So I guess Paris Hilton is more deserving of healthcare than a 9/11 rescue worker, simply because she has the money to pay for it. We all know how productive she is. I suppose those 9/11 rescue workers should have called their insurance companies before they decided to run into the twin towers to save people lives to see if they were adequately covered. They probably should have asked the people they were rescuing if they had proper coverage before pulling them out and just saved the people who would be able to pay for their healthcare instead.
Remember, a healthy individual is more capable of being productive than someone who isn't healthy. Shit happens to everyone, whether it is self inflicted, intentional or accidental. We have all done stupid things in our life that could have seriously hurt us. Think about the message board you are posting on right now. Anabolic steroid use! Are you going to tell your insurance company you take anabolic steroids for recreational use? Do you think they will still cover you? Your premiums will go through the roof, thats for sure.
Lets look at the benifits of universal healthcare. Less diseases being spread, stronger economy because of a healthier workforce, higher life expectancy... I could go on.
This is about basic human needs, looking out for your fellow human being. If you can put a price on someone's health, then you pretty much have lost touch with humanity.