Equifax security breach

[austinite]

Millions affected. Hackers got ALL of your info. License numbers, social security numbers, address, etc... everything they need to steel your identity. Many are recommending a security freeze on all 3 bureaus, which is kind of a pain but worth it. It will prevent anyone from applying for credit in your name. You will have to unfreeze it anytime you need to apply for credit. This SUCKS.

They have a form on their website where you enter you name and last 6 of your social. It will tell you if your info was hacked. Mine was. So now I have to freeze my credit for the rest of my life.

My advice is to sign up for credit monitoring and alerts. So you know instantly when someone applies for credit in your name and you can fight it right away before it's too late. Hell, they could even cause you to have a warrant for your arrest if they commit crimes in your name.

5 things to do right now if you're worried about the Equifax hack - Sep. 9, 2017

[tarmyg]

I and my wife are both on the hacked list. Suck balls honestly and living overseas at the moment makes this super tiring. Sorry to hear you are affected also.

[Gallowmere]

Count me in for this crap as well. Fantastic.

Thanks for posting this though. I'd probably have never heard about it otherwise.

[BG]

140 million were compromised, a decent chunk of America. Even some of the top exec's were selling off their stock........that's when you know it's bad.

[Sh0tsf1red]

Credit is a joke, sucks that it is VERY hard to avoid using it in today's world

Sucks for everyone effected but you signed up for this when you wanted to buy things you couldn't afford/own.

I'm over 30, never had a credit card or a bank loan. Everything I have I own outright, no payments BS. I'm surprised more people don't do it like that anymore. My dad always told me if you can't pay for it now then you don't buy it.

Should have seen the look on the dealers face when I told him I was paying for my 2017 truck with a cashiers check.

[austinite]

Well credit goes far beyond buying things today. Many employers look at credit to qualify a potential hire. Shows how responsible you've been.

Many (almost all major) insurance companies factor credit history for better rates on home/car/etc... insurance.

If you don't have a home, you need credit for an apartment, unless you want to live in the ghetto.

Cell phone service providers require credit checks.

Utility companies now use credit history to determine how much deposit you need to leave.

The list goes on and on.

I personally use credit to gain access to 0% deals on credit cards that give me frequent flyer miles. So in my case, without credit I could never save 1000's per year on flights.

But yeah, having no credit is much better than having bad credit.

[almostgone]

Thanks for the post about this, Austinite. I was potentially affected and have signed up. Received my email w/ link to activate the monitoring service today. It's weird because I was potentially affected, but the wife wasn't.
We already have free credit monitoring through SC state since the state tax info was hacked a few years back, but it's much better to stay on top of these type situations than wait for the feces to hit the fan.
The possibility of identity theft is something that has always concerned me. From what I understand, it can be a real PITA to resolve.

[Sh0tsf1red]

Well credit goes far beyond buying things today. Many employers look at credit to qualify a potential hire. Shows how responsible you've been.

Many (almost all major) insurance companies factor credit history for better rates on home/car/etc... insurance.

If you don't have a home, you need credit for an apartment, unless you want to live in the ghetto.

Cell phone service providers require credit checks.

Utility companies now use credit history to determine how much deposit you need to leave.

The list goes on and on.

I personally use credit to gain access to 0% deals on credit cards that give me frequent flyer miles. So in my case, without credit I could never save 1000's per year on flights.

But yeah, having no credit is much better than having bad credit.

I own my own business so luckily I dint have to worry about it affecting my employment.

Haven't heard that about home and auto insurance, I will look into this with my agent, hopefully I'm not over paying.

I own my own home in a nice area

I've had a cell phone with the same company without incident since I was 15

I did have to pay a deposit for electric once, like $500, that was years ago and makes sense that would be based of credit. Fortunately I was able to pay the deposit.


Maybe it's been harder, maybe it's been easier but at the end of the day it worked for me. Its rough to hear stories about this kind of data theft, I'm just tying to protect myself the best I can.

[RaginCajun]

is there a place you can check for this?

[austinite]

is there a place you can check for this?

https://www.equifaxsecurity2017.com/potential-impact/

[MuscleScience]

Fuckers got me too.

[austinite]

Yeah, about 2 out of 3 got hit.

[kelkel]

https://www.zanderins.com/idtheft2

[hoppe22]

i honestly cant believe they pulled this sh** off

[Gallowmere]

i honestly cant believe they pulled this sh** off

It was only a matter of time before the digitizing and networking of all information came back to bite us in a huge way.

[cousinmuscles]

It was only a matter of time before the digitizing and networking of all information came back to bite us in a huge way.

These are small problems. There are bigger problems humans will have to learn from, like eliminating cash. What will happen in those American cities where they no longer have ATMs and made people not be used to cash or store some. What happens then when a malevolent party (think enemy state with state level has king capabilities) hacks a big system like the banking system or internet in an area. Chaos ensues. Luckily the military here has generals that opposed removing ATMs for security purposes but this isn't true for all countries even cities. Look at what happened when they infected the British NHIS or whatever it was with cryotolockers (simple stuff in the grand scheme of things), tens of thousands of patient records locked up, doctors not knowing what meds to give to dying people.

[RaginCajun]

https://www.equifaxsecurity2017.com/potential-impact/

thanks.

my bank sent out an email saying that I am protected with them, so all good hear so far.

i am going to go open up a new credit card with fraud protection on it asap as well. i need a new one anyhow, any suggestions/recommendations?

[calgarian]

Millions affected. Hackers got ALL of your info. License numbers, social security numbers, address, etc... everything they need to steel your identity. Many are recommending a security freeze on all 3 bureaus, which is kind of a pain but worth it. It will prevent anyone from applying for credit in your name. You will have to unfreeze it anytime you need to apply for credit. This SUCKS.

They have a form on their website where you enter you name and last 6 of your social. It will tell you if your info was hacked. Mine was. So now I have to freeze my credit for the rest of my life.

My advice is to sign up for credit monitoring and alerts. So you know instantly when someone applies for credit in your name and you can fight it right away before it's too late. Hell, they could even cause you to have a warrant for your arrest if they commit crimes in your name.

5 things to do right now if you're worried about the Equifax hack - Sep. 9, 2017

Vould you please post the link I could not find it.

[calgarian]

https://www.equifaxsecurity2017.com/potential-impact/

Got it. Thank you. I was on there too so Registered.