2sox, 30 years or 30 days???? LOL, sorry you had that one coming to you. Even though we may disagree significantly on philosophy, I must admit if a person takes the blinders off and with an open mind tries to see another's point of view without existing biases, only good can come out of it. This thread obviously evolved, took a life of its own, will be interesting what the future holds regarding TRT coverage. Think it is pretty clear I am not a fan of the new ACA, would be very nice if I were wrong, time will tell.