What is going on?

[omni]

I am 30yrs old and 185lbs. I do 30 minutes of cardio four times a week. I eat quality food. No fastfood. No transfat. No high fructose corn syrup. No alcohol. No smoking.

The problem is that I am getting more and more belly fat. This bloooowws. I have been researching hgh for a while and these forums are a treasure of information. I had my bloodwork done and my testosterone was at 340. Kind of low, but still reasonable. My doctor prescribed me 3mg Androgel but I have yet to pull the trigger because I doubt its anabolic effects relative to other options and I also fear post-cycle depression and lethargy.

I guess I am looking for some direction and experiences from new/intermediate users. Any thoughts from you pros?