I'm young which amplifies how "well off" i consider myself, own a house got no debt and have great jobs where I can make 10k really easily over like 6ish weeks at least in warm weather if I kick it into high gear ( my adderall prescription is useful ..). I'm not Bill Gates but 10k isn't a huge deal to me. Taking it wouldn't have done much for me. probably buy a 3rd macaw with it.. or build a pond lol