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Thread: Insurance wont cover TEST

  1. #1
    BigPimpin76's Avatar
    BigPimpin76 is offline Senior Member
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    Insurance wont cover TEST

    Hey Bros, i need some guidance in beating the system in Guatemala , Central America.
    Its so ridiculous how insurance works around here but they dont Cover Hypogondism around here.
    I need help in what way I can explain my insurance that I need Test without telling them I have Hypogondism.
    Some pointers would be apreciated.
    Something else that would make sense.
    Hypothyroidism etc....

    Hope someone could chime in!

    Sent from my iPhone using Forum

  2. #2
    BigPimpin76's Avatar
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    Bump?

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  3. #3
    Ryanmcd is offline Associate Member
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    No idea, Test in the US w/o insure with a coupon is about $45 that lasts about 3 months.

    Will he write you a script? If so what is the cost w/o insurance?

  4. #4
    Beethoven's Avatar
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    Don't know what to say. Can't you almost buy it over the counter there? Here in the states most insurance plans don't cover test either. I used to buy it from Costco for $45. It went up and now I'm using the goodrx coupon to buy it at Walgreens for $41.

  5. #5
    BigPimpin76's Avatar
    BigPimpin76 is offline Senior Member
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    Unfortunately there is no way to buy vials pharma wise. They sell Sustanon by the ampule. The only way to bu Test Cyp is underground. I want the legit stuff!
    What I want is to give a reasonable explanation for my Insurance to give me pharma grade Test ampules for half the price due to insurance. Thats how things work around here.
    I want test, but I have to prove them its not through TRT.
    Lets say, I need test due to an injury, or hypothiroidism or some justified excuse that makes sense.
    In this topic i need some pointers

    Sent from my iPhone using Forum

  6. #6
    Times Roman's Avatar
    Times Roman is offline Anabolic Member
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    Quote Originally Posted by Beethoven View Post
    Don't know what to say. Can't you almost buy it over the counter there? Here in the states most insurance plans don't cover test either. I used to buy it from Costco for $45. It went up and now I'm using the goodrx coupon to buy it at Walgreens for $41.
    agreed.

    if so, just pay out of pocket.
    MuscleInk likes this.

  7. #7
    MuscleInk's Avatar
    MuscleInk is offline Knowledgeable Member
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    Quote Originally Posted by Times Roman View Post
    agreed.

    if so, just pay out of pocket.
    This. Many insurance underwriters in the US won't cover TRT. For men who needed it, they are forced to pay out of pocket or to find a source and self medicate. It's unfortunate the insurance companies don't always appreciate the value of TRT, but it is what it is.

  8. #8
    Beethoven's Avatar
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    Quote Originally Posted by BigPimpin76 View Post
    Unfortunately there is no way to buy vials pharma wise. They sell Sustanon by the ampule. The only way to bu Test Cyp is underground. I want the legit stuff!
    What I want is to give a reasonable explanation for my Insurance to give me pharma grade Test ampules for half the price due to insurance. Thats how things work around here.
    I want test, but I have to prove them its not through TRT.
    Lets say, I need test due to an injury, or hypothiroidism or some justified excuse that makes sense.
    In this topic i need some pointers

    Sent from my iPhone using Forum
    How much does it cost out of pocket?

  9. #9
    RaginCajun's Avatar
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    Quote Originally Posted by MuscleInk
    This. Many insurance underwriters in the US won't cover TRT. For men who needed it, they are forced to pay out of pocket or to find a source and self medicate. It's unfortunate the insurance companies don't always appreciate the value of TRT, but it is what it is.
    They provide hormones to a 12 year old girl, but not a 30 year old man who needs it

    Still hard for me to grasp that concept

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