I currently go to a clinic that is covered by insurance co-pay is $25 per week. If I take the shot home it's $35 and they will give me only one or two weeks worth not really saving me much time. Lowt is 199/month for test/hcg/and ai if needed with bloods and everything, and I'd be able to do it all at home with only going to dr once or twice a year and there is a doc where I live. my clinic doesn't give hcg as part of protocol which I want. They said they'd give it to me once or twice a year but this wouldn't be covered by insurance either. Does anyone have exp with the lowt people? I have the money to pay per month for the convenience and ease of getting everything at home, I just found it odd that lowt makes you sign up for a year and if you want to cancel you have to give written notice within 90 days of wanting to cancel. Any thoughts? Im leaning towards paying with lowt but was just curious about what you guys thought.