Welcome to the board! Looking good man - 46lbs in 3 months is ALOT of weight, pretty amazing actually.
There's no way to lose the fat around your stomach any quicker than anywhere else - you're body will get rid of fat in whatever way your genetics dictate - probably more overall rather than 1 area in particular. All you need to do is eat frequent small meals (about 3 hours apart) all day, do cardio for at leat 30 minutes, and I would suggest you get on a weight training program if you haven't already done so.
Do some research, find out what your BMR and TDEE is so you know what you're working with. Come up with a diet plan and post it in the diet section so some of the pro's can help you tweak it.
With all due respect - you can probably drop another 10 by shaving the beard!
