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10-22-2013, 02:56 AM #1
ObamaCare "Affordable care act"
Who has gone onto the site and pluged in the numbers to see what it would cost you? I did.
The "AFFORDABLE" care act (ObamaCare) for me to get the same coverage I am getting now would cost me $23,904.68 a year based on the hhs.gov website. Please someone explain to me how is that affordable?
PS. NO that is not even the most expensive plan available, it's just apples to apples with what I have now.
If I go for their top coverage it would cost me just under $30,000.00 a year. This is with no pre existing issues, just straight up basic cost.
Well lets see, I'm already taxes at 23%, we have 10% sales tax and now they would want another 23% of my gross income for health insurance. I'm expected to pay gratuity of 15% if I eat out, 1.6% property tax and 10% gas tax.
I'm sure I'm missing a few things but that doesn't leave much for me now does it?
Again, how is this affordable?
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10-22-2013, 03:07 AM #2"ARs Pork Eating Crusader"
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Sounds like your getting ripped off mate. I get free health care but i also opt for private coverage as well costs me 115$ a month and i get pretty much everything also do not have to "tip"
Last edited by Euroholic; 10-22-2013 at 03:11 AM.
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10-22-2013, 03:09 AM #3"ARs Pork Eating Crusader"
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I feel ya tho mate 70000$ tax sucks the big one
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10-22-2013, 03:10 AM #4
OH and I forgot, that does NOT include dental.
Time to go check the dental plan cost.
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10-22-2013, 03:13 AM #5"ARs Pork Eating Crusader"
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Move to the philippines mate
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10-22-2013, 03:22 AM #6
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10-24-2013, 12:55 AM #7
I don't mean to bring you down further.....but you are forgetting one more tax that most Americans forget about. And that is what the government in all their infinite wisdom decided it would be better not to call it a tax but rather a "USER FEE". Lets say you go to a movie rental store or maybe a trailer rental place and you want the movie for the night or the trailer for a night or two. Well since these items are already paid for by their owners and you are only renting with the idea of returning it, the government in order to further drain your bank account threw in a user fee to further swell the coffers so they can continue to give billions away to those countries that hate our guts and wish us harm like Pakistan, and Egypt. And since legally they can't tax us on those items we rent, the government lawyers went to work and came up with the good ole user fee routine so now we are taxed on basically everything we do or use short of breathing. But even that is taxed through environmental programs in place. So when it all comes down to it, we are taxed for everything we do and use and if you add in the cell phones then we are even taxed on what we say. Yep face it were screwed... Have a nice day....lol
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10-24-2013, 01:25 AM #8
Lov, it was designed to be a failure even according to Harry Reid. It was designed to fail and to bring about single payer healthcare in the U.S.
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With all lovbyts's post I would guess he isn't for the Affordable Care Act. Remember it's no longer Obama's program, it's law.
Realist: A person who sees things as they truly are. A practical person. The pessimist complains about the wind; The optimist expects it to change; The realist adjusts the sails. — William Arthur Ward
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10-24-2013, 05:55 AM #10
You are right and they should give it a chance to either make it or fail on it's own. But this is the very first law I've seen or remember that has been attacked from the very start and is still being attacked even though it is the law of the land and it has not even really started yet. And yes health care across the board has since gone up astronomically causing hardship for us. But it goes up every year and I have a feeling that the reason it has gone up more than normal since Obama Care has been implemented is because those same healthcare companies support the republican camp with tons of campaign money so they can get bills passed in congress and senate that are beneficial to the health care industry. And as Republicans say this law is only going to help the poor who are worthless anyhow and don't contribute. what they forget or don't want to think about is those hard working middle class folks who are now and have been on retirement and are on fixed incomes trying to just get by. And if Obama Care has the remote chance of helping those and others as well don't we owe it to those before us who helped make and save this great nation of ours? We need to ask why there are those who are so hell bent on removing this healthcare program and what are they promoting in it's place? I think it's way past time to go after the healthcare industry and do some serious investigating to see why our healthcare has gone up beyond all sense of reason way faster than inflation and wages and everything else. We the America people are being lied to so much from so many that it is hard to tell the truth from the liers. and that's a sad state of affairs for us...IMO
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10-24-2013, 05:57 AM #11
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10-24-2013, 06:03 AM #12
become a doctor, treat yourself
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10-24-2013, 06:42 AM #13
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10-24-2013, 09:02 AM #14Originally Posted by Shol'va
Affordable my fvcking ass. Help the middle class my fvckin ass. Sorry.
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10-24-2013, 09:21 AM #15
the government creates the problem so they can work on a solution, its what they do, this is how they stay in business and keep taxing us and call it something else, User Fee, etc... you remember the days when the doctor showed up at your house with moment notice? and he was cheap! that all stopped because the almighty government stuck its' nose where it doesn't belong and started to run the healthcare by imposing so many senseless laws and drove the cost so high that we have to have insurances which was their scheme also, adding all these conditions so we are forced to buy, and the more we buy the more they make.
I run a business, and I pay about 14 types of insurances that are mandatory by law! there is no such thing as free healthcare, some one is/will pay for it until they are broke, then everyone is fvcked!
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10-24-2013, 09:23 AM #16
I wouldn't expect you to care about MY grandparents but since your post was targeted to helping people.....
Also..... You said if we can help people its worth a shot. I agree to an extent. Is it worth $1 trillion and future debt for our kids if it fails? IMO...... No.
Why couldn't the government provide insurance for those who need it instead of forcing us all? I they care about those people so much then why can't they?
Why call it the affordable care act if it cost LB $23k per year!? Without a pre-existing condition! How is that helping the middle class?
Some people need to open their eyes. Our government wants people to get the shittiest plan so they can say "America is covered..... We provided out citizens with insurance" - then they can collect tax money from us. Meanwhile..... Those people who are now "covered" will realise that the care isn't free and they still end up with a pile of fvcking bills.
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10-24-2013, 09:36 AM #17Junior Member
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10-24-2013, 09:38 AM #18
Also......
Businesses are saying they're opting for a bare bones plan for their employees. The plan is cheaper than the penalty and cheaper than giving full coverage. Essentially..... It doesn't cover maternity, X-rays, mri's, or anything remotely big. It'll cover doctor visits.
Please explain to me how this benefits people? Okay so yea maybe a few people can now see a doctor..... But what about people who had regular coverage? Now their business is going to fvck them because its cheaper.
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10-24-2013, 10:18 AM #19
Yep, so much for me keeping my plan and family doctor of 15 years. Just got the notice!
Thanks again to all of the low-information voters that made this all possible!
Low-I is now an epidemic.Last edited by Trevtrev; 10-24-2013 at 10:22 AM.
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10-24-2013, 10:38 AM #20
Read 1984 of George Orwell. (written in 1948)
In short it's a book about how the government intentionally waste the resource to make the population poorer and poorer. To make them restrain in their education and force them to never ask any question.
This book push the idea to the extreme, however, when you look at it, it makes perfect sense and represents well what we can feel today about the government.
Health care is one of many issue and example of this.
In canada the best example of it IMO, is the north plan. They will invest billions to creates 20 000 jobs and the money is supose to come back to us...
they spend enough to give 50 000$/years to all the person who would have filled these jobs for 20 years!
Plus they won't hire canadians, they will hire people from other country, and the other(especially china). will profit from our resources.
It's a waste of money, and an attempt to make use poorer.
Their was plenty of publicity on that project to make it seems like a great things.
Then again, the goal is to make us poorer and poorer.
Usa is no different. Encouraging the health problem by letting mcdonald sponsoring olympics. keeping cigarette legal and shit like this. FVCK the prevention lets pay to "cure" them and waste that money.
Just my .02
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10-24-2013, 10:43 AM #21
Also.....
One of the conditions on the site states "there is no reasonable expectation to privacy....." - you MUST accept that when you sign up.
I'm watching a live hearing right now regarding it because it directly violates Hippa regulations.
US citizens, currently, have to let go of their privacy that's protected by law in order to view pricing or buy a plan. Anyone who created an account already doesn't have their privacy protected.
The worst part..... Is the general contractors of the web page all knew about the Hippa violation. The people who proposed the bill for healthcare KNEW..... And it's just coming to light.
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10-24-2013, 11:01 AM #22
when will there be apartments available for rent on the moon?
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10-24-2013, 11:09 AM #23
^^^^^^^^^^^
When the government can find a way to make money off it.
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10-24-2013, 11:13 AM #24
Also.....
People are signing up and then finding out they have 3 spouses lol. So error tickets have to be submitted to fix these situations.
Here's the bigger problem tho..... This website alone cost the American taxpayer $400 million. It's not fvcking working! Lol they can't even get a website right.
They also have a browsable website that's offline. This site was able to give US citizens pricing info. The contractors we TOLD to turn it off two weeks before this whole thing went live. Why you may ask? I mean..... If one site could give us information on pricing and healthcare plans why would they direct Cheryl Campbell from CGI Federal to shut it down?
According to this hearing...... Because the healthcare plans offered are more expensive and less affordable than people thought. She said "we can turn it back on if they direct us to"
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10-24-2013, 11:16 AM #25
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10-24-2013, 11:16 AM #26
Mind you...... We paid for that browsable site as taxpayers! We can't even use it
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10-24-2013, 11:21 AM #27
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10-24-2013, 11:29 AM #28Originally Posted by Fcastle357
3,000-4,000 people max. This info was provided by the committee I'm watching on TV right now. It's a live hearing
Also..... Those signing up in person still have to use the same portal system that's failing lol. The point they're trying to make, both democrats and republicans, is that the system isn't ready. They want to delay it 6 months to a year because they're saying its not fair to taxpayers if they're not able to sign up in an effective manor. How can they tax us at the end of the year for not having insurance if we don't have access to it.
Wake the fvck up people..... This is your government doing what it always does. The businesses get a tax break till 2015 but not the individual taxpayer.
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10-24-2013, 12:51 PM #29Junior Member
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The first thing I want repealed is the stipulation that people with pre existing conditions can get health insurance. That is total BS!!!! Why should someone who has diabetes or has had cancer be able to get insurance? It is their fault for getting sick.
The second thing I want is for the youths up to age 26 to no longer be able to be covered under their parents health insurance. Those lazy free loaders need to go get their own insurance.
Finally, these health insurance "exchanges" are BS. A single place where people can buy insurance from private companies. That is pure communism!!!!!!!
Here is my plan, we have a medical system where all health care is paid for cash only. There is no government health care system. No medicare for the elderly, no medicaid for the poor, no tricare or VA for the veterans. No everyone just pays out of pocket for all medical care. Keep the government and private business out of it.
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10-24-2013, 12:58 PM #30Originally Posted by Money Talks
I think we need to reform healthcare. It's a broken system. I just don't agree with how they are going about it.
To have a cash paid system would ONLY work if the cost of healthcare was cheap as shit. That won't happen because healthcare is a business. It's not anyone's fault for gettin cancer. Yes it's THEIR problem in a way but its not their fault. They deserve treatment
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10-24-2013, 12:59 PM #31
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10-24-2013, 03:15 PM #32
Problem is Haz that lets say they did pull the plug on Obama Care tomorrow. Do you think that your health care will go back to where it was prices and all? I say hell no cause they are all greedy sobs. I dont have the miracle answer and those we elected dont either and so we are all paying a price for it. But I think nothing will be done till we change our political system to stop taking bribes and suitcases full of money to pass laws favorable to the health care industry as well as other powerful corporations. Till then we are at the mercy of Da Man. Bottom line is there is only one person who is looking out for you and that is you...
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Realist: A person who sees things as they truly are. A practical person. The pessimist complains about the wind; The optimist expects it to change; The realist adjusts the sails. — William Arthur Ward
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10-24-2013, 08:13 PM #34"ARs Pork Eating Crusader"
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Well hazard it would not bother me if my tax dollars went to help your grandparents. Im sure there 50 years of paying taxes would have benefited me in some form, thus returning the favor. That being said I'm off to the needle exchange chao
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10-24-2013, 08:59 PM #35Originally Posted by Shol'va
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10-24-2013, 10:09 PM #36
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10-24-2013, 10:17 PM #37Originally Posted by AD
Be able to purchase insurance from a company out of state
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10-24-2013, 11:52 PM #38
One thing that will be interesting is how many people don't sign up for it. I say it's interesting because many Americans aren't going to be too thrilled about being forced to buy something. Other countries do it, but there's a different mindset here.
And as some have said, or at least eluded to, it has nothing to do with healthcare. It's nothing more than wealth redistribution to even the classes or at least attempt to. Think about it, the OP's cost goes up because he has more. The excess he's paying is used to subsidize the "Care" of someone who has less. Take money from those that have more and give it to those who have less. This isn't rocket science but apparently impossible for some to see.
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10-25-2013, 01:06 AM #39
Exactly and its only going to get worse. Sorry to hear about your grandmother.
If you want to know who to blame think hard. No its not the doctors or even their insurance. Its the attorneys who take and file bogus lawsuits and the judges who award stupid amounts of money
No not all lawsuits are bogus but a lot are and this is what's costing us all. Insurance companies have to charge more because of all the payouts.
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10-25-2013, 01:23 AM #40
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