Quote Originally Posted by Sfla80
So Friday I get a fraud protection text from my bank. Asking me about a 2.16$ charge...I don't think anything of it until I hear the date of the charge. It was that same day and I've been at work for 10hrs already and haven't used the card it 2 days (it's my debit card btw) So I go to online banking and see another charge for a much greater amount. So call back fraud protection and deny all charges in question. Luckily they blocked all but one. The one didn't block they credited me the money within 6 hours. Which is great. 3 days later (I'm out of town on vaca) get another fraud protection call but from a totally different credit card (one I only use for vaca purposes). Funny thing is its almost identical charges that come up. This time all charges were denied. My question is, what did I do wrong here. How could 2 different cards not linked to each other in anyway be hacked (which seems like it's by the same people). I think.my computer had a virus....could this be it? Could they remote linked into cpu and got.my info? I do pay my bills using my cpu. But even if they could get onto it....it doesn't give all info of the card. There is only.one other thing I could think of, is maybe I used both cards online for something that I'm going to check right now. And if I did, that's how I think it happened. But will update. Just curious if anyone has any opinions on what I could have possibly done wrong here to get two cards scammed.
Was the $2.16 charge a "test" charge for larger purchases?

Was it an Internet purchase? I sometimes get calls that someone is using my card but couldn't offer the correct 3 digit or failed my personal security questions.

Anymore it might be smart to get a new card issues every year which is a major PITA if you do a lot of on-line and direct charges to credit card. :/