?

Name ONE thing Obama has done for the average citizen in this economy other than make banks give out a 1800 number for homeowners to call and whine?

[likelifting]

I really don't want to get into politics on this board cuz it rarely ends up that anyone changes anyones mind, but I was reading this article which I will not be able to post cuz I can't remember where it was, that stated all the EPA bullshlt they have demanded on industries where the industries 1. aren't anywhere near being ablt to meet those standards and 2. don't have the money to do the research and implement changes. 3. and the industries will just pass the cost on to us. And Obama will be able to say he didn't raise taxes.

^ thats just one thing he did.

And he let the labor dept sue Boeing when they wanted to move to a right to work state.

4 years ago he ran on how bad Bush was for wiretapping, enhanced interrogation, Guantanamo, etc and once hes in office he changed nothing, HYPOCRITE, and used it to help get Bin Laden and then takes credit for it.

4 years ago he ran on that all bills would be posted on the internet...He friggin rammed the Health Care bill through with Nanci saying "YOu have to pass the bill to see whats inside" The HC bill WILL cost us. It WILL make premiums go up. We have to cover everyone now, how couldn't it?

I don't like to hate anyone. But I hate the policies that he implements.

Thasts off the top of my head.

[dan991]

why is the health care reform so bad. Give actual facts of why?

Taxes to start.... shit ain't free.

[>Good Luck<]

why is the health care reform so bad. Give actual facts of why?

Cuz it's not the Canadian health care system lol

I'm sorry, I don't even belong in here. I'll deport my self back to some Canadian acceptable thread

[Remington]

Obama is worse than Bush x 3 and both of them destroyed this country. ..

Your nuts.

The worst foreign policy mistake in the history of this country. That's what Senate Majority Leader Harry Reid, D-Nev., correctly called the Iraq war. This pre-emptive war -- based on phony pretenses -- is now the second longest in our nation's history (after Vietnam). Some 35,000 Americans are dead or wounded,
That article was written 4 years ago. The numbers are much higher now.

Bush was a crook.

[gixxerboy1]

I really don't want to get into politics on this board cuz it rarely ends up that anyone changes anyones mind, but I was reading this article which I will not be able to post cuz I can't remember where it was, that stated all the EPA bullshlt they have demanded on industries where the industries 1. aren't anywhere near being ablt to meet those standards and 2. don't have the money to do the research and implement changes. 3. and the industries will just pass the cost on to us. And Obama will be able to say he didn't raise taxes.

^ thats just one thing he did.

And he let the labor dept sue Boeing when they wanted to move to a right to work state.

4 years ago he ran on how bad Bush was for wiretapping, enhanced interrogation, Guantanamo, etc and once hes in office he changed nothing, HYPOCRITE, and used it to help get Bin Laden and then takes credit for it.

4 years ago he ran on that all bills would be posted on the internet...He friggin rammed the Health Care bill through with Nanci saying "YOu have to pass the bill to see whats inside" The HC bill WILL cost us. It WILL make premiums go up. We have to cover everyone now, how couldn't it?

I don't like to hate anyone. But I hate the policies that he implements.

Thasts off the top of my head.

You were paying for them before. What do you think happens when a person goes to the ER with no insurance. THe bill gets passed off to people who do. Why do you think everyone jokes an asprin is $100. Its to make up for all the bills that go unpaid. So if now a larger percentage of people have insurance, more bills will be paid.
What we had was more socialism then what it is now.

Oh yea TARP, lets see that was passed under BUSH!!. Yes it didnt go into effect until Obama was president but again people over to bitch how bad something is that he didnt do

[gixxerboy1]

Taxes to start.... shit ain't free.

Your right shit isnt free. Before there was a large percentage of american's uninsured. Who do you think were paying the bills when they went to the ER or were Admitted to the hospital. You were already paying for it. Thats part of the reason health care is so expensive here. Because the people who pay or have insurance have to make up the difference for everyone else.

[dan991]

Your nuts.

The worst foreign policy mistake in the history of this country. That's what Senate Majority Leader Harry Reid, D-Nev., correctly called the Iraq war. This pre-emptive war -- based on phony pretenses -- is now the second longest in our nation's history (after Vietnam). Some 35,000 Americans are dead or wounded,
That article was written 4 years ago. The numbers are much higher now.

Bush was a crook.

I don't agree with anything Bush did... at all. I think the last "decent" President we had was Clinton. I don't agree with any of the wars.

BUT... when you look at the actual "toll" on our country- Obama is gonna make Bush look like a saint 5 years from now. Yes, we had wars and people died and you can't put a value on human life. However.... the pain Obama is causing won't be felt for a few more years. We haven't hit rock bottom yet but its coming. Not a matter of "if" but "when" and chances are it won't be until after Obama is out of office. Obama's American Express card is maxed out and you wanna know how you can tell we are fvcked, look at the value of the Canadian dollar compared to the U.S. Dollar. That in itself shows that we are in deep shit.

[gixxerboy1]

I really don't want to get into politics on this board cuz it rarely ends up that anyone changes anyones mind, but I was reading this article which I will not be able to post cuz I can't remember where it was, that stated all the EPA bullshlt they have demanded on industries where the industries 1. aren't anywhere near being ablt to meet those standards and 2. don't have the money to do the research and implement changes. 3. and the industries will just pass the cost on to us. And Obama will be able to say he didn't raise taxes.

^ thats just one thing he did.

And he let the labor dept sue Boeing when they wanted to move to a right to work state.

4 years ago he ran on how bad Bush was for wiretapping, enhanced interrogation, Guantanamo, etc and once hes in office he changed nothing, HYPOCRITE, and used it to help get Bin Laden and then takes credit for it.

4 years ago he ran on that all bills would be posted on the internet...He friggin rammed the Health Care bill through with Nanci saying "YOu have to pass the bill to see whats inside" The HC bill WILL cost us. It WILL make premiums go up. We have to cover everyone now, how couldn't it?

I don't like to hate anyone. But I hate the policies that he implements.

Thasts off the top of my head.

oh, i agree with you. I dont think he is perfect. and I wish some other people were president. But he didnt ruin the country by himself. And the BS he has done nothing since getting into office is crap too.

[likelifting]

You were paying for them before. What do you think happens when a person goes to the ER with no insurance. THe bill gets passed off to people who do. Why do you think everyone jokes an asprin is $100. Its to make up for all the bills that go unpaid. So if now a larger percentage of people have insurance, more bills will be paid.
What we had was more socialism then what it is now.

Oh yea TARP, lets see that was passed under BUSH!!. Yes it didnt go into effect until Obama was president but again people over to bitch how bad something is that he didnt do

Yes, we paid for peeps who abused the system without paying, but now EVERYONE will go. I'd like to think there were still some people in this country that didn't feel like pushing their healthcare repsonsibities off on taxpayers and stayed away from emergency rooms and scrapped some money together and paid for their own way at a doc in the box.

NOW EVERYONE CAN GO AND ITS ALL LEGAL. Number will go up dramatically according to everything I've read.

Gixx, I know you are a smart man. I've read you posts. I'm pretty sure we have a different belief system on how things should work. Nothing wrong with either approach, but I dont think your beliefs, while noble, are sustainable without taxing this country to stagnation.

So I'm going to bow out of this thread. Hopefully I didn't start something and then leave on it. I'll read you reply if you have one, but this President of ours make my blood boil and I don't like high blood pressure.

Regardless, I'm pulling for the country to come out of this....whatever we're in.

[dan991]

Your right shit isnt free. Before there was a large percentage of american's uninsured. Who do you think were paying the bills when they went to the ER or were Admitted to the hospital. You were already paying for it. Thats part of the reason health care is so expensive here. Because the people who pay or have insurance have to make up the difference for everyone else.

Gixx... ever heard the term "TCO"... that's TOTAL COST OF OWNERSHIP. Do you know how much money its gonna cost each state to implement Obama care? You wanna tie up $1B dollars for 10 years to save $10M? The math behind it is astronomical... but it sounds good in theory. The ONLY people its still helping in the long run are the people that are uninsured. The people it hurts are the ones that are insured and then small business because the cost of having an employee is going up which will lead to lower salaries or less hiring. Do you know that "on boarding" at most companies is the equivalent of 3 months salary these days? 3 months salary is what it costs the company to hire you just in costs to their business that they don't get back.

[likelifting]

oh, i agree with you. I dont think he is perfect. and I wish some other people were president. But he didnt ruin the country by himself. And the BS he has done nothing since getting into office is crap too.

I posted before reading this. I don't think I've ever said he didn't do anything. If I did, thats wrong. He did things, but just about everything he did, I disagreed with completely. All that bail out money going to his cronies in the unions. ugh. I need to stop.

[canesfan804]

Go ask every single gay guy in the military what they are more worried about; don't ask don't tell or their families houses, jobs, and bank accounts. I doubt they give a shit about gay rights when they are $100K upside down on the value of their house.

Housing? Economy? Oh yea- he issued TARP... for the banks; so they don't get burned when people foreclose on a house because they can't pay on the bad loan they were given by the banks. What did he do for the hundreds of thousands of home owners upside down on their mortgages to the point that bankruptcy is a better option than keeping your home because you won't live long enough to break even on what you paid for it?

Name ONE thing Obama has done for the average citizen in this economy other than make banks give out a 1800 number for homeowners to call and whine?

So is it Obamas fault that they over paid for their homes?

Not sure about TARP but I do know that banks have been making you pay for PMI on your loan if you dont put 20% down or until the payoff/loan value is 80% so not sure how TARP is different.

He did issue the tax break in Jan 2011 that everyone is pissed he didnt extend.

[gixxerboy1]

Yes, we paid for peeps who abused the system without paying, but now EVERYONE will go. I'd like to think there were still some people in this country that didn't feel like pushing their healthcare repsonsibities off on taxpayers and stayed away from emergency rooms and scrapped some money together and paid for their own way at a doc in the box.

NOW EVERYONE CAN GO AND ITS ALL LEGAL. Number will go up dramatically according to everything I've read.

Gixx, I know you are a smart man. I've read you posts. I'm pretty sure we have a different belief system on how things should work. Nothing wrong with either approach, but I dont think your beliefs, while noble, are sustainable without taxing this country to stagnation.

So I'm going to bow out of this thread. Hopefully I didn't start something and then leave on it. I'll read you reply if you have one, but this President of ours make my blood boil and I don't like high blood pressure.

Regardless, I'm pulling for the country to come out of this....whatever we're in.

We def think differently on things but i have always thought kept it civil and adult.

I'm not understanding what your saying. Yes people do abuse the system now. Agree 100%. But if a large percentage of the people have insurance now. They wouldnt have to goto the emergency for a soar throat and would goto a reg DR. Or if it was something major and went to the Er the bills would get paid because they have insurance.
So im lost on your comment "everyone can got and it legal." I dont understand what you mean

[gixxerboy1]

I posted before reading this. I don't think I've ever said he didn't do anything. If I did, thats wrong. He did things, but just about everything he did, I disagreed with completely. All that bail out money going to his cronies in the unions. ugh. I need to stop.

Sorry wasnt directed at you, that was the original question of the thread

[Ajc330]

president obama promised to let states handle their marijuana laws, but the feds have raided more marijuana dispensaries under obama in 4 yrs than bush did in 8 years

[Ajc330]

president obama is a lying sack of shit , like all politicians , bottom line

[gixxerboy1]

Gixx... ever heard the term "TCO"... that's TOTAL COST OF OWNERSHIP. Do you know how much money its gonna cost each state to implement Obama care? You wanna tie up $1B dollars for 10 years to save $10M? The math behind it is astronomical... but it sounds good in theory. The ONLY people its still helping in the long run are the people that are uninsured. The people it hurts are the ones that are insured and then small business because the cost of having an employee is going up which will lead to lower salaries or less hiring. Do you know that "on boarding" at most companies is the equivalent of 3 months salary these days? 3 months salary is what it costs the company to hire you just in costs to their business that they don't get back.

Yes , i do i've run plenty of business. And i also seen the other side of the books of lots of business's as a consulting. So really i dont feel all bad for poor business. They are as much as a victim as everyone makes out. Now some are in different positions. So im not saying every business everywhere.

And i never ever ever have not hired an employee we needed because of the taxes or cost of training. That is the biggest BS thing anyone has ever made up. If you business is doing well and you cant keep up with the growth you are going to hire. You dont not hire and sacrifice your business.

No i dont know the cost of each state to implement Obama Care. And the fact is you dont either. And i agree its BS that shit isnt more clear with it. Like i said its not perfect.

[dan991]

So is it Obamas fault that they over paid for their homes?

Not sure about TARP but I do know that banks have been making you pay for PMI on your loan if you dont put 20% down or until the payoff/loan value is 80% so not sure how TARP is different.

He did issue the tax break in Jan 2011 that everyone is pissed he didnt extend.

No.. its not Obama's fault that everyone over paid for their homes. People didn't actually over pay for their homes; the values of their homes plummeted with all the foreclosures. I don't know about you but I'm not paying $100K for a house when I can get the one next door in foreclosure for $20K.

Its Obama's fault that he GAVE MONEY to the same banks that caused the housing collapse. He didn't put the banks out of business who wrote bad loans, he bailed them out. TARP only makes sure the bank doesn't lose money on the mortgage if default/foreclosure happens- doesn't help any citizens that lose their home. PMI also doesn't help the home owner, it helps the bank because are guaranteed to get paid even if you don't pay for the house. The banks are the ONLY one's covered in any of it. You think the banks give a shit about a homeowner when their money is guaranteed by either the government or PMI? They are the ones responsible for all of it happening; but Obama hands them more money.

Whatever happened to accountability? Obama would never let Bank of America go under regardless of what they do; he'll just write them a check. People wonder why the banks didn't care about who they lend to and wrote loans to anyone/everyone.... they didn't have to worry.

[gixxerboy1]

So is it Obamas fault that they over paid for their homes?

Not sure about TARP but I do know that banks have been making you pay for PMI on your loan if you dont put 20% down or until the payoff/loan value is 80% so not sure how TARP is different.

He did issue the tax break in Jan 2011 that everyone is pissed he didnt extend.

or took a mortgage they didnt understand. Yep It Obama's fault

Yea and its his fault payroll taxes went up now. Oh wait they didnt. He gave people a break for 2 years, everyone knew they were temporary. But everyone bitches they ended and they are paying what they were, Not happy they got a break for 2 years.

[Ajc330]

No.. its not Obama's fault that everyone over paid for their homes. People didn't actually over pay for their homes; the values of their homes plummeted with all the foreclosures. I don't know about you but I'm not paying $100K for a house when I can get the one next door in foreclosure for $20K.

Its Obama's fault that he GAVE MONEY to the same banks that caused the housing collapse. He didn't put the banks out of business who wrote bad loans, he bailed them out. TARP only makes sure the bank doesn't lose money on the mortgage if default/foreclosure happens- doesn't help any citizens that lose their home. PMI also doesn't help the home owner, it helps the bank because are guaranteed to get paid even if you don't pay for the house. The banks are the ONLY one's covered in any of it. You think the banks give a shit about a homeowner when their money is guaranteed by either the government or PMI? They are the ones responsible for all of it happening; but Obama hands them more money.

Whatever happened to accountability? Obama would never let Bank of America go under regardless of what they do; he'll just write them a check. People wonder why the banks didn't care about who they lend to and wrote loans to anyone/everyone.... they didn't have to worry.

it was either greenland or iceland, but their gov't was goin thrut he same problems, instead of bailin the banks out they bailed the people out, and their country turned around

[dan991]

Yes , i do i've run plenty of business. And i also seen the other side of the books of lots of business's as a consulting. So really i dont feel all bad for poor business. They are as much as a victim as everyone makes out. Now some are in different positions. So im not saying every business everywhere.

And i never ever ever have not hired an employee we needed because of the taxes or cost of training. That is the biggest BS thing anyone has ever made up. If you business is doing well and you cant keep up with the growth you are going to hire. You dont not hire and sacrifice your business.

No i dont know the cost of each state to implement Obama Care. And the fact is you dont either. And i agree its BS that shit isnt more clear with it. Like i said its not perfect.

Gixx.. I work at one of the oldest electronics companies in the world. You know what we do now- offshore. I'm responsible for budgets in my dept. For everyone one American engineer on staff- I can get 10 engineers in Indian to work on it for the same cost. I only need one engineer- I'm supposed to hire an American? Fvck no... never happen, not in a real enterprise corporation. I had to downsize from 30 to 11 last year because of budget cuts.... Budget cuts forced by increases in taxes, etc.

[dan991]

or took a mortgage they didnt understand. Yep It Obama's fault

Yea and its his fault payroll taxes went up now. Oh wait they didnt. He gave people a break for 2 years, everyone knew they were temporary. But everyone bitches they ended and they are paying what they were, Not happy they got a break for 2 years.

The mortgages the banks wrote and everyone offered were anal rape at its finest. Where was all this government oversight to PREVENT IT? I mean... Obama gives a shit so much what kind of gun I own that he is gonna write a law telling me what I can't have.... where was the law telling banks "you can't do that"?

I don't care about the payroll taxes because at the end of the day- doesn't matter. They will continue to go up and up as long as Obama has his Amex Black Card. I'm hoping it starts getting declined and we tumble into a recession so bad that it forces a complete reset of the entire government and spending.

[gixxerboy1]

Gixx.. I work at one of the oldest electronics companies in the world. You know what we do now- offshore. I'm responsible for budgets in my dept. For everyone one American engineer on staff- I can get 10 engineers in Indian to work on it for the same cost. I only need one engineer- I'm supposed to hire an American? Fvck no... never happen, not in a real enterprise corporation. I had to downsize from 30 to 11 last year because of budget cuts.... Budget cuts forced by increases in taxes, etc.

Well thats different then my business. I couldnt offshore anything i needed physical bodies here. But what you are talking about is a huge issue but has been going on well before Obama

[gixxerboy1]

The mortgages the banks wrote and everyone offered were anal rape at its finest. Where was all this government oversight to PREVENT IT? I mean... Obama gives a shit so much what kind of gun I own that he is gonna write a law telling me what I can't have.... where was the law telling banks "you can't do that"?

I don't care about the payroll taxes because at the end of the day- doesn't matter. They will continue to go up and up as long as Obama has his Amex Black Card. I'm hoping it starts getting declined and we tumble into a recession so bad that it forces a complete reset of the entire government and spending.

I agree about the mortgages. But again thats why you hire an lawyer. And you dont sign a contract you dont understand. Yes there should have been more regulation.But there should be some personal responsibility. But again most of the mortgages were written under BUSH not Obama. They have made changes to the mortgage industry. But i highly doubt its enough stop it from happening again.

[canesfan804]

or took a mortgage they didnt understand. Yep It Obama's fault

Yea and its his fault payroll taxes went up now. Oh wait they didnt. He gave people a break for 2 years, everyone knew they were temporary. But everyone bitches they ended and they are paying what they were, Not happy they got a break for 2 years.

THANK YOU!!!! YOU SIR ARE AWESOME! I thought I was the only one who understood this, with aall the thanks for NOT raising my taxes. People just see what they want.

[dan991]

I agree about the mortgages. But again thats why you hire an lawyer. And you dont sign a contract you dont understand. Yes there should have been more regulation.But there should be some personal responsibility. But again most of the mortgages were written under BUSH not Obama. They have made changes to the mortgage industry. But i highly doubt its enough stop it from happening again.

Personal responsibility can only be a factor if the offering in itself wasn't a suicide bomb. Almost every mortgage offering was a suicide bomb. How do you blame one person that blew up when everything they had to choose from was explosive? See what I'm saying? There wasn't a "good mortgage" and the norm offered from the banks was a bad deal to begin with.

Bush is at fault for allowing it to happen; Obama is at fault for not stopping it and also for bailing out the companies that caused it. Bank of America, Wells Fargo, US Bank, etc... they ALL should have went under for their scam and bad decisions. Nope- Obama opened the check book and wrote them a big fat bail out check. What happened to accountability? As a person- you fvck up your supposed to be accountable for your own actions... as a business you're not? I now use a Credit Union only because I don't trust banks at all. Money is not safe with them not that our money will be worth more than the paper its printed on sooner or later anyways..