My problem is that the bitch did it intentionally. She literally waited until we were in GA, with all our stuff, and nailed us with not only more closing costs (her broker fee) but also PMI. I can prove on paper from the bank that she intentionally hid the amounts. For instance, the bank sent her all the terms with the rate lock. She didn't disclose those terms to us. She "hid" them until hours before the closing when she knew them 2 weeks before the closing. She sandbagged it all on purpose knowing that we would cancel the deal if she couldn't meet our original terms we discussed. So far, I've done the following:

Filed a complaint with the BBB.
Filed a complaint with the Attorney General's Office.

My next steps are to file a suit against both her, the bank, and the brokerage firm she works for.

It's one thing if we were going to get screwed knowing we were getting screwed. It's another thing if she intentionally knew we were getting screwed and hid it to close the loan. Actually, in the State of Michigan what she did according to the local prosecutors office is a felony called False Pretenses. I'm going after her with guns blazing.

Ontop of all this crap, we did a conventional 30 year mortgage with a huge bank (washington mutual.) SHE is the one that screwed us, not the bank. She hid all the information.