It's not really affordable if you get a Rx for it in the US. Black market HGH from China, Mexico, etc are much cheaper, but if you read through the HGH forums here, you will see that most of what comes from those countries is more than likely not actually HGH. HGH supplements don't work. You need to do injections to see real results.

Having insurance pretty much doesn't matter either because I have yet to see an insurance company that covers HGH.