How to get gear out of your medical insurance?

[AngryNR3C4]

Hi, I'm 28 y/o, 5'11'', 205lbs, 25% bf. It's my first year of solid training, though I've been messing around for a short while.

I'm 99% sure that hrt is covered by my medical insurance.
One day I'm gonna blast and cruise, I want to set it up so as much as possible is paid by my medical insurance.
How do I do that?

I think standard hrt here is gel (1% testosterone ) every day and testosterone undecanoate shot every 3 months.
Timing between shots and gel doses vary according to bloodwork, which is regular (don't know how regular).
Is this any good? I read that gel is not good, a shot every 3 months also seems too far apart.
Does your doctor listen to your needs or tries to avoid prescribing you extra test?

Just looking for info, not gonna use very soon.

[GSXRvi6]

If you end up on HRT the last thing you want to do is risking losing it.

Bad idea.