impulse buying

**kronik420** · 06-08-2014, 10:14 PM

how do you control it? how bad are you?about 2 weeks ago i went to buy a $300 38" TV, i walk out with an $1100 50" lolthen a few days ago i go out to get bread, milk and eggs. came home with a laptop, socks, bread, milk, eggshaven't came home with any magic beans....yet...

**lovbyts** · 06-08-2014, 10:21 PM

I use to be a lot worse, especially online. What you need to do is get rid of your extra cash. Put it into a CD, money market or??? Tie it up so you can use it and of course pay off and put away any/all credit cards.

Also learn to stop looking. That use to be a problem for me also. I would look and then want but by just not going there saves a lot.

Make a rule also. Anything over $100, $200 or whatever you want to set it at (and dont change it) you will NOT buy until you have 24 hrs to think about it and look online to compare. No matter what they say it will be there tomorrow for the same price.

I had to turn off my 401K investment for 6 months at work because I took some of it to buy my new house but just turned it back on yesterday. I have it set to automatically take 15% of my pre taxed income before I will every see it from each paycheck. I was up to 22% a few years ago because I started at 8% since our company matches 50 cents to each $1.00 up to 8% and with each pay increase I got over the years I put the full amount into my 401K so my take home pay never increased over 6 years.

You will never miss it if you dont see it and it adds up quickly. I had over $200K in 8 years. If I had not done it I would have nothing more to show for it than I do now except I would not have had to money to buy the new house and still be broke.

**< <Samson> >** · 06-08-2014, 10:23 PM

It's hard to buy stuff when you have damn near everything - at least what I can fit in my house

**kronik420** · 06-08-2014, 10:30 PM

hmm.. good idea, thanks. gonna start putting my left over $$ into shares and/or bitcoins...

**kronik420** · 06-08-2014, 10:32 PM

after i payy off the credit card...

**Euroholic** · 06-08-2014, 10:40 PM

When i bought my old ute was a impulse buy. I went in to get some mcdonalds was walking out looked overr at the car yard next door and was like hmmm thats nice. Bam spent 40grand. Never really drove the thing till i solf it 2 years after.

**Euroholic** · 06-08-2014, 10:41 PM

Originally Posted by kronik420

hmm.. good idea, thanks. gonna start putting my left over $$ into shares and/or bitcoins...

Buy fmg shares

**lovbyts** · 06-08-2014, 10:48 PM

Originally Posted by < <Samson> >

It's hard to buy stuff when you have damn near everything - at least what I can fit in my house

That's why you have to do like I did and buy a house over 2x the size. What's amazing is how my other house was just under 1500 sq ft and it was not cluttered. I could even park my car in the garage. My new house is 3200 sq ft and I have 2 extra bedrooms that are still full of boxes not unpacked and I cant fit a car in the garage yet. WTF? Where did all this come from?

Originally Posted by Euroholic

Buy fmg shares

Why something going to happen? I would have been nice to buy at or near the open and then sell in 2008 when it was $12 but not it's only $4

**JDP88** · 06-08-2014, 10:53 PM

i spend money when im pissed off... hop in the car and go outta town with some broad, go buy a bunch of clothes... ya know. i think its good once n a while. but saving is very important. piece of mind...

i never did the whole criagslist thing and my dads a goodwill junkie. one day im in there, thinking about how it smells like a foot and i seen 3 abercrombie hoodies, i grab em for like $6! now im on that craiglist shit and pop in good will every once n a while... i would have never thought... let alone told anybody lol...

**Euroholic** · 06-08-2014, 11:07 PM

Originally Posted by lovbyts

That's why you have to do like I did and buy a house over 2x the size. What's amazing is how my other house was just under 1500 sq ft and it was not cluttered. I could even park my car in the garage. My new house is 3200 sq ft and I have 2 extra bedrooms that are still full of boxes not unpacked and I cant fit a car in the garage yet. WTF? Where did all this come from?

Why something going to happen? I would have been nice to buy at or near the open and then sell in 2008 when it was $12 but not it's only $4

I bought mine when they diped below 3$ a while back. There are a safe share they will go up its just a matter of when. Solomon mine is not ramped up fully yet. Soon will come another rail line and more berths at the port. They will be pushing out alot more ore over the comming years.

**almostgone** · 06-09-2014, 03:30 AM

Originally Posted by kronik420

how do you control it? how bad are you?about 2 weeks ago i went to buy a $300 38" TV, i walk out with an $1100 50" lolthen a few days ago i go out to get bread, milk and eggs. came home with a laptop, socks, bread, milk, eggshaven't came home with any magic beans....yet...

I made a budget years ago and it generally keeps me out of trouble/making unwise purchases. If I need it, I buy it. If I want something, but don't really need it, I put it on the back.burner and think about it.
Not saying I never buy on impulse, but a budget keeps me moving in the right direction.

**austinite** · 06-09-2014, 07:18 AM

Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.

**hawk14dl** · 06-09-2014, 08:02 AM

Just be broke as f%ck. Works forme. I never impulse buy. Lol

**Bonaparte** · 06-09-2014, 08:19 AM

I never make impulse buys.
Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.

**Bonaparte** · 06-09-2014, 08:20 AM

Originally Posted by hawk14dl

Just be broke as f%ck. Works forme. I never impulse buy. Lol

Pssh, poor people are the worst when it comes to impulse buying. That's usually why they're poor in the first place. Why do you think they have so much junk by the cash register at Walmart?

**diesel101** · 06-09-2014, 08:33 AM

I normally hold back on most purchases until I think about them for awhile except for guns over half of my guns were bought on impulse. I cant seem to go to a gun shop or show without finding the gun I have always wanted.

**lovbyts** · 06-09-2014, 08:36 AM

Originally Posted by diesel101

I normally hold back on most purchases until I think about them for awhile except for guns over half of my guns were bought on impulse. I cant seem to go to a gun shop or show without finding the gun I have always wanted.

Thats one of the biggest reasons I dont go to gun shows. To much cool/fun stuff/toys to buy.

**Rwy** · 06-09-2014, 10:57 AM

Originally Posted by austinite

Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.

lol try eros better quality!!!!

BG · 06-09-2014, 11:02 AM

I buy stuff for my fish tank online all the time. Some of it doesn't even work. Then weekends I go to lfs and spend. Need to stop.

**Times Roman** · 06-09-2014, 11:48 AM

I have a decent amount of cash just sitting in my checking account. I could go and buy a new corvette right now if I wanted, maybe a new Harley too.

but do you know what I drive?

a 2002 Toyota corolla.

A fool and his money soon part.........

**austinite** · 06-09-2014, 11:55 AM

Originally Posted by Rwy

lol try eros better quality!!!!

eros is good but slim pickings these days.

**austinite** · 06-09-2014, 11:58 AM

Originally Posted by Bonaparte

I never make impulse buys.
Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.

Waiter: What'll you have today?
Bona: Can you bring me a calculator please?
Waiter: Uhh.. sure.
Bona: According to the wiki, I can make this meal myself for $4.75. Will you honor that price?
Waiter: No.
Bona: Well, does your price include Tip?
Waiter: No.
Bona: **** it, I'm out of here.

**Black** · 06-09-2014, 07:43 PM

Originally Posted by Bonaparte

I never make impulse buys.
Honestly, I calculate all the pros and cons of a purchase, do my research, and find the best price on it if I decide it is something worth spending money on.

Same here. I'm not a materialistic person, so unless I REALLY need something, I hardly buy stuff outside of gas and groceries.

**David LoPan** · 06-09-2014, 10:36 PM

I went cash only about 8 years ago. That Dave Ramsey Plan. When I went to refinance my house with my wife we both had death notices on our credit reports. No credit other than mortgage for over 7 years will do that. When you use cash only and spend cash you dont tent to impulse buy. . . well other than that chocolate candy bar every now and then.

**GirlyGymRat** · 06-10-2014, 08:38 PM

Guilty. Now I buy less bit more meaningful purchases. I only buy things I luv luv luv. I rather be surrounded with things I luv the a bunch of stuff.

I have to protect against emotional buys especially since I like my buys like guys....high quality.

**David LoPan** · 06-11-2014, 05:46 PM

Originally Posted by GirlyGymRat

Guilty. Now I buy less bit more meaningful purchases. I only buy things I luv luv luv. I rather be surrounded with things I luv the a bunch of stuff.

I have to protect against emotional buys especially since I like my buys like guys....high quality.

Girly I think that you buy things like donald pliner shoes and david yurman jewelry . . . not a couple of hooker and a 50 inch tv. Then again ya never know.

**GirlyGymRat** · 06-11-2014, 05:53 PM

Originally Posted by BigTahl

Girly I think that you buy things like donald pliner shoes and david yurman jewelry . . . not a couple of hooker and a 50 inch tv. Then again ya never know.

I do like nice things. Italian leather, silk, expensive timepieces but not extravagant. I need a sugar daddy. Lol. J/k fellas

I have never paid nor have never charged, but I am selective. That's all I can say about that.

**kelkel** · 06-11-2014, 06:15 PM

Originally Posted by austinite

Same here. Yesterday I went out for eggs and milk. Came back with 2 hookers from back page.

Good to see you're cutting back.

**noon** · 06-13-2014, 08:43 AM

I just purchased a 2001 honda shadow vlx for 2500 bucks.
Didn't need it but the price was good

**songdog** · 06-17-2014, 11:43 PM

When you find the answer to this question.PLEASE share it with my wife.I spent 3hrs emptying a storage shed.All her had too have sh1t.

**lovbyts** · 06-18-2014, 12:00 AM

Originally Posted by noon

I just purchased a 2001 honda shadow vlx for 2500 bucks.
Didn't need it but the price was good

Yeah that's my biggest problem. I spend to much time on Ebay, Amazon and craigslist. I use to be BAD about ebay but the deals are not there anymore like 10 years ago. Amazon just for finding what I would be buying anyways to to save money. Craigslist I find a lot I sort of need but again the prices are not as good as they use to be 10 years ago but you can still find deal. Problem is most of the GOOD deals are scams. I have had to talk my daughter out of a few.

Originally Posted by songdog

When you find the answer to this question.PLEASE share it with my wife.I spent 3hrs emptying a storage shed.All her had too have sh1t.

There are a few guys how have found a solution for this kind of stuff. Not to many years ago they auctioned off a storage shed in my area and found the ex wife in a 55 gallon drum. It was all the new wives fault, she stopped paying for the storage shed because she didnt know what was in it and was trying to save money. He should have set it up on auto pay.