Just curious, does anyone do this? I was looking into TRT (My total T is in the low 100s,) and my insurance does not cover it. The doctor actually prescribed me Test, but it is cost prohibitive to go that way. I could keep my appointments with him, and just obtain my testosterone through other channels... also, my doctor doesn't do HCG, should I look into that as well? Finally, I'm worried about fertility. I've heard that TRT makes you infertile... then some say it doesn't. Anyone have experience with that?