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  1. #1
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    Mar 2013
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    so mad right now!!!

    well i have a horizon insurance plan, and called a urologist with very good reviews to see if he prescribes hcg and checks estradiol and what do you know? HE DOES....he sounds PERFECT.

    im then told he stopped accepting my insurance 2 months ago....


    i ask how much it costs out of pocket and im told 310 dollars.

    i decide im going to pay 310, because it is my cheapest option at quality care.

    THEY THEN TELL ME IT IS ILLEGAL TO PAY OUT OF POCKET IF IM INSURED!?!??!

    so pretty much i cant see shippen, crisler, marc gordon if im insured..im doomed with these drs who know nothing!??!

    so i put my tail between my legs and just called my urologist who gave me hcg...have an appt next week =(

  2. #2
    bass's Avatar
    bass is offline HRT Specialist ~ Knowledgeable Member
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    hog wash, I pay my endo out of pocket and I have insurance. call your insurance and find out if that's a fact.

  3. #3
    Join Date
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    Quote Originally Posted by bass View Post
    hog wash, I pay my endo out of pocket and I have insurance. call your insurance and find out if that's a fact.
    idk why the **** they dont want my money lol....maybe it's a nj thing?
    it's weird when i called the uro im going to to make my appt for next week she said ''coming in for an injection?''
    im not even on trt lol.

  4. #4
    phaedo's Avatar
    phaedo is offline Associate Member
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    Just don't disclose you have insurance and ask to receive the physician's services as a private transaction?

  5. #5
    SexySweetheart is offline "Decide you want it ƸӜƷ more than your afraid of it"Recognized Member Winner - $100
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    Wow!

    illegal? What type of commy shit is that?
    I feel your frustration. You must be going nuts right now? I never heard of such a thing that's so bizarre. I wish I had something helpful to say but I'm left worthless. Good luck I really hope things work out for you and yoU find what you need

  6. #6
    Beethoven's Avatar
    Beethoven is offline Productive Member
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    Quote Originally Posted by phaedo View Post
    Just don't disclose you have insurance and ask to receive the physician's services as a private transaction?
    I've never heard that, but then if you're going to pay out of pocket, don't disclose that you have insurance. It's none of their bUsiness anyway. What's the difference, if you have insurance and they don't accept yours, you don't have any as far as they should be concerned.

  7. #7
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    Mar 2013
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    im pretty upset he quit taking it 2 months ago....i could have been seeing him and living life lol...and not paying out of pocket!

    now i have to settle for the urologist i saw before..and i dont think he will put me on trt...but if he does atleast he prescribes hcg ..and he put me on subq hcg so im hoping he knows cyp can be subq.

    so i guess i cant even join lowtestosterone.com?

    btw i called my insurance and they confirmed it was illegal.

  8. #8
    darkmatter22 is offline New Member
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    Where in NJ Are you? I moved to Portland Or but lat month I was using a place in Jersey City that accepted insurance and gave me HCG and Test injections- Only catch I had to go there every week for 6 weeks till I could convince them to let me self IM-

    Maybe you could have such luck.

    Why not use lowtestostenone.com if contacts dont work out? Im thinking of doing similar.

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