Results 1 to 31 of 31
Like Tree14Likes
  • 1 Post By < <Samson> >
  • 4 Post By austinite
  • 2 Post By Bonaparte
  • 1 Post By Times Roman
  • 3 Post By austinite
  • 1 Post By kelkel
  • 1 Post By noon
  • 1 Post By songdog

Thread: impulse buying

  1. #1
    kronik420's Avatar
    kronik420 is offline Anabolic Member
    Join Date
    Feb 2012
    Location
    Australia
    Posts
    6,257

    impulse buying

    how do you control it? how bad are you?about 2 weeks ago i went to buy a $300 38" TV, i walk out with an $1100 50" lolthen a few days ago i go out to get bread, milk and eggs. came home with a laptop, socks, bread, milk, eggshaven't came home with any magic beans....yet...

  2. #2
    lovbyts's Avatar
    lovbyts is offline Knowledgeable Member
    Join Date
    Apr 2008
    Posts
    29,450
    I use to be a lot worse, especially online. What you need to do is get rid of your extra cash. Put it into a CD, money market or??? Tie it up so you can use it and of course pay off and put away any/all credit cards.

    Also learn to stop looking. That use to be a problem for me also. I would look and then want but by just not going there saves a lot.

    Make a rule also. Anything over $100, $200 or whatever you want to set it at (and dont change it) you will NOT buy until you have 24 hrs to think about it and look online to compare. No matter what they say it will be there tomorrow for the same price.

    I had to turn off my 401K investment for 6 months at work because I took some of it to buy my new house but just turned it back on yesterday. I have it set to automatically take 15% of my pre taxed income before I will every see it from each paycheck. I was up to 22% a few years ago because I started at 8% since our company matches 50 cents to each $1.00 up to 8% and with each pay increase I got over the years I put the full amount into my 401K so my take home pay never increased over 6 years.

    You will never miss it if you dont see it and it adds up quickly. I had over $200K in 8 years. If I had not done it I would have nothing more to show for it than I do now except I would not have had to money to buy the new house and still be broke.
    Last edited by lovbyts; 06-08-2014 at 10:25 PM.

  3. #3
    < <Samson> >'s Avatar
    < <Samson> > is online now Neurologically Intact
    Join Date
    Feb 2012
    Location
    AZ Side
    Posts
    11,724
    Blog Entries
    2
    It's hard to buy stuff when you have damn near everything - at least what I can fit in my house
    DAAS likes this.

  4. #4
    kronik420's Avatar
    kronik420 is offline Anabolic Member
    Join Date
    Feb 2012
    Location
    Australia
    Posts
    6,257
    hmm.. good idea, thanks. gonna start putting my left over $$ into shares and/or bitcoins...

  5. #5
    kronik420's Avatar
    kronik420 is offline Anabolic Member
    Join Date
    Feb 2012
    Location
    Australia
    Posts
    6,257
    after i payy off the credit card...

  6. #6
    Euroholic is offline "ARs Pork Eating Crusader"
    Join Date
    Sep 2012
    Location
    A world without islam!!!!
    Posts
    6,940
    When i bought my old ute was a impulse buy. I went in to get some mcdonalds was walking out looked overr at the car yard next door and was like hmmm thats nice. Bam spent 40grand. Never really drove the thing till i solf it 2 years after.

  7. #7
    Euroholic is offline "ARs Pork Eating Crusader"
    Join Date
    Sep 2012
    Location
    A world without islam!!!!
    Posts
    6,940
    Quote Originally Posted by kronik420 View Post
    hmm.. good idea, thanks. gonna start putting my left over $$ into shares and/or bitcoins...
    Buy fmg shares

  8. #8
    lovbyts's Avatar
    lovbyts is offline Knowledgeable Member
    Join Date
    Apr 2008
    Posts
    29,450
    Quote Originally Posted by < <Samson> > View Post
    It's hard to buy stuff when you have damn near everything - at least what I can fit in my house
    That's why you have to do like I did and buy a house over 2x the size. What's amazing is how my other house was just under 1500 sq ft and it was not cluttered. I could even park my car in the garage. My new house is 3200 sq ft and I have 2 extra bedrooms that are still full of boxes not unpacked and I cant fit a car in the garage yet. WTF? Where did all this come from?

    Quote Originally Posted by Euroholic View Post
    Buy fmg shares
    Why something going to happen? I would have been nice to buy at or near the open and then sell in 2008 when it was $12 but not it's only $4
    Last edited by lovbyts; 06-08-2014 at 10:52 PM.

  9. #9
    JDP88's Avatar
    JDP88 is offline Junior Member
    Join Date
    May 2014
    Posts
    50
    i spend money when im pissed off... hop in the car and go outta town with some broad, go buy a bunch of clothes... ya know. i think its good once n a while. but saving is very important. piece of mind...

    i never did the whole criagslist thing and my dads a goodwill junkie. one day im in there, thinking about how it smells like a foot and i seen 3 abercrombie hoodies, i grab em for like $6! now im on that craiglist shit and pop in good will every once n a while... i would have never thought... let alone told anybody lol...

  10. #10
    Euroholic is offline "ARs Pork Eating Crusader"
    Join Date
    Sep 2012
    Location
    A world without islam!!!!
    Posts
    6,940
    Quote Originally Posted by lovbyts View Post
    That's why you have to do like I did and buy a house over 2x the size. What's amazing is how my other house was just under 1500 sq ft and it was not cluttered. I could even park my car in the garage. My new house is 3200 sq ft and I have 2 extra bedrooms that are still full of boxes not unpacked and I cant fit a car in the garage yet. WTF? Where did all this come from?


    Why something going to happen? I would have been nice to buy at or near the open and then sell in 2008 when it was $12 but not it's only $4

    I bought mine when they diped below 3$ a while back. There are a safe share they will go up its just a matter of when. Solomon mine is not ramped up fully yet. Soon will come another rail line and more berths at the port. They will be pushing out alot more ore over the comming years.

  11. #11
    almostgone's Avatar
    almostgone is online now AR-Platinum Elite- Hall of Famer
    Join Date
    Jun 2004
    Location
    the lower carolina
    Posts
    23,691
    Quote Originally Posted by kronik420 View Post
    how do you control it? how bad are you?about 2 weeks ago i went to buy a $300 38" TV, i walk out with an $1100 50" lolthen a few days ago i go out to get bread, milk and eggs. came home with a laptop, socks, bread, milk, eggshaven't came home with any magic beans....yet...
    I made a budget years ago and it generally keeps me out of trouble/making unwise purchases. If I need it, I buy it. If I want something, but don't really need it, I put it on the back.burner and think about it.
    Not saying I never buy on impulse, but a budget keeps me moving in the right direction.
    There are 3 loves in my life: my wife, my English mastiffs, and my weightlifting....Man, my wife gets really pissed when I get the 3 confused...
    A minimum of 100 posts and 45 days membership required for source checks. Source checks are performed at my discretion.

  12. #12
    austinite's Avatar
    austinite is offline HRT Specialist ~ AR-Platinum Elite-Hall of Famer ~
    Join Date
    Mar 2012
    Location
    Cialis, Texas
    Posts
    31,154
    Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.
    lovbyts, RaginCajun, DAAS and 1 others like this.
    ~ PLEASE DO NOT ASK FOR SOURCE CHECKS ~

    "It's human nature in a 'more is better' society full of a younger generation that expects instant gratification, then complain when they don't get it. The problem will get far worse before it gets better". ~ kelkel

  13. #13
    hawk14dl's Avatar
    hawk14dl is offline Senior Member
    Join Date
    Sep 2013
    Posts
    1,592
    Just be broke as f%ck. Works forme. I never impulse buy. Lol

  14. #14
    Bonaparte's Avatar
    Bonaparte is offline AR-Hall of Famer
    Join Date
    Aug 2009
    Posts
    13,504
    I never make impulse buys.
    Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.

  15. #15
    Bonaparte's Avatar
    Bonaparte is offline AR-Hall of Famer
    Join Date
    Aug 2009
    Posts
    13,504
    Quote Originally Posted by hawk14dl View Post
    Just be broke as f%ck. Works forme. I never impulse buy. Lol
    Pssh, poor people are the worst when it comes to impulse buying. That's usually why they're poor in the first place. Why do you think they have so much junk by the cash register at Walmart?
    Rusty11 and songdog like this.

  16. #16
    diesel101's Avatar
    diesel101 is offline Anabolic Member
    Join Date
    Oct 2012
    Location
    upper midwest
    Posts
    4,319
    I normally hold back on most purchases until I think about them for awhile except for guns over half of my guns were bought on impulse. I cant seem to go to a gun shop or show without finding the gun I have always wanted.

  17. #17
    lovbyts's Avatar
    lovbyts is offline Knowledgeable Member
    Join Date
    Apr 2008
    Posts
    29,450
    Quote Originally Posted by diesel101 View Post
    I normally hold back on most purchases until I think about them for awhile except for guns over half of my guns were bought on impulse. I cant seem to go to a gun shop or show without finding the gun I have always wanted.
    Thats one of the biggest reasons I dont go to gun shows. To much cool/fun stuff/toys to buy.

  18. #18
    Rwy's Avatar
    Rwy
    Rwy is offline Productive Member
    Join Date
    Feb 2006
    Posts
    3,497
    Quote Originally Posted by austinite View Post
    Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.
    lol try eros better quality!!!!

  19. #19
    BG's Avatar
    BG
    BG is offline The Real Deal - AR-Platinum Elite- Hall of Famer
    Join Date
    Apr 2005
    Location
    Florida
    Posts
    22,906
    I buy stuff for my fish tank online all the time. Some of it doesn't even work. Then weekends I go to lfs and spend. Need to stop.

    Disclaimer-BG is presenting fictitious opinions and does in no way encourage nor condone the use of any illegal substances.
    The information discussed is strictly for entertainment purposes only.


    Everything was impossible until somebody did it!

    I've got 99 problems......but my squat/dead ain't one !!

    It doesnt matter how good looking she is, some where, some one is tired of her shit.

    Light travels faster then sound. This is why some people appear bright until you hear them speak.

    Great place to start researching ! http://forums.steroid.com/anabolic-s...-database.html


  20. #20
    Times Roman's Avatar
    Times Roman is offline Anabolic Member
    Join Date
    May 2010
    Location
    Back from Afghanistan
    Posts
    27,383
    I have a decent amount of cash just sitting in my checking account. I could go and buy a new corvette right now if I wanted, maybe a new Harley too.

    but do you know what I drive?

    a 2002 Toyota corolla.

    A fool and his money soon part.........
    Rusty11 likes this.

  21. #21
    austinite's Avatar
    austinite is offline HRT Specialist ~ AR-Platinum Elite-Hall of Famer ~
    Join Date
    Mar 2012
    Location
    Cialis, Texas
    Posts
    31,154
    Quote Originally Posted by Rwy View Post
    lol try eros better quality!!!!
    eros is good but slim pickings these days.
    ~ PLEASE DO NOT ASK FOR SOURCE CHECKS ~

    "It's human nature in a 'more is better' society full of a younger generation that expects instant gratification, then complain when they don't get it. The problem will get far worse before it gets better". ~ kelkel

  22. #22
    austinite's Avatar
    austinite is offline HRT Specialist ~ AR-Platinum Elite-Hall of Famer ~
    Join Date
    Mar 2012
    Location
    Cialis, Texas
    Posts
    31,154
    Quote Originally Posted by Bonaparte View Post
    I never make impulse buys.
    Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.
    Waiter: What'll you have today?
    Bona: Can you bring me a calculator please?
    Waiter: Uhh.. sure.
    Bona: According to the wiki, I can make this meal myself for $4.75. Will you honor that price?
    Waiter: No.
    Bona: Well, does your price include Tip?
    Waiter: No.
    Bona: **** it, I'm out of here.
    almostgone, kronik420 and Rusty11 like this.
    ~ PLEASE DO NOT ASK FOR SOURCE CHECKS ~

    "It's human nature in a 'more is better' society full of a younger generation that expects instant gratification, then complain when they don't get it. The problem will get far worse before it gets better". ~ kelkel

  23. #23
    Black's Avatar
    Black is offline Anabolic Member
    Join Date
    Jan 2009
    Posts
    2,473
    Quote Originally Posted by Bonaparte View Post
    I never make impulse buys.
    Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.
    Same here. I'm not a materialistic person, so unless I REALLY need something, I hardly buy stuff outside of gas and groceries.

  24. #24
    David LoPan's Avatar
    David LoPan is offline Knowledgeable Member
    Join Date
    Aug 2013
    Location
    Big Trouble, Little China
    Posts
    2,862
    Blog Entries
    1
    I went cash only about 8 years ago. That Dave Ramsey Plan. When I went to refinance my house with my wife we both had death notices on our credit reports. No credit other than mortgage for over 7 years will do that. When you use cash only and spend cash you dont tent to impulse buy. . . well other than that chocolate candy bar every now and then.

  25. #25
    GirlyGymRat's Avatar
    GirlyGymRat is online now Knowledgeable ~ Respected Female Leader ~
    Join Date
    Oct 2010
    Location
    In a gym!
    Posts
    14,641
    Guilty. Now I buy less bit more meaningful purchases. I only buy things I luv luv luv. I rather be surrounded with things I luv the a bunch of stuff.

    I have to protect against emotional buys especially since I like my buys like guys....high quality.

  26. #26
    David LoPan's Avatar
    David LoPan is offline Knowledgeable Member
    Join Date
    Aug 2013
    Location
    Big Trouble, Little China
    Posts
    2,862
    Blog Entries
    1
    Quote Originally Posted by GirlyGymRat View Post
    Guilty. Now I buy less bit more meaningful purchases. I only buy things I luv luv luv. I rather be surrounded with things I luv the a bunch of stuff.

    I have to protect against emotional buys especially since I like my buys like guys....high quality.
    Girly I think that you buy things like donald pliner shoes and david yurman jewelry . . . not a couple of hooker and a 50 inch tv. Then again ya never know.

  27. #27
    GirlyGymRat's Avatar
    GirlyGymRat is online now Knowledgeable ~ Respected Female Leader ~
    Join Date
    Oct 2010
    Location
    In a gym!
    Posts
    14,641
    Quote Originally Posted by BigTahl

    Girly I think that you buy things like donald pliner shoes and david yurman jewelry . . . not a couple of hooker and a 50 inch tv. Then again ya never know.
    I do like nice things. Italian leather, silk, expensive timepieces but not extravagant. I need a sugar daddy. Lol. J/k fellas

    I have never paid nor have never charged, but I am selective. That's all I can say about that.

  28. #28
    kelkel's Avatar
    kelkel is offline HRT Specialist ~ AR-Platinum Elite-Hall of Famer ~ No Source Checks
    Join Date
    Sep 2010
    Location
    East Coast Dungeon
    Posts
    29,577
    Quote Originally Posted by austinite View Post
    Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.
    Good to see you're cutting back.
    lovbyts likes this.
    -*- NO SOURCE CHECKS -*-

  29. #29
    noon's Avatar
    noon is offline Senior Member
    Join Date
    Jul 2012
    Location
    In hiding
    Posts
    1,271
    I just purchased a 2001 honda shadow vlx for 2500 bucks.
    Didn't need it but the price was good
    BG likes this.

  30. #30
    songdog's Avatar
    songdog is offline ARs TOP DOG ~ MONITOR ~
    Join Date
    Jun 2009
    Posts
    13,533
    When you find the answer to this question.PLEASE share it with my wife.I spent 3hrs emptying a storage shed.All her had too have sh1t.
    lovbyts likes this.

  31. #31
    lovbyts's Avatar
    lovbyts is offline Knowledgeable Member
    Join Date
    Apr 2008
    Posts
    29,450
    Quote Originally Posted by noon View Post
    I just purchased a 2001 honda shadow vlx for 2500 bucks.
    Didn't need it but the price was good
    Yeah that's my biggest problem. I spend to much time on Ebay, Amazon and craigslist. I use to be BAD about ebay but the deals are not there anymore like 10 years ago. Amazon just for finding what I would be buying anyways to to save money. Craigslist I find a lot I sort of need but again the prices are not as good as they use to be 10 years ago but you can still find deal. Problem is most of the GOOD deals are scams. I have had to talk my daughter out of a few.

    Quote Originally Posted by songdog View Post
    When you find the answer to this question.PLEASE share it with my wife.I spent 3hrs emptying a storage shed.All her had too have sh1t.
    There are a few guys how have found a solution for this kind of stuff. Not to many years ago they auctioned off a storage shed in my area and found the ex wife in a 55 gallon drum. It was all the new wives fault, she stopped paying for the storage shed because she didnt know what was in it and was trying to save money. He should have set it up on auto pay.
    Last edited by lovbyts; 06-18-2014 at 12:03 AM.

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •