Looking for a good credit card..

[SVTMuscle*]

I got a alot of store credit cards, and 2 bank credit cards, but I'm looking for a good credit card (Amex, Visa, M/C etc etc) that can possible have (free) awards. I have 100% credit, never missed payment on my C/C bills or car payments, so i know I'll be accepted. Anyone know any good ones that I can get rewards from?

[G-1000]

Try and get a amex blue.

[STYLE74]

American express one card. http://www.amexonecard.com/main.html

[SVTMuscle*]

American express one card. http://www.amexonecard.com/main.html

$35 annual fee. nopppe

[SVTMuscle*]

American Express Blue Cash
0.00% Intro APR
No annual fee
Low balance transfer rate — 4.99% fixed APR for the life of the balance
Flexibility to pay over time


That looks good.

[StoneGRMI]

I've got a Visa Capital One Platinum card. No problems from them, ever.

[G-1000]

American Express Blue Cash
0.00% Intro APR
No annual fee
Low balance transfer rate — 4.99% fixed APR for the life of the balance
Flexibility to pay over time


That looks good.

That is one of the ones i have. I love that card it looks cool.

[SVTMuscle*]

Ok well I just got the Blue Cash with a pretty good limit. That should be good for now

[Deltsarehot8]

Wellsfargo Platnium visa is what i have, its 1,000(but you can get more) credit line and no annual fees, and if you dont have a problem paying your bills its a good card

[G-1000]

You need to have a mortgage with them to get that card i think.

[thebritskie]

i heard crapitol one was the worst credit card you could get. (from MSN.com). i woudl stick to Amex as well.

[RussianVodka]

Try and get a amex blue.

+1 Nice card, good service.

[G-1000]

i heard crapitol one was the worst credit card you could get. (from MSN.com). i woudl stick to Amex as well.

i had them also.

Not no more.

[StoneGRMI]

The only problem with amex is a lot of places don't except them.

[Bojangles69]

yeh im a visa man myself.

[StoneGRMI]

i heard crapitol one was the worst credit card you could get. (from MSN.com). i woudl stick to Amex as well.

Crapitol One has been great for me! Just yesterday they sent me a $50 Visa Gift Card!

[king6]

I have one that gives me free gas.

[G-1000]

Cam one sucks so bad for me. I hade to get a lawer and all. There were killing my credit.

I have 2 amx card blue and gold i love them both. But keep in mind the gold needs to get paid in full each month.

[Tock]

I had a credit card from Bank of America for a short while, then chopped that mother up into small bits.
Their bill collectors would call me up at work asking why I hadn't paid for something that I had charged up only the week before. They did that 4 times. And they screwed up my statement a few times, too. Finally I had had enough of them, asked a bill collector what my balance was, and I sent them a check for the balance that day. And then the next month, they sent me a bill for Zero Balance, but for a late fee.
Some of my customers have had similar experiences . . .

But on a happier side, I bought a shiny new computer from a store that had a special, where they give you $100 off if you buy a computer costing $500 or more, and if you buy it with a brand new charge card (a card that you'd apply for at that store). So, I signed up for the card, bought the computer with it, I have the PC at home now, but never got the bill (lol) . . . and wouldn't ya know it, it was a Bank of America account . . . Serves them right.

Anyway, avoid Bank of America cards. Their accounting system is crazy.

[chest6]

y u need a credit card

[K.Biz]

a good credit card is like an oxy moron hahaha. but i have a Chase Visa

[aadrenaline]

do you know your credit score? and how much money do you owe on your existing cards and what are your limits...i highly doubt you have perfect credit its near imposible to have perfect credit

[aadrenaline]

amex is the best card you could ever own...$35 annual fee is too much? lol the cash back cards pay out more than that a year anyway

[SVTMuscle*]

y u need a credit card

Because I'm over the age of 16?

[chest6]

debit cards is where its at

[bbplaya21]

yep i got debit cards. id rahter have the money already then owe, but what do i know im only 19

[chest6]

yep i got debit cards. id rahter have the money already then owe, but what do i know im only 19

same..both accounts

[soccer#3]

u know what they say life takes visa

[Z12]

Yea, gotta stick with visa. I've got the CitiCard Rewards Card, which gives me 5% cash back from anything I buy at a grocery store, pharmacy (CVS/Walgreens...), and gas stations. Thats where I spend most of my money, so I get a lot of cash back. Last year, I think they sent me back about $250!

[Chemical King]

I'm erm........not allowed credid cards.lol. Me was naughty a few yr ago n didn't pay

[SVTMuscle*]

do you know your credit score? and how much money do you owe on your existing cards and what are your limits...i highly doubt you have perfect credit its near imposible to have perfect credit

well when I say 'perfect credit' I mean I've never missed a payment on any of my credit cards, or on my car payments.

[aadrenaline]

well when I say 'perfect credit' I mean I've never missed a payment on any of my credit cards, or on my car payments.

i havent either my credit was only 675 which i guess is decent for 21 yo

[mavsluva]

There's no such thing as a "good" credit card. If you don't have enough money to buy what you want, then reduce your wants. Too many people live their lives and work too many hours/days just to pay off what they don't really need.

[spywizard]

Ok well I just got the Blue Cash with a pretty good limit. That should be good for now

if you live in a city with a major carrier (Delta, or NWA) you can get a visa from them, i know delta had 2miles for every dollar spent..

we were using them to make every payment, water, gas, mortgage... I think they changed it to 1 mile per dollar, but that's still a great deal if you spend and pay it off every month..

were were doing 3-5000 per month, we just paid it off everytime.. no interest..

good luck..

[Z12]

if you live in a city with a major carrier (Delta, or NWA) you can get a visa from them, i know delta had 2miles for every dollar spent..

we were using them to make every payment, water, gas, mortgage... I think they changed it to 1 mile per dollar, but that's still a great deal if you spend and pay it off every month..

were were doing 3-5000 per month, we just paid it off everytime.. no interest..

good luck..

Yea but have you ever tried to redeem airline miles? It's a NIGHTMARE! At least in my experience it is. If you want to leave on the 20th, you'll only be able to get a flight that leaves on the 23rd at 4am, etc. etc. IMO, the whole airline miles thing is bogus, cash back is the only way to go.

[STYLE74]

amex is the best card you could ever own...

$35 annual fee is too much? lol the cash back cards pay out more than that a year anyway

Exactly bro.

[SVTMuscle*]

if you live in a city with a major carrier (Delta, or NWA) you can get a visa from them, i know delta had 2miles for every dollar spent..

we were using them to make every payment, water, gas, mortgage... I think they changed it to 1 mile per dollar, but that's still a great deal if you spend and pay it off every month..

were were doing 3-5000 per month, we just paid it off everytime.. no interest..

good luck..

I honestly dont use my credit cards enough to really benefit from points, I spend maybe $200 a month on my credit cards

[fLgAtOr]

well when I say 'perfect credit' I mean I've never missed a payment on any of my credit cards, or on my car payments.

That doesn't mean you have "perfect credit"...Even things like not having credit for very long will keep your score down some.

Not saying its low...Its obviously very good. But it will continue to improve as you get older (and keep paying bills ontime).

I'm an AMEX fan. Great cust service, awsome buyer protection, and the old stereotype that "no one takes them" is quickly going away.

Whats interesting is that most merchants pay more for a corporate or rewards Visa card than they do for an Amex.

[J0KER]

There's no such thing as a "good" credit card. If you don't have enough money to buy what you want, then reduce your wants. Too many people live their lives and work too many hours/days just to pay off what they don't really need.

Bingo!

[Animal Cracker]

A good one...one that is used in case of emergency..low interest rate..kept with a zero balance... CC's are a neccesity these days..but a rip!