I don't know. I don't know why she did it. My problem is that she basically left me no choice. I spent a ton (about $6K total) moving all our stuff down here. I more or less moved a 3 bedroom house in PODS which was the cheapest way to move. A moving company wanted $12K to move it down from Michigan to GA. We literally showed up to closing, and had it not been for all our stuff sitting in the driveway at the new house, I would've walked out of the closing. But, if I would have done that, it would have cost another $6K to ship our stuff back to MI. So, even though I legally had a choice to close the loan or not, I would have lost money either way. The funny thing is I have flawless credit. My mid FICO score was 791 according to them. Our interest rate is low. The thing that screwed us is PMI and her fee which is.... get this.... for you mortgage guys...
1.85% ORIGINATION FEE
It was originally 0.09% until 3 HOURS BEFORE CLOSING. Then, the PMI went up, as did a few fee's here and there, all that were increased by our mortgage rep.
The cost of our house was $365,000.00 which is a whole lotta house in South Georgia.
I got something for her ass though
