Education does not mean more $, or more happiness, or more satisfaction. U can have the same feeling of accomplishment without an education, if u can detach from the norms of society.
Unless u have a passion for what u study, u will have nothing more than a title, and a diploma on the wall.
Don´t go to college just to get that 4 year generic degree, just because.
You´re very young, start some soul-searching. Find out what your true passion is, when you dig deep past expectations of society, parents, friends, and take the $ out of the equation. 21 is young but u should by now have an inclination what your passion is, and what you´re good at.
Once u finish this process, which will take 1 evening, or 1 year, then u´re ready to change your path. And if that path starts with a BS, MS or Phd, then go for it.
And once you figure it out, only tell people that will give you positive feedback!!!...everything else is just noise.