Credit card advice, any recomendations?

[MR_T]

So I've came to this site for help with anything from bio-chem to relationships so why not this. I found this credit card I want to get and need advice wether I should or not.

here is my current financial status

Broke college student earning about 16-18k year, graduating this spring/summer and 5k in student loans (damn books and school supplies),
Not that much savings, and I dont think you can call my 'investments' assets
My credit score is in the low 700's and I want to get it as high up as possible because I plan to buy a house in the next couple of years.

Here are the credit cards.


1 citi bank card I've had since I was 18 - I'm 23 (balance is paid off every month) - credit limit is ~8k

*I don't use this card that much, I keep it at home and only still have it because I've been told It's a good idea to keep the card you've owned the longest.


1 American express blue card that I've had for 1.5-2 years (balance is also usually paid off every month. credit limit is 5k, I get up to 5% cash back on this card


So I am thinking about getting this card,

WaMu Platinum MasterCard®
Our credit card gives you free online access to your FICO® credit score and many other great features—all with no annual fee. Plus, you’re covered if someone makes unauthorized purchases on your credit card. WaMu customers can even apply online and receive a response in 30 seconds!

The reason I am even looking is because the rewards suck on my citi visa card, and I am starting to see more and more places that dont take american express. I don't really care about interest rates, and credit limits because I will just use the card for normal expenses and pay it off every month.

Also I have just about ran out of places to get a free credit score online, they give you a one time trial and I have hit up most of them over the years so the free online access to FICO scores is an added plus.

So the question is should I try to get his card? would it negatively affect my credit to have 3 credit cards with my income? Should I get rid of one of the cards I have, and if so which one?

[Kratos]

having too many cards lowers your score
canceling cards lowers your score
https://www.annualcreditreport.com , this is the only site authorized by the FTC to provide you with your free annual credit report. the other sites, such as freecreditreport.com, is not authorized to do so and will end up trying to sell you something.

[PT]

get it. your young and the more credit you have the better. just charge little things and pay them off every month. when you apply for a mortage $20,000 in credit looks better then $10,000 as long as it isnt used up because that will lower your score