Insurance wont cover TEST

[Beethoven]

Unfortunately there is no way to buy vials pharma wise. They sell Sustanon by the ampule. The only way to bu Test Cyp is underground. I want the legit stuff!
What I want is to give a reasonable explanation for my Insurance to give me pharma grade Test ampules for half the price due to insurance. Thats how things work around here.
I want test, but I have to prove them its not through TRT.
Lets say, I need test due to an injury, or hypothiroidism or some justified excuse that makes sense.
In this topic i need some pointers

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How much does it cost out of pocket?