At first thought I agree with you... but then when you think of all the stupid places we have cities and towns you sort of think of it again...
I mean look at Venice (in the water), Los Angeles (on the fault line), Amsterdam (way under sea level), Hawaii (right on volcanos), Iceland (permanenty frozen AND on volcanos!)... all major accidents waiting to happen!
I think it's probably one of those needs of man to go and colonise the wildest weirdest places "just because it's there"... I mean face it... were it not for that need, who in their right mind would have colonised Canada??? (Where we got 4 seasons... Cold, Dämm Cold, God Dämm Fûcking Cold and July...

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Red