OK - I just got off the phone with a buddy of mine who had talked to this tool earlier... apparently he was woken up this morning with a call from the states - his wife. She said she got the blank check and was going to use it to go back to Africa. When he got off the phone with her, he called his folks. They checked his account for him and found that she had taken everything but $30... around 82k gone. It went to about -400 when his car payment cleared this morning as well...
So, she went into the bank, cashed the blank check for around 82k and then hopped on the next flight back into Nigeria...