Obamacare and HRT

**Bender45** · 06-28-2012, 04:59 PM

Sorry if this has been discussed. I did a search for "Obamacare" and nothing came up in the HRT section.

Does anyone know if pre-existing HRT patients will still have their test/armour/etc covered by insurance if and when Obamacare goes into effect?

**Vettester** · 06-28-2012, 05:24 PM

I pay for my HRT out of pocket already. I can't foresee any health mandates helping the cause of those who get HRT with insurance. If anything, in time, the quality and level of service will diminish with your PCP if that's who is overseeing your HRT. Although, this will all be rhetorical if something changes in November and it gets repealed. Guess we'll have to sit tight to see how it really plays out ...

**MrManGuy84** · 06-28-2012, 08:44 PM

Was wondering about this today. Who knows... I want to believe that this will all help, but it might just make the red tape even worse.

**bass** · 06-28-2012, 08:57 PM

remember what Obama said, if you're old don't waist our money, simply die and get the hell out. with his care no one will get proper health care. basically we're fvcked if it doesnt get repealed.

**freshmaker** · 06-28-2012, 09:10 PM

On the plus side, we aren't going to pretend that 10's if millions of people aren't using the emergency medical system as their primary care. To the negative, we aren't introducing free markets and the incentive for patients to choose lower cost solutions.

Without introducing real competition into the medical system, our costs will continue to move ever higher.

**Noles12** · 06-28-2012, 09:15 PM

Its crazy how I see people saying this is a great thing. The uneducated population thinks it just guarantees healthcare to everyone.

The problem is everyone must get on insurance or pay a fine. Many of the companies will raise rates and premiums.

I think it is just going to hurt this country even more

**Vettester** · 06-28-2012, 09:31 PM

Sadly, I don't know anyone personally that thinks this is a great thing. I see Pelosi grinning happily, but she's an ass clown in a broken circus!

Anyone paying attention to what's going on here in California? Stockton just went BK, and there's dozens of other cities here now looking to do the same ... This is where it's going folks. The rest of the nation gets to catch up now with this new "tax."

Yeah, I know, it's turning into lounge material ...

**bass** · 06-28-2012, 10:35 PM

excluding the military i can't think of anything the government is good at, not one! so why would this be any different?

hey Vette, have you noticed any solution California comes up with is higher taxes? what morons we have running this beautiful state! looks like you and me are moving to Texas, LOL!

**HRTstudent** · 06-28-2012, 11:20 PM

its just pandering to the lowest class... its sad.... socialism and vote-getting.

That being said, if you had to do HRT out of pocket its not really that that bad. Get your bloodwork cheaper online than going through insurance, only do injections and avoid costly gels, and get your T and E2 figured out ASAP! lol...

Androgel cost my insurance company 800 dollars a month, but like 3 months worth of injectable is around 100 dollars out of pocket expense.

**SEOINAGE** · 06-29-2012, 02:27 AM

I see some liberals posting up good things about the obamacare, so I wrote a rebuttal to it, and i see my brothers wife liking the stupid obamacare post, I sometimes wonder about some people. Its all a big negative here people, nothing but harm to our country.

**bullshark99** · 06-29-2012, 07:17 AM

Being in the Ins/Inv business for 20 yrs I like to think I have a semi decent idea of what this plan will do. It absolutely amazes me that some people cant understand nothing is "free" and the Govt cant just continue to "print" money" (look at Europe).
Sadly, if re-elected in Nov and this plan presses on, people have NO IDEA what their insurance cost will sky rocket too and also the shit quality of care as time goes on.
But hey, good for you Nancy, you ugly grinning "look at me" bitch!

**jdw999** · 06-29-2012, 07:34 AM

If Obama Care doesn't get repealed, you will see ALOT of smaller businesses, those with just over 50 employess, go out of business due to not being able to afford to offer health ins to their employees. If anyone really thinks that the govt forcing us buy something is a good thing, they are crazy.

As for you fellas moving to Texas, come on, it's a great state to live in.

**jdw999** · 06-29-2012, 07:37 AM

Oh yeah, and other than those shitty ass Dallas Cowboys and Houston Astros, we have some pretty good sports teams to root for too. GO RANGERS!!

**kelkel** · 06-29-2012, 07:38 AM

These are possibly the 5 best sentences you'll ever read and all applicable to this experiment:

1. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

2. What one person receives without working for, another person must work for without receiving.

3. The government cannot give to anybody anything that the government does not first take from somebody else.

4. You cannot multiply wealth by dividing it!

5. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that is the beginning of the end of any nation.

**tboney** · 06-29-2012, 08:29 AM

Originally Posted by kelkel

These are possibly the 5 best sentences you'll ever read and all applicable to this experiment:

1. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

2. What one person receives without working for, another person must work for without receiving.

3. The government cannot give to anybody anything that the government does not first take from somebody else.

4. You cannot multiply wealth by dividing it!

5. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that is the beginning of the end of any nation.

Wow. Very powerful! I am forever puzzled as to why people in our country cant grasp this concept..

**Vettester** · 06-29-2012, 09:36 AM

Originally Posted by bass

excluding the military i can't think of anything the government is good at, not one! so why would this be any different?

hey Vette, have you noticed any solution California comes up with is higher taxes? what morons we have running this beautiful state! looks like you and me are moving to Texas, LOL!

bass, taxes is the only thing they can do. They have zillions of union employees who they let retire at 52, and guaranteed six figure a year pension plans. Entitlements are a great thing until you're the other side of the fence with having to pay for it. Yeah, my wife and I have had some serious talks for the long-haul, and California isn't looking too good with our plan.

**bass** · 06-29-2012, 11:38 AM

Originally Posted by kelkel

These are possibly the 5 best sentences you'll ever read and all applicable to this experiment:

1. You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity.

2. What one person receives without working for, another person must work for without receiving.

3. The government cannot give to anybody anything that the government does not first take from somebody else.

4. You cannot multiply wealth by dividing it!

5. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that is the beginning of the end of any nation.

you must really be dialed in, that IS simply brilliant, and 100% true!

**nyjetsfan** · 06-29-2012, 05:54 PM

Nicely done bro

**curioususer** · 06-29-2012, 05:56 PM

http://www.nationalcenter.org/NPA606.html

"ObamaCare Would Drive Doctors Out of Business"

http://money.cnn.com/2012/06/27/smal...ices/index.htm

"Doctors: We could go out of business"

**Brazensol** · 06-30-2012, 09:07 AM

If you think it is hard getting trt while being normal range low now wait until this policy is fully implemented. You won't have a chance of getting treated if you are anywhere in the "normal" range.

The end game of obamacare is to drive everyone out of the private/employer insurance market and under gov't (insurance) control. Make no mistake that this has been the plan all along. I can tell you one effect Thursday's ruling had on me...it caused me to donate to a political campaign which is the first time I have ever done that. I will be donating more very soon. While I know that our system needs fixed I also know this is not the way to do it.

**bass** · 06-30-2012, 10:46 AM

So far everyone is against it, what does that tell you!

**SEOINAGE** · 06-30-2012, 08:08 PM

quote from a liberal facebook friend in favor of obamacare, and all things helpful to others. "I often find that the battle is often fought FOR the people that are arguing against it."

That is disturbing.

**curioususer** · 07-01-2012, 04:04 PM

no offense liberals but liberalism is a mental disorder (serious).

**fit2bOld** · 07-01-2012, 05:21 PM

I have insurance, which i pay for personally. It pays for nothing except shareholder dividends or to scrape my carcass off the ground when i done with it.
As a small business owner I would like the opportunity to buy into a larger pool so that i can get better coverage. Its not working now the way it is and i have no idea if it will ever work.

**Brazensol** · 07-01-2012, 06:40 PM

I think our healthcare can work. It is just a matter of the politicians actually wanting to do the right thing. obamacare is not the right thing. What we currently have is not the right thing. There are some very good ideas out there but it takes power away from the politicians/doctors/pharma so we never get to hear much about them.

**ozzie43** · 07-01-2012, 08:45 PM

As some of you know I'm a single father with 2 girls. My oldest was born with bilateral club feet. In New York, 3 of her corrective surgeries were covered completely by my insurance. No out of pocket. Moved to Colorado and 4th surgery was denied thanks to pre-existing condition. Same insurance, but COBRA at $900 per month and an $80k bill. Go figure?? Younger daughter has Cystic Fibrosis. Without insurance, her med's would run me over $25k per month. She runs me around $650 per month. I have an all inclusive bill from 2009 for younger daughter for just under $1M. That's 4 weeks in the hospital, surgeries, meds, doctors fees etc. It's in a nice frame on my wall.

At 43, I still have alot of houses to frame, roofs to shingle, whatever. Fun fact: Apria Healthcare placed my younger one in collections for $9k+. I ask the collections guy 3 times if he knew he was going after a 12 year old and his response each time was "how does she intend to pay for it?"

**bass** · 07-01-2012, 10:33 PM

Originally Posted by ozzie43

As some of you know I'm a single father with 2 girls. My oldest was born with bilateral club feet. In New York, 3 of her corrective surgeries were covered completely by my insurance. No out of pocket. Moved to Colorado and 4th surgery was denied thanks to pre-existing condition. Same insurance, but COBRA at $900 per month and an $80k bill. Go figure?? Younger daughter has Cystic Fibrosis. Without insurance, her med's would run me over $25k per month. She runs me around $650 per month. I have an all inclusive bill from 2009 for younger daughter for just under $1M. That's 4 weeks in the hospital, surgeries, meds, doctors fees etc. It's in a nice frame on my wall.

At 43, I still have alot of houses to frame, roofs to shingle, whatever. Fun fact: Apria Healthcare placed my younger one in collections for $9k+. I ask the collections guy 3 times if he knew he was going after a 12 year old and his response each time was "how does she intend to pay for it?"

it is unfortunate for anyone to undergo serious ailment, best wishes to you and your family, i hope your daughter always gets her medication. thank God you have the kind of insurance you do, can you imagine if you were in Canada or Europe?! thats where Obama-care is headed. yes our health-care is not perfect but its the best there is right now, and its not perfect because the government and lawyers have stuck their noses where it doesn't belong. competitions can make services and products much better and cheaper, if our country creates one size fits all plan... well i think we all know how that will end up!

**lovbyts** · 07-02-2012, 02:28 AM

It's gona suck just like most everyone in the UK, Canada and other places that have it say it does. What has the government ever gotten involved in that works in our favor? What has government ever done that cost what they said ro cam in under budget? EVERYTHING I have ever seen since I was a kid always cost 2x at least what they say it will and I'm not exaggerating. As a kid I use to wonder how this could happen. The government/state put a new tax on for a bridge that will cost $12.5 mil to build and take 2 years, 2 years later it's not done and now cost $30 mil If it was a public contractor they would be fired and sued but no, we end up having to pay the difference.

The government will screw up our healthcare even more. The FDA (Government) is to blame for the high cost of meds. It doesn't matter how simple, how proven something is any little change or combination of 2 meds that are proven safe the company has to spend over $6 mil before the FDA will look at it or think about approving it.

The reason for the problems with your daughters bills and surgeries are already because of government policies in place, not necessarily the insurance company alone. How would or will you feel when your daughter is having some type of complication (god forbid) or reaction to a medication and the soonest the doctors can get you in is next month or later due to having to be approved by some state office somewhere? Any test will have to be approved adn may take weeks or months before they can be run and I have no doubt it will cost just as much of more for those of us who are working class and paying our bills.

The only thing universal health care will do is make it a little more comfortable/easy for the poor to stay poor and have less of a reason to try to better themselves. Why work for $15hr when you can sit at home and get $10 - $12 hr doing nothing? Some of us strive for that LITTLE bit more and try to keep improving while many people will just settle for less. Add a little more the to less and more will find it comfortable.

There is never going to be an answer that is perfect for everyone and there will always be people who suffer or are without the proper care. Thats one of the things that pushes some of us to strive to be better and not be in that situation or just relying on someone else.