
Originally Posted by
Juturna
Here's a scenario to explain what I mean, ADD/ADHD.
In college many students get prescribed Aderral or the like to help them concentrate. Do they need it? Most of the time no - they don't have a medical problem like ADD - it just 'helps' them study. They go to the doctor, fill out an 'ADD test' which is a questionnaire and has the same legal qualifications as a blood test.
Last year over 9 or 10 insurance companies filed fraud reports on TONS of students for insurance fraud for not really needing the prescription. I can try to find the link if I get some spare time. They were in quite a lot of trouble - needless to say. (They also owed a lot more money then it would have been to buy illegally).
Shutting down your test like that - especially at a young age and never having problems before - can be 'caught'. I'd give a personal scenario close to this (minus the trying to obtain illegal substances, legally) but there's no point.
It's my .o2 cents - I wouldn't **** with insurance fraud. And that's only one, small, obsolete scenario.