Ok, I spoke to a buddy this weekend and we discussed cardio. To cut bodyfat, my heart-rate sould only max out at 130bpm. I'm 42. After I workout, my heart-rate is that or a little higher.

So, it seems, he wants me to keep my heart-rate at 130bpm for 30-45 minutes.

I haven't measured my bodyfat in some time, but I'd say it's about 14%.

Suggestions??