Well if they are taking credit scores into consideration I am screwed. It does make sense, it does say something about your character, but i have had financial problems just like anyone else. I had the highest composite score of all 45 applicants. Which is composed with the written examination, and physical fitness test. There are 25 of us who's composite score was above 70%. I had a 91.24% which was the highest. So i assume i will be on top of the list as of now. the oral intervies is next, just waiting for the call.