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Thread: Bike insurance????
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05-12-2005, 09:50 PM #1
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Bike insurance????
I know a few of you have bikes, and I wanted to know what you pay for insurance. Also, I have already been turned down by one company because Ive had my liscense restricted in the past. Anyone know a company that would insure me?
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05-12-2005, 10:00 PM #2
State Farm is great for Rockets....They do not classify them...simply go by cc....I insured a 954rr for $400 a year
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05-12-2005, 10:08 PM #3
state farm IMO sucks. They have the worst freaking rates. use progressive for both my R32 and my Harley. The R32 costs me about 180/month and the Harley cost me 98/month. I could get it cheaper if I paid all the premium up front. The harley is a 05 and my R32 is an 04.
I hade 2 drunk driving tickets in 96 or 98 and lost my license for about 5 years due to driving on the suspended license and violating my probation.abstrack@protonmail.com
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05-13-2005, 07:33 AM #4
US Agencies owns bro.
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05-13-2005, 07:36 AM #5
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Originally Posted by damiongage
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05-13-2005, 07:59 AM #6
i paid 600$ for the year for minimum liablilty... when i had my f4i
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05-13-2005, 10:12 AM #7
im an Insurance agent... it pretty much depends on a couple of factors... Driver: age, MVR and Bike: year make/model and of course your territory. Progressive is most likely not better then State farm by the way!! although Prog writes 6 month policies so it could help ya out since you only drive the bike 1/2 a yr!!
$600 is a pretty good avg premium for liab only!! but subject to ALOT!!
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05-13-2005, 10:14 AM #8
Originally Posted by Fat Mike
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05-13-2005, 10:17 AM #9
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Originally Posted by HeavyHitter
problem is if it is financed thru a company that requires insurance you dont have the option for only keeping it insured 6 months out of the year.Last edited by Fat Mike; 05-13-2005 at 10:56 AM.
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05-13-2005, 10:50 AM #10
it can still get stolen in winter.....
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05-13-2005, 12:01 PM #11
Originally Posted by Fat Mike
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05-13-2005, 12:14 PM #12
I had a 93 CBR 900rr, for liability insurance only through progressive, i paid 199 a yr...
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05-13-2005, 12:14 PM #13
Originally Posted by damiongage
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05-13-2005, 12:15 PM #14
Originally Posted by HeavyHitter
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05-13-2005, 12:16 PM #15
Originally Posted by clhp20
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05-13-2005, 12:32 PM #16
Originally Posted by punchrf
hahhaaha jk!! I work for an agency that my father owns, so i kinda got the hook up!!
Insurance rate automatically decreaeses when turned 25. Can still be rated as inexperienced driver but inexp at age 25. (still see a minor decrease in rate) Unless it be different in LA!!!
good to know i got a fellow Ins Agent bro. What do you do???
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05-13-2005, 12:36 PM #17
Originally Posted by HeavyHitter
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05-13-2005, 12:42 PM #18
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Originally Posted by HeavyHitter
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05-13-2005, 12:50 PM #19
Originally Posted by punchrf
insurance is defly boring BUT, we (producer) make our own hours and your not always sitting behind desk. Sometimes i dont even go into the office. I guess tho office manager is more difficult with more responsiblity.
if ya ever need any help or questions.... im here bruva!!
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05-13-2005, 12:53 PM #20
Originally Posted by HeavyHitter
abstrack@protonmail.com
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05-13-2005, 01:24 PM #21
In general... danm right i am!! lol. There are so many rating factors derived when insurance companies quote insurance. I have beaten Geico in plenty of cases for reasons i will never know.... but any honest insurance agent (not to many,,, hahaha jk) will tell ya that certain companies are much lower then others.... (in most cases)
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05-13-2005, 01:32 PM #22
600 euros aged 25, full no claims, full license.
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05-13-2005, 01:46 PM #23
Originally Posted by HeavyHitter
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05-13-2005, 08:52 PM #24
Originally Posted by HeavyHitter
abstrack@protonmail.com
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i pay 300 a yesr with state farm that is for my gsxr 1000
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05-13-2005, 09:27 PM #26
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150 a month, thats with. full discount
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05-13-2005, 11:29 PM #27
Originally Posted by HeavyHitter
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Originally Posted by clhp20
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05-14-2005, 08:07 AM #29
Originally Posted by abstrack
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05-15-2005, 12:19 PM #30
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Having insured a bike in three different states, I can defenitely say that where you live makes a big difference. My insurance in Texas, for example, was more than double what I paid in Oregon for similar coverage. I agree with the other posters that State Farm is probably your best bet. This might vary by state, but my understanding is that they'll only insure you if you have a car with them. Ask the agent if the quote you're getting is with their mutual. The mutual has lower rates than normal SF, but you have to meet certain requirements.
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05-15-2005, 12:23 PM #31
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I had a bitch of a time getting insurance. State farm wasn't taking new clients. Most of them wanted two years experience on a cruiser style bike. When I finally found one, they wanted $350 a month!! Forget that nonsence!! That was like 3 years ago! Here's a little tip: Computers do wonders these days!!
"Burn rubber, not your soul!"
Ride safe!
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