Which health insurance provider?

[thegodfather]

Hey guys! Long time! I just got back to the States a couple weeks ago from working abroad for about 5 years. The new employer I'm with doesn't offer health insurance, so I need to get my own. Any suggestions on how to go about finding a good provider? And what are the main things you look for when looking at the different options they provide (co-pay, premiums, etc). I'm a single male, 29 years old, non-smoker btw.

www.EHealthInsurance.com is where I got my policy from. I don't like having my policy tied to employment, and during a period where I owned my own business I had my own policy, and decided to just keep it. Think about what you want in a policy, be REASONABLE, if you aren't sickly, then you probably don't need a policy with $5 deductibles and what not. My policy is through Horizon BCBS, its $190/month. Office visits are $30, Emergency Room is $100, Outpatient Surgery is a $500 deductible, Prescription is up to X amount in dollars, and 50% of the cost of brand name drugs. It has mental health, chiropractic, etc. It is a great policy for the cost. I was really interested in a policy to cover catastrophic injury, just like you'd have for your vehicle or home, however this policy goes much further for the money, so its great in my opinion. You may want something more inclusive, but understand you will pay for it.

[Rwy]

www.EHealthInsurance.com is where I got my policy from. I don't like having my policy tied to employment, and during a period where I owned my own business I had my own policy, and decided to just keep it. Think about what you want in a policy, be REASONABLE, if you aren't sickly, then you probably don't need a policy with $5 deductibles and what not. My policy is through Horizon BCBS, its $190/month. Office visits are $30, Emergency Room is $100, Outpatient Surgery is a $500 deductible, Prescription is up to X amount in dollars, and 50% of the cost of brand name drugs. It has mental health, chiropractic, etc. It is a great policy for the cost. I was really interested in a policy to cover catastrophic injury, just like you'd have for your vehicle or home, however this policy goes much further for the money, so its great in my opinion. You may want something more inclusive, but understand you will pay for it.

I was paying $600 a month with a 2000 deductible. Was going to get something similar to what you have until I was put on my fiancees insurance as adomestic partner. Now I dont pay anything. Lucked out

[gearbox]

www.EHealthInsurance.com is where I got my policy from. I don't like having my policy tied to employment, and during a period where I owned my own business I had my own policy, and decided to just keep it. Think about what you want in a policy, be REASONABLE, if you aren't sickly, then you probably don't need a policy with $5 deductibles and what not. My policy is through Horizon BCBS, its $190/month. Office visits are $30, Emergency Room is $100, Outpatient Surgery is a $500 deductible, Prescription is up to X amount in dollars, and 50% of the cost of brand name drugs. It has mental health, chiropractic, etc. It is a great policy for the cost. I was really interested in a policy to cover catastrophic injury, just like you'd have for your vehicle or home, however this policy goes much further for the money, so its great in my opinion. You may want something more inclusive, but understand you will pay for it.

I will check this out. I pay 400 for Kaiser and co pay is still 25 prescriptions are 10 to 25. Not sure deductible for a hospital stay off the top of my head. I think 2500