Background:
Credit score is mid 600's (upper level college student) mostly all loans.
My co-signer (father/mother) doesn't have THAT much better, but they have an extensive history compared to mine which is just loans lol.
Might be able to get someone with a VERY GOOD credit score to co-sign with me

Basically I wanna know my monthly payments given the fact I live in Southern Florida and with the circumstances above, I DONT NEED EXACT NUMBERS JUST A GUESSTIMATE.

I really want that car and I WILL have a job when I come back up to where I live most of the year (North Florida) but you know telling a car dealer you are gonna have a job isn't gonna do jacksh!t

I was thinking about putting anywhere from 4-5 thousand dollars down, I can't own because my family is not that wealthy right now (invested heavy in the housing market before it crashed 5 years ago so you can imagine what happened).

Thanks

immortal

P.S. I mean if its gonna be more than 500/month forgettta about it since I don't have that kind of money + insurance