1-Phone mail jail, listening to messages for 10 minutes and having to make a half dozen selections just so you can get in the "on hold" line.
2-Filling out 7 pages of paperwork for a visit at the Dr, then he sits and asks you all the questions you already filled out the answers to. Last time this happened to me I just kept answering, "It's in my file" to all of his questions.
3-People who snooze at stop lights just long enough for them to get through but not you. On the same topic, people who stop when traffic is flowing fine to try and let someone making a turn in front of them.