no worries bro glad to help. 
yeah i play rugby so that helps alot but for the fat loss side of cardio two or three times a week i do 20 minutes after hitting the weights on the treadmill at a comfortable pace usually level 6 or 7 for me just so your getting that heart rate up but not absolutley killing yourself, thats the optimum level for fat loss. 
yeahh definatley still seeing gains i feel and look alotttt stonger than ever before and ive done it all naturally apart from a 4week oral cycle so it goes to show having that patience and dedication pays off. justtt make sure your getting a great amount of protein in ther and try and get the majority if not all your carbs from wholewheat/brown sources. 
also its a good idea to take some pictures say once every two weeks to keep you motivated. 
you gunna be buying a dip belt?? if you are go on 
www.discountsupplements.co.uk  they have some pretty good ones for low prices.