Oasis and medical insurance

[harveyjblch]

Hey everbody, I was wanting to know if anybody has used their medical insurance for HRT? Does Oasis accept medical insurance?
Just wanted to see if anybody has ever delt with this.

thanks

[Lavinco]

Yeah but you have to fill out all the paperwork at your local police department.









































j/k

[harveyjblch]

what do you mean by that?

[zaggahamma]

No bro...Oasis does NOT accept insurance. And there has been several threads asking about any success getting reimbursed and I have yet to see any body get their dough back. I've been following the HRT forum here pretty steady since March.
hope this helps bro

[Ufa]

Edit

[welloiledmachine]

I have been using Oasis for a couple years now, and If you have Blue Cross Blue Shield, or United then you are in luck. I have the first. After placing your orderl, Oasis will provide you will letter of medical necessity and all invoice information necessary to fill our your reimbursment form from you PPO Insurance provider. I recieve up to 80 percent of all HGH and Testosterone Therapy treatment back from reimbursment. they will give you all the info you need ot get free or close to free gear. The key is having a insurance provider that actually cares. The two I listed are very good. Nothing makes me feel better than paying One fourth of a 2500.00 order every six months. Also, Oasis is the only Clinic nation wide to offer credit lines. Watch out boys, Im charging my gear.....

[zaggahamma]

I have been using Oasis for a couple years now, and If you have Blue Cross Blue Shield, or United then you are in luck. I have the first. After placing your orderl, Oasis will provide you will letter of medical necessity and all invoice information necessary to fill our your reimbursment form from you PPO Insurance provider. I recieve up to 80 percent of all HGH and Testosterone Therapy treatment back from reimbursment. they will give you all the info you need ot get free or close to free gear. The key is having a insurance provider that actually cares. The two I listed are very good. Nothing makes me feel better than paying One fourth of a 2500.00 order every six months. Also, Oasis is the only Clinic nation wide to offer credit lines. Watch out boys, Im charging my gear.....

Cool fvckin deal bro....this is the first post with that much info on insurance pickin up tab for hrt clinic prescriptions. I know this won't be the last time someone asks. I'll be on the hunt for an employer who has those two insurance companies

[harveyjblch]

Thanks for the info guys!!!!
I have Aetna, hope they would cover some of the cost.

My doctor just scribed me Androgel , had to pay more than my normal copay
because it is a namebrand instead of generic.

[Johnny Test]

Yeah but you have to fill out all the paperwork at your local police department.

Can someone explain why this jakoff would make this comment. Is this not a legal theropy? To many people in here are giving hints and suggestions that lead me to think that it is not legal. Sure I understand that this theropy can be used and abused. But is there such a thing as having a serious condition in which HRT can help?

[Ufa]

Edit

[Johnny Test]

Lol, paranoid thoughts? What is there to be paranoid about? "Attention to myself" you say that like its a bad thing.
Thanks brother

[zaggahamma]

Thanks for the info guys!!!!
I have Aetna, hope they would cover some of the cost.

My doctor just scribed me Androgel , had to pay more than my normal copay
because it is a namebrand instead of generic.

when that happened to me i asked for the RX to be changed testim=androgel....same shiat

[zaggahamma]

Can someone explain why this jakoff would make this comment. Is this not a legal theropy? To many people in here are giving hints and suggestions that lead me to think that it is not legal. Sure I understand that this theropy can be used and abused. But is there such a thing as having a serious condition in which HRT can help?

yeh, when i first saw that I knew he was reachin for some laughs....if hrt wasn't legal....this daddio wouldn't be 'round here fo sho. and actually you got a question answered that might help others get some money back...so props to you man.....fuggit about the negative shiat bro....take care

[grvdigr1]

I have been using Oasis for a couple years now, and If you have Blue Cross Blue Shield, or United then you are in luck. I have the first. After placing your orderl, Oasis will provide you will letter of medical necessity and all invoice information necessary to fill our your reimbursment form from you PPO Insurance provider. I recieve up to 80 percent of all HGH and Testosterone Therapy treatment back from reimbursment. they will give you all the info you need ot get free or close to free gear. The key is having a insurance provider that actually cares. The two I listed are very good. Nothing makes me feel better than paying One fourth of a 2500.00 order every six months. Also, Oasis is the only Clinic nation wide to offer credit lines. Watch out boys, Im charging my gear.....

So if a person such as myself has bcbs and can charge with oasis, get reimbursed by bcbs and pay off most off the loan with oasis.... is this correct??

[Ufa]

edit

[vermin]

Can anyone be more specific as to which BCBS will cover? There are a mess of them out there, and I have benefits elections coming up.

[Ufa]

edit

[harleyman]

I have united and they wont pay for anything this insurance company sucks.

[1819]

Can someone explain why this jakoff would make this comment. Is this not a legal theropy? To many people in here are giving hints and suggestions that lead me to think that it is not legal. Sure I understand that this theropy can be used and abused. But is there such a thing as having a serious condition in which HRT can help?

before ya call anyone a jackoff there hondo, read the whole post. he posted joke on the bottom.

[znak]

Insurance compaines have different policies and remember (insurance
companies are there to collect premiums and deny claims.)

You got to call and ask. Make sure you document or get in writing
any authorization. You might want to check their web site.

When I go to mine it says "Prior Authorization Required" means
Doc will have to submit forms and you might have to appeal
to upper level about meds. If you are talking about GH. It costs
a lot of money and they will give you a tough time. If you are
talking test and have drug coverage they usually will pay.

Wish you the best. It's always best to go to their web site and
see first. Then call. Lots of time is about how far yout Doc will
fight. Remember they do business with the Insurance companies,
most work for HMO's, they do what they are told. Not like the good
ole days.

In whole good advice. The advice to call and get it in writing is key if you are going to do hgh. Cigna requires pre-authorization that is almost impossible to get for hgh unless you are some type of midget.

They used to pay no problem.

[1819]

Can someone explain why this jakoff would make this comment. Is this not a legal theropy? To many people in here are giving hints and suggestions that lead me to think that it is not legal. Sure I understand that this theropy can be used and abused. But is there such a thing as having a serious condition in which HRT can help?

and another thing...if someone had a true medical condition they would be seeking help from a doctor or be checking things out on a medical website. this is a steroid forum.

[zaggahamma]

and another thing...if someone had a true medical condition they would be seeking help from a doctor or be checking things out on a medical website. this is a steroid forum.

I value the opinions of most here on this steroid website more than any doctor that i've run across so far and use the doctors as a middle man in my own little world i live in.

i think the bro got a little put off when a serious question in the hrt forum got turned into a joke....maybe got a little harsh with the name calling but lavinco wasn't as pissed as you

i think the question got answered and will help a lot

[harveyjblch]

Well, all I can do is try to get reimbursed for the cost. If it doesnt work then screw it.

[harveyjblch]

Thanks for sharing the situations you had dealing with insurance companies

[1819]

I value the opinions of most here on this steroid website more than any doctor that i've run across so far and use the doctors as a middle man in my own little world i live in.

i think the bro got a little put off when a serious question in the hrt forum got turned into a joke....maybe got a little harsh with the name calling but lavinco wasn't as pissed as you

i think the question got answered and will help a lot

you are right. i just get mad when a noob starts acting like an internet toughguy. lav is a good bro so i'll stick up for anyone who's been around. you can disagree with someone here without calling them a jackoff. plus i agree that doctors can be a pain in the a*s but they did go to med school and the opinions on this board are made by guys(self included) who are willing to take some chances and make some sacrifices to achieve a certain goal. sometimes not always the smartest decisions. alot of time i see people fishing for the answer they want to hear. a true medical condition should be dealt with by a doctor.

[harleyman]

my old insurance paid for my hrt

[vermin]

and another thing...if someone had a true medical condition they would be seeking help from a doctor or be checking things out on a medical website. this is a steroid forum.

We are and we do.

[zaggahamma]

you are right. i just get mad when a noob starts acting like an internet toughguy. lav is a good bro so i'll stick up for anyone who's been around. you can disagree with someone here without calling them a jackoff. plus i agree that doctors can be a pain in the a*s but they did go to med school and the opinions on this board are made by guys(self included) who are willing to take some chances and make some sacrifices to achieve a certain goal. sometimes not always the smartest decisions. alot of time i see people fishing for the answer they want to hear. a true medical condition should be dealt with by a doctor.

agreed

[Johnny Test]

1.) It was a misstake, my bad. I didn't realize it was a joke.
2.) I'm not a newb. Althow my profile might indicate.
3.) I'm sry my comment was so traumatizing for you.
4.) I agree the Doc is the best way to go. Just wanted to learn as much as possible before any visits. In a fifteen to thirty min counsiltaion there are only so many questions one can ask or remember to ask a Doc.

Lavinco I'm sry for the the comment. maybe I should have paid more attention.

[Oasis]

To kind of give you some feed back from what we have seen on insurance reimbursement is that Aetna is not very good at all and is very difficult to get reimbursed by. I know this because I attempted to assist a patient beyond the typical invoice and letter. We both got the run around for about 6 months without a sucessful turn out. Even got letters saying they would do it but to find out in the end the person made a mistake.

BC/BS some do and some don't depends on the policy that you have and the requirements. Example BC/BS of Florida for the specific patient that tried their policy required stimulation tests to be completed before reimbursement would be granted for HGH. On the other hand one patient with BC/BS of Illinois recieved 80% reimbursement with only an invoice provided.

United Healthcare used to reimburse but haven't had any recent situations to give you an example.

If it is needed we will provide patients will invoice and a universal claim form to submit.

Most will have an easier time getting reimbursed for testosterone therapy than they will with HGH. In the past Insurance companies were easier to get to reimburse for HGH but most are beginning to require stimulation tests and will not grant reimbursement soley with an IGF-1 test.

We do now offer finance programs for individuals that are approved to cover the costs of their therapy. Minimum is $300 and can be financed up to 18 months no interest or 72 months at 9%. This program is not exclusive and can be used at many local doctors, dentists, plastic surgeons, etc in your area as well. Please call for more details. We can run an application over the phone and will have the results within minutes.

[Shang III]

Damn! Just get a Flexable Medical Spending Account and get your stuff!

[zaggahamma]

Damn! Just get a Flexable Medical Spending Account and get your stuff!

Not nearly the same as insurance paying, but yes, gooooooood idea....would save some $$$$$$$$
they'll need to see invoice for sure... i think my first purchase from oasis was with flex spending and they shortly were asking for receipt(s). It didn't automatically come with the shipment and my wife was thinking of switching jobs anyway (she carries insurance and flex card) so I didn't bother providing them with it. The balance was almost empty anyway so what could they have done

[vermin]

Not sure if they all work this way, but my wife had one of those accounts and even if it happened to be empty, if the amount was within what she was scheduled to have put aside during the year they'd still pay. When she changed jobs that "negative" balance just went away. This was a few years ago, so they may hove gotten smarter in managing these funds....

[zaggahamma]

Not sure if they all work this way, but my wife had one of those accounts and even if it happened to be empty, if the amount was within what she was scheduled to have put aside during the year they'd still pay. When she changed jobs that "negative" balance just went away. This was a few years ago, so they may hove gotten smarter in managing these funds....

Yeh, my wife actually left her company b4 they had a chance to finish deducting the rest of her paychecks that pay for the flex card and came back a few months later and didn't have to pay

[elicotton]

I used to be a human resourse guy in a company on the Alabama/Georgia line. I dealt with Alabama BC/BS and Georgia BC/BS and they were operated as seperate entities. As a matter of fact, during this time BC/BS of Tennessee went bankrupt but this had no affect on Ala or GA. My point is that coverage with BC/BS varies state to state so be careful.

[znak]

To kind of give you some feed back from what we have seen on insurance reimbursement is that Aetna is not very good at all and is very difficult to get reimbursed by. I know this because I attempted to assist a patient beyond the typical invoice and letter. We both got the run around for about 6 months without a sucessful turn out. Even got letters saying they would do it but to find out in the end the person made a mistake.

BC/BS some do and some don't depends on the policy that you have and the requirements. Example BC/BS of Florida for the specific patient that tried their policy required stimulation tests to be completed before reimbursement would be granted for HGH. On the other hand one patient with BC/BS of Illinois recieved 80% reimbursement with only an invoice provided.

United Healthcare used to reimburse but haven't had any recent situations to give you an example.

If it is needed we will provide patients will invoice and a universal claim form to submit.

Most will have an easier time getting reimbursed for testosterone therapy than they will with HGH. In the past Insurance companies were easier to get to reimburse for HGH but most are beginning to require stimulation tests and will not grant reimbursement soley with an IGF-1 test.

.

How is CIGNA to work with? I had their International plan, which was great then turned to shit. How is their domestic (FL)?