Mine does, I would assume all insurance companies do. They only cover a portion untill my deductible is met but yea just tell you doctor you want your blood work done because your concerned about your test levels etc etc. Your doc will ask why you want them done, if they dont do it right away just tell her/him a story about how you have lack of energy, sex drive diminished, depressed etc etc etc. They will hook you up, at least thats what I do LOL.