I don't think the HCG is even needed, really. Why don't you try without it and see what happens? The cycle isn't anything that'll be hard to recover from. Some, like me, never even need HCG and it's not like you'll lose anything if you find out you'd prefer it for your next cycle.

As for the PCT, most do something along the line of 40/40/20/20 (mg/day of nolva for weeks 1-4) and it works just fine. I, personally, prefer just 6 weeks of 20 mg/day but that's just personal preference...