ObamaCare "Affordable care act"

[Hazard]

i dont see how the fine isnt ok, but its ok for people to goto the er with no insurance and never pay a bill? THey have to treat you by law. So how is that fair and good for the system?

I never said it was "ok" and I've never used it myself however..... If I'm going to get fined..... Then u can bet ur ass ill apply for charity care for everything I can.

This is all still under the assumption that medical care is owe to you. It's not..... It never was..... It's not a born right. That's a whole different argument tho and I'm not getting into it

[Hazard]

what' is doing is having the middle class pay for medicaid thats medial coverage for the poor, since they are in the same pool as working middle class americans who are hurt the most from this program.

now that the middle class is paying even more )and it not being a tax increase but a fee, I say I get to dictate how a person lives, how much they weigh, if they are allowed to purchase food/smokes/or drive, after all, if they are a danger to me, and I'm paying for their lives, they don't get to choose the life they want to live..

But don't mind me, I believe in prisons like "Escape from New York" perfect solution, once you go in, you don't come out..

*like*

[gixxerboy1]

I never said it was "ok" and I've never used it myself however..... If I'm going to get fined..... Then u can bet ur ass ill apply for charity care for everything I can.

This is all still under the assumption that medical care is owe to you. It's not..... It never was..... It's not a born right. That's a whole different argument tho and I'm not getting into it

i agree thats a different argument. But we do guarantee it already at the ER. So why make people pay for insurance instead of getting shit for free at the ER

[Metalject]

if i hear the deductible argument one more time i will scream. Most policies the deductible just applies for a major health issue. Going to a primary dr for colds, check ups your normal health crap. your deductible doesn't matter. you pay your copay. Some policies if you goto the ER and are not admitted your deductible doesn't matter you pay your er copay,
This is one thing i did a ton of research on. And i probably use my health insurance more then most on here. In the last 10 years i had to pay deductible twice.
even this last year when i had my neck surgery, i was out the same day, i did not have to pay my deductible.
So these arguments that family are going to have to pay 15000 a year in premiums and another 10k deductible before they can use their insurance is bullshit

and i agree that obama care isnt health care, its new rules and regulations that the health industry has to go buy.

I've never had insurance that covered anything until my deductible was met and while I know such plans exist I also don't know of anyone personally who has one. When I say I don't know anyone personally, I'm speaking of family and close friends.

And how does anyone know that you won't have to meet your deductible first under Obama Care? More importantly, how does anyone know their doctor will accept their policy deductible or not? The government hasn't been able to force physicians to accept medicaid and there are plenty of states that have only a 50% participation in medicaid, so what's going to be the difference here? Same goes for hospitals. And before someone says this is rightwing rhetoric, the same has been said by countless media outlets, a simple search will show that much.

As far as Obama Care being new rules and regulations...I'm not sure how to respond to that since we're obviously watching two very different movies.

[Metalject]

I never said it was "ok" and I've never used it myself however..... If I'm going to get fined..... Then u can bet ur ass ill apply for charity care for everything I can.

This is all still under the assumption that medical care is owe to you. It's not..... It never was..... It's not a born right. That's a whole different argument tho and I'm not getting into it

I'm with you. I'll pay the fine all day long.

Prediction: As there will not be enough people to signup for this thing to function, the fine will grow and grow in an effort to force people.

The mistake: The progressive mindset that created this is trying to do something that simply won't fly in the U.S. It's been embraced despite massive failure in other parts of the world but there is a much different mindset here. Americans do not typically think like the rest of the world. Now if that's good or bad is a matter of opinion but in one way or another it's what will cause all hell to break loose at some point.

[gixxerboy1]

I've never had insurance that covered anything until my deductible was met and while I know such plans exist I also don't know of anyone personally who has one. When I say I don't know anyone personally, I'm speaking of family and close friends.

And how does anyone know that you won't have to meet your deductible first under Obama Care? More importantly, how does anyone know their doctor will accept their policy deductible or not? The government hasn't been able to force physicians to accept medicaid and there are plenty of states that have only a 50% participation in medicaid, so what's going to be the difference here? Same goes for hospitals. And before someone says this is rightwing rhetoric, the same has been said by countless media outlets, a simple search will show that much.

As far as Obama Care being new rules and regulations...I'm not sure how to respond to that since we're obviously watching two very different movies.

Ok, different insurance experiences then, cause i never had to meet my deductible first.
How do you know if you will or will not have to meet your deductible first? Read the plan before you pick it. I read the details before i picked one. Some said for Pharmacy you had to meet a $200 deductible before co.pay kicks in. Some said no deductible applies. I dont know why its hard to read what your buying. Also if doctors will except the deductible?They have to if they are in network for that insurance. Again thats their agreement when excepting blue cross. Has nothing to do with obama care. I guess i coukd say the same thing. How do you know doctors are going to honor the plan you got through your employer?
And as far as places excepting Obama care. I didnt get an insurance card with Obama's picture. Its a blue cross card that looks identical to the blue cross card i had last year.
Also when your picking plans you can look up the doctors and hospitals that are in network. I did because one of my specialist is important and i wouldn't want to pay out of network fees, yea i can goto doctors out of network.
You are still buying insurance from an insurance carrier like before. Your dr doesnt know if its blue cross you got through work or through the market place.
So if people cant figure out if they can goto their doctor or hospital. Or if a specific medicine in formulary. Or if their deductible applies first. Maybe they should have spent as much time reading about the insurance they were buying as they do on the new features of the next i phone.
And people act like they had all kinds of choices when getting it through your employer.

[Metalject]

Ok, different insurance experiences then, cause i never had to meet my deductible first.
How do you know if you will or will not have to meet your deductible first? Read the plan before you pick it. I read the details before i picked one. Some said for Pharmacy you had to meet a $200 deductible before co.pay kicks in. Some said no deductible applies. I dont know why its hard to read what your buying. Also if doctors will except the deductible?They have to if they are in network for that insurance. Again thats their agreement when excepting blue cross. Has nothing to do with obama care. I guess i coukd say the same thing. How do you know doctors are going to honor the plan you got through your employer?
And as far as places excepting Obama care. I didnt get an insurance card with Obama's picture. Its a blue cross card that looks identical to the blue cross card i had last year.
Also when your picking plans you can look up the doctors and hospitals that are in network. I did because one of my specialist is important and i wouldn't want to pay out of network fees, yea i can goto doctors out of network.
You are still buying insurance from an insurance carrier like before. Your dr doesnt know if its blue cross you got through work or through the market place.
So if people cant figure out if they can goto their doctor or hospital. Or if a specific medicine in formulary. Or if their deductible applies first. Maybe they should have spent as much time reading about the insurance they were buying as they do on the new features of the next i phone.
And people act like they had all kinds of choices when getting it through your employer.

Of course doctors will know if it's Obama Care or not. They'll know because they'll know how much they're being reimbursed. For example, the reason many physicians don't accept medicaid is because it only pays .60-.70 cents on the dollar to the physician. No doctor is just going to randomly accept any insurance plan without knowing what his payment is going to be and if it's not dollar for dollar or at least close, a lot of doctors won't take it. How do we know a lot won't take it? Because many have said they won't or already don't.

And side note, I'm not a huge fan of employer based healthcare simply because people seem to think it's some sort of right they are entitled to just because they work for someone. That's an extremely annoying mindset IMO.

[gixxerboy1]

Of course doctors will know if it's Obama Care or not. They'll know because they'll know how much they're being reimbursed. For example, the reason many physicians don't accept medicaid is because it only pays .60-.70 cents on the dollar to the physician. No doctor is just going to randomly accept any insurance plan without knowing what his payment is going to be and if it's not dollar for dollar or at least close, a lot of doctors won't take it. How do we know a lot won't take it? Because many have said they won't or already don't.

And side note, I'm not a huge fan of employer based healthcare simply because people seem to think it's some sort of right they are entitled to just because they work for someone. That's an extremely annoying mindset IMO.

medicare/ medicade are a different story then traditional health insurance.

Have you ever looked at an EOB? no doctor gets dollar for dollar from the insurance company for what they bill. They except a reduced rate that negotiated between them and the insurance company. That is nothing new with Obama care. Yes some insurance reimburse crappy, Thats may be why a doctor doesnt except Aetna but does blue cross.
Blue cross is blue cross. They aren't paying the same doctor less money on a plan thats through Obama care then on a plan thats through the employer.
Allot of people have said allot of things before this started. Doctors wont except any Obama care? A doctor would put themselves out of business if they didnt. Every health insurance company has plans through obama care. The only way a doctor could refuse to except obama care is if they refused all insurance. And only excepted cash. Because if i walk into the office with my insurance card. THey cant tell if its through my employer, or a policy bought though and agent not the marketplace, or if Obama drove to my house and handed me the card himself.

So if people want to talk actual facts thats fine. Not what some media person has their opinion about. Or some doctor complaining months ago.

Because when i log into blue crosses website. Its the same account as when i did a year ago when i had it through the employer. And when i look up the list of my doctors to make sure they are still in newtork, i get pretty much all the same doctors i did a year ago.

[lovbyts]

You got to love it when the Jay and Jimmy get in on the act. Funny how accurate they really are. To bad it's seen as being humorous and not more serious.

[lovbyts]

And then there is Jay. A lot more where these came from but I wont post them all for now. lol

[lovbyts]

If they weren't already having problems this will really break them.

[Euroholic]

Obamacare’s $70 billion pay cut - The Washington Post

luvbyts i found this and i thought of you

[lovbyts]

Obamacare’s $70 billion pay cut - The Washington Post

luvbyts i found this and i thought of you

Yeah no surprise. He just made changes to it again yesterday (nice how he does it on the fly) to suspend some of the penalties for small business until just after the 2016 elections. Hmmm I wonder why

40 million were without insurance making up for less than 7%. Only 10 million have signed up counting a majority of people whos insurance was dropped so now there are 4x as many without insurance as before or more.

I though this was an interesting fact about the 40 million without insurance. 40 million lack health insurance at a specific point in time during the year. However, the CBO paper also reports that one-half to two-thirds of these people had health-care insurance during other parts of the year. Forty-five percent were lacking insurance coverage for less than four months.

In other words it's just more fuzzy math to mislead people.

It's going to cost Americans SO much over the next couple of years it's going to create a whole new class of working poor.

[Euroholic]

How much is the fine?

[lovbyts]

The fee for not having insurance in 2014 is $95 per adult and $47.50 per child or 1% of your taxable income (up to $285 for a family), whichever is greater Per month.

[bass]

The fee for not having insurance in 2014 is $95 per adult and $47.50 per child or 1% of your taxable income (up to $285 for a family), whichever is greater Per month.

but will be covered then after you pay these fines?

[Hazard]

but will be covered then after you pay these fines?

Pffffffft lmao

[Metalject]

Yeah no surprise. He just made changes to it again yesterday (nice how he does it on the fly) to suspend some of the penalties for small business until just after the 2016 elections. Hmmm I wonder why

40 million were without insurance making up for less than 7%. Only 10 million have signed up counting a majority of people whos insurance was dropped so now there are 4x as many without insurance as before or more.

I though this was an interesting fact about the 40 million without insurance. 40 million lack health insurance at a specific point in time during the year. However, the CBO paper also reports that one-half to two-thirds of these people had health-care insurance during other parts of the year. Forty-five percent were lacking insurance coverage for less than four months.

In other words it's just more fuzzy math to mislead people.

It's going to cost Americans SO much over the next couple of years it's going to create a whole new class of working poor.

That's nice news reported by the CBO but I've started to have little faith in them as well. I know the CBO is not supposed to be partisan but come on...everything's partisan now. Regardless, the only way to know what's going to happen is after it's happened.

[SouthernS]

My neighbor works for a major insurer, and he showed me the policy termination letter he got. Said if he did not elect a new policy he would be defaulted to NONE.

[ChrisG217]

Who has gone onto the site and pluged in the numbers to see what it would cost you? I did.

The "AFFORDABLE" care act (ObamaCare) for me to get the same coverage I am getting now would cost me $23,904.68 a year based on the hhs.gov website. Please someone explain to me how is that affordable?
PS. NO that is not even the most expensive plan available, it's just apples to apples with what I have now.

If I go for their top coverage it would cost me just under $30,000.00 a year. This is with no pre existing issues, just straight up basic cost.

Well lets see, I'm already taxes at 23%, we have 10% sales tax and now they would want another 23% of my gross income for health insurance. I'm expected to pay gratuity of 15% if I eat out, 1.6% property tax and 10% gas tax.

I'm sure I'm missing a few things but that doesn't leave much for me now does it?

Again, how is this affordable?

Dude, it's designed for the poor. If you are borderline middle class and above, you will be paying a crap load. It's complete BS and unfair to the americans that actually "work" for a living. Only the poor people benefit from this as they automatically qualify as gold care package. Meaning they pay the least and guess who is paying for their coverage.... Middle class and up! Social reform at its finest.

[wmaousley]

I'm exempt from this shit