I'm finding more and more that it gets very difficult to estimate somebody's bodyfat based on a pic once they are 15% + . In my case, i'm willing to bet most people would put me at about 15%-16% (i'm 200lbs right now, I was 177lbs in my avy so don't go by that) - but I think i'm more like 20% due to visceral bodyfat.
Visceral bodyfat is obviously something much harder to see/judge, but I know I have some because of that 'bulge' in my stomach - like even if I were ripped and showing a 6 pack, I still have that hard 'pot belly' look. I hate it!
I assume the only way to deal with it is diet and cardio, just like surface bodyfat? Is it typically last to go?