Senior Member
Whos in debt? I'm 22 and as of right now i'm doing pretty good.. i've only got about $700 to pay off on my credit card and $5,000 left on my bike.. Then i have other odds and ends i've gotta get/take care of.. Just tryin to get an idea of what "real world" debt is..
AR's Midget Beater
Well this weekend I blew 1500 at the casino. Now I'm back to zero. At least i signed the petition so i'm banned from ever entering a Missouri casino again, lol. I'm still fuked with the Kansas Indian casinos though!
Gambling is my worse debt!!
Other than that no debt for me!
Car is paid off.
College is paid off.
No credit card.
No kids.
No wifey.
NO STD's
I just paid off a $5000 dollar loan about 1 month ago.
Life is ok at the moment.
Last edited by Smak; 05-15-2006 at 09:24 PM.
AR's Midget Beater
.....
Last edited by Smak; 05-15-2006 at 09:16 PM.
Southern Steel Bodybuilding
400 on my visa and 21000 for my schooling. i think thats pretty good considering i paid off my truck in 16 months
Senior Member
yea paid off my jeep too
Only The Strong Survive
14k to the irs, and about 3k left on my car payments. thats about all so 17k.. sucks but whatever...
i have a boy who is 23 and is in debt like 170k.. well its not soo much debt as 120k is for his condo he just got but he got 50k behind because he has an obsession with buying a new car everymonth financing it and loses equity..
"Rock" of Love ;)
$358 on my Mastercard, (after I sell my car that is). Started some savings accounts as well though, and I got a little bit of money in there. So I could be debt free, but it boosts your credit score to have some debt and be making regular payments on it.
"Rock" of Love ;)
Whatever happened with your little tax situation?Originally Posted by anaBROLIC
Anabolic Member
I will have about 12 thousand after I sell one of my cars this summer... Not bad for a 21 year old in University I think
Anabolic Member
i owe the government about $7500 in tuition fees as well as tuition fees taht i need to pay for the coming years
i dont need to pay that 7500 until after i am done school... whcih is gonna be around 2010
Senior Member
4 years of school behind me and no debt, damn i love the military (Disclaimer: I am not a recruiter...). Now if I could only get my degree
Only The Strong Survive
nothing great.. just gotta pay 140 a month for 10 years..lol.. ima make double payments!!
"Rock" of Love ;)
**** that shit....
<anaBROLIC
..^George W.
Retired "hall of famer/elite powerlifter"
just my house, besides that, i have been REAL lucky. i have friends i went to school with who have student loans close to $200,000, i couldnt imagine. the price of education has become insane for professional schools and even undergrad has become ridiculous
Anabolic Member
lol ... welp i 15k in credit card debt... 16k on my car... 15k on student loans. And that's bout it
Senior Member
School, credit card, etc totals about 6K... I just re'd-up though so it should go down dramatically in the upcoming months... lol jk... but I plan on droppin it down to 2.5K by end of summer with this killer job I landed...
Junior Member
DAM i guess i have u guys whipped in debt!!! yay i win!
i owe 51k on my car 300k on the house 0 on creditcards though woot!
Dbol Junkie
i have a debt to the bros here at AR that haven't been educated on pct and other info regarding aas. but as far as finantial debt goes, i got no debt at all
Senior Member
In the black, over $50k, 25 yrs old, never had debt in my life.
Member
About $325,000 and im 25
Female Member
25 here and about $160,000 more or less
But this isn't debt... they're all investments :P
Anabolic Member
I had about $60k in CC debt and paid it all down over about a 3 year period.. I thought I was cured but no of course not and now I owe about 22k on CC.. Being self employed can do that as you need cash flow to buy equipment but I hope to pay them all off in the next 10 days with some stocks I am selling. I just mailed my final car payment today. So after that I have my house and ... oh yeah the new $200k SBA loan for a new business I got approved for yesterday..
I do not look at house debt, business loans and the like as true debt as you have to have a place to live (rent or own) and business loans will normally pay themselves back and you have to work so no worries.
Student loans take a while to pay ( I have a friend that owes about $100k). CC debt sucks worst of all. IMO.
~Old
Female Member
I knew a guy who couldn't get a student loan (I don't know why) so he paid for his college with a credit card... I asked him his interest rate and he said 19% - what an idiot.
Anabolic Member
i got about 5500 in CC debt. but im gonna role it into a mortgage next year when i buy a condo. Its only 1.99% for the life of the balance and ING Direct gives me over 4% interest so i only pay the minimum on that ish!!!
Anabolic Member
hell he might as well Not go to college because all the extra money he would make from the better education is going into interest payment ugh!! not smart at all.
~Old
Female Member
I agree though... all of my debt is built around my life - house, 2 cars, education. I don't believe in not paying off each card every month. It's unfortunate to get to a point where you're just paying interest esp. if it could have been avoided.
Anabolic Member
I have roughly $2000 in credit card debt. I owe $6000 aprox on my car. No student loan, paid off school while I was going, have aprox another 1.5 years of school left for my BA. Hopefully I'll be approved for a mortgage next year.
Banned
150k in the home.
Banned
everything else paid for, except my credit card but they float at how much I owe. And I could pay them off if I chose to.
NASM~AFPA~CPT
bought my new wrangler cash money,
paid off 3g's in credit cards
so now im DEBT free !!!!!
Member
lol lets eee, about 15000 for school, 1400 CC, and 11000 for my Car, on ya 500 for my comp.... damn i wish i never went to school now...
i gotta S on ma chest
about eight grand debt and lovin it.
a mrs, a kid, a house, dog, no worries lol
Anabolic Member
i dont count a house as debt so i am about 12k from the car and 2k from my plasma , then 1k misc total, oh get my crappy B.A for under 5k in school loans. so under 20k
Female Member
just my bank credit card which is 408.00 my tahoe 15,000 but my mom is maken the payments .everything is paid off good for a 19yr old
Member
Debt Free, paid off all my loans, etc. Now have 20K in the bank! Gotta love sales. I'm 24
Junior Member
$300 in CC... $4500 bc i'm about to buy a bike... and i'm probably sittin on about 200 in cash right now. So work better start soon or I'll be in trouble. At least im livin at home with no other expenses
Banned
Im at 12000 school and still growing
450 CC hopefully will be paid by thedue date in 2 weeks
AR-Hall of Famer
Just my one credit card that keeps my credit score sailing... but I think I might just go pay the entire 3k next month and be done with it...
I don't count my SUV as a debt per se - I see it as an investment... I need transportation to work and make money - and I expect to take a nice return of some of the money I have spent on it when it sells...
I plan to buy a house soon - and that also is an investment to me... not a "debt"...
I'm 28...
Anabolic Member
thats what you call a lucky 19 year old
Banned
haha Golds Gym in Orlando is trying to charge me $430 for a a years membership since i didnt show them proof of address change.
even though i cancelled my membership with a contract, showed them my Mass drivers ID, my Mass school ID and my Disney work ID that expired in January, they are saying thats not enough so they're gonna charge me $430 for it lol lets seei f they see a penny from me...
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